₦airaland Forum

ednut1:
even Canada that most of us came with permanent residency and papers wasn’t an issue. The Nigerian babes showed men pepper.

i have many friends that started with jobs like customer care and admin while they were doing certificates and training. The Nigerian babes rejected them. But when they got jobs of 90k to 130k a year . The babes came back, but the guys were having none of it. 🤣

The babes also want to live black girl luxury lives( expensive condo, vacations 3 to 4 times a year, eating out everytime etc) . As a guy you are saving for you downpayment and future and will want to live modestly.

They will call you broke join 🤣

Tomorrow28:
Why should I leave Australia and head to USA. Hmmm

planetx:
All easier said than done. But at least you got some likes.

Karleb:
There is a place for complete disagreement and disrespect in marriage but it shouldn't be a daily dose.

Some women (also some men) are just rude and mannerless.

I have seen women adore and respect their husbands, even their imperfect husband.
So a woman advocating for constant disrespect in marriage is just mannerless and lack respect, seeing a person's unclothedness is not enough to warrant such behavior after all the disrespect is not mutual in this case( I assume sha).

djon78:
Pretenders full church

Churches where you will see good homely well trained women more is Catholic and some other othordox churches

All these modern churches get plenty women not straight forward, not homely and likely to give a may stress

baum1:
Thinking like this makes me know that not all our people are dumb. I really enjoy the existence of some smart Nigerians. I get so used to the not-so-smart ones online that I get impressed, maybe too impressed, when I see one of the few smart ones online.

I like this logical argument. Well done Sir

Flame333:
Baba may just want someone he can tame but may be the plan didn't go as planned..
What does a 21 yrs know about marriage... Truth be told, just marry someone with proper training and have good character.. Let's start from there.. And she should have good future plans as well..

I use myself as example because I'm older than my woman with over 14yrs but am regretting my decision today.. She is 23 today.. I choose to train her to my taste but she is rude and proud.. When she offends me and I try to correct her, she would tell me because we sex together and have a baby, disrespect should be part of it.. I equally just sent her packing because, basically, I have not enjoy anything about her for 3yrs now and am almost sinking into depression..

Story plenty.. Behind the scene, that where the raw truth stays..

N3TRAL:
The only thing you should worry about as a man is poverty.


Every other thing is secondary. Posts like this should come from girls.

Acidosis:
You want them to bear Ayo, Chinedu, and Adamu so you can use tribalism to finish their destiny?

If I have my way, I will avoid all native names from Nigeria's major tribes (Yoruba, Igbo, and Hausa).

A Mark John is more likely to get a University admission from any Southwestern University than a Chinedu. A Jenifer Confidence is also more likely to get a job in Igboland than a Nurudeen Ayoola.

Y'all pathetic decendants of racists and losers will preach one thing and do another.

Nebes:
With such a name you are from Akwaibom till proven otherwise.

eepeepook:
Name: Mark Surname: John.

Name: Tony Middle name: Excel Surname: Livingston.

Name: Jennifer Surname: Confidence.

Seriously, where are they from? I remember we give names from our dialects. Some people have English names but only as first names or preferred ones. Their ‘native names’ dominate all of their official documents. In the given examples, those English names and surnames are their official ones.

ibechris:
As an igbo man,it will bring me a container of goods abroad.

SaintChukz:
You started very well with your comment and I actually liked that a lady gave this type of response. But was the second part really necessary? Why did you feel the need to tell us when we didn't ask?��‍♂️

SeaTrade:
So I saw a post on Instagram,brought it here for analyses from rational minds,
A guy in Nigeria owns a business worth N400m in liquifiable assets,business has capacity to make 60-80m a year on average ,but business being business nothing is guaranteed.
Also he can't enjoy his life because he keeps building the business and for fear of the unknown especially due to past trauma and experiences.

Gerrard59:
Mr SeaTrade who accused me of posting rubbish on the Travel Section also wants to japa (it's no friend of yours, I'm too old on Nairaland to fall for such deceptive yarns).

Well, as a proud poster of rubbish posts on the Travel Section, I'm telling you for free that N50M (worse still if the money in the bank is naira or in a domiciliary account. Emefiele would have a thing or two to say in few months from now) is grossly inadequate for both countries. Apply to Caribbean countries, preferably Grenada. The benefits with Grenada is: she is the only Caribbean nation which has a pathway to attaining American citizenship via the E-2 visa. However, from this link: https://www.eb5investors.com/magazine/article/a-legal-analysis-of-grenada-and-the-e-2-visa it shows that you don't have the minimum POF for obtaining Grenadian citizenship. My advice: try other Caribbean countries, maybe St Nevis and Kitts like HushPuppi.

He feels he's maxed out as no fresh ideas again around him to push him to the next level as smart minds in Nigeria aren't easy to come by, and life has become monotonous and boring for the guy.

Then his date is pushing for japa ,promising a better future for them in the new land judging from other people's experiences and how "good" their life is and also from people abroad saying life is so good working there bla bla bla...Kind of tempting for the guy as he's bored and tired of this country as monotony has set in and no next big thing.

Also some of the guy's classmates are also doing quite good there too seemingly as one friend there in corporate West just copped a brand new Mercedes and is financing a mortgage in a good neighbourhood, single guy,no joint spousal income whatsoever,

What would you do if you were in the guy's shoes?
The guy has no experience in corporate world ,neither is he qualified to fit in western corporate spaces.
Would you leave what you've built and its potential because you're bored with the life and chart a new,risky course or would you stay and hope you break out of stagnation in Nigeria?
The guy's trade has achieved some level of autonomy by the way but prolonged absence of founder can stunt the growth plans of the company as with every business.

obayemi204:
I earned exactly this amount 3 years ago while in nigeria before i relocated to Canada. Since I've

I don't know where you guys get the idea of being a slave from, as if you're not a slave to your employer or boss in Nigeria. If you know how many Nigerians are in top positions here in canada, the word slave wouldn't be an adjective to defend your decision not to travel.

Myself and this lady who posted this video everyone is commenting on chatted on Instagram, and i can assure you that if you listen to her advise and not come to canada, she herself will call you an idiot.

Pharaoh4rin:
Why is it so hard for other ethnic groups to k*ll fulani on sight? These people doesn't deserve to live with us. The fulanis are human-animals.

Some happened last time in geidam, yobe state here. These crop of dirty, hungry fagg.ots were planning to kill a young igboman who is doing fairly well with his cash crop business. I happen to be within earshot of their evil conversation. Thereafter, i had to warn the igbo guy. When they realised I leaked their plan, they were mad with me. When they heard me speak fulfude in response to their baggage, they became madder. Yobe state is peaceful but I know what I know.

ChybuzzDD:
Look at poor, innocent people struggling to eek something out of their lives being massacred by devilish Fulani jihadists.

It'll never be well with these animals we're sharing a country with.

IbeOkehie:
You're a WICKED man, why do you have to lie like this? You know FT is lying, it's a conspiracy by Bretton Woods to demoralize Nigerians. Have they been to Idumota and Computer Village?

Nigerians please don't mind him. He's a hater. We know you're rich and enjoying life to the max. 😉 Most Nigerians living in Nigeria, especially the ones on Nairaland, are now into REAL ESTATE (100% per month profit) or they work REMOTELY for foreign companies ($20,000 per month). Better wash your eyes!

Gerrard, another note to your bad self..... I'm the ONLY one allowed to give out GOOD LUCK TO NIGERIANS on this forum, I have the official Federal Government subsidized allocation for that.

You've been warned! Now let me clock out from this overnight security job and go wash some dead bodies. Yes, na so we see am for America.

Good Luck to Nigerians! And that's OFFICIAL!!!

florixi:
Your point does not still hold water. Whatever means people use to japa is no one's business. Some people migrated via sea and sought asylum when they arrived, and most of them are doing very well afterward.

You need to take heart and take a painkiller because more people are coming into the UK, no be you get uk. If you think they are low-skilled people, then you can relocate to another planet because their employers are not complaining. It is only bad belle people like you who are in severe pain because you don't want to see any other person succeed except yourself.

That your cousin wey you dey oppress for naija, wey you refused to show d way , is coming this December! O yah vex again!!

There is also increasing anger with the Tinubu government, which has been in place since May, which citizens criticise for extravagance at a time when they are struggling to make ends meet.

Afolabi Adekaiyaoja, research analyst at the Abuja-based Centre for Democracy and Development think-tank, said there was a sense among Nigerians that the austerity they were being asked to stomach was not practised by the government.

He pointed to the size of Tinubu’s government, the largest cabinet since Nigeria’s return to democracy in 1999, consisting of 48 ministers and more than 20 special advisers — something a senior member of the president’s All Progressives Congress party blamed on “political IOUs” to pay back favours dished out during a bruising election campaign.

“The challenge with the government calling on citizens to bear economic sacrifices . . . is that it is at odds with its spending,” said Adekaiyaoja. “The honeymoon is over and the government cannot afford to aggravate an already sensitive situation for Nigerians.”

The government’s supplementary budget, approved by parliament and signed into law by the president on November 8, was met with uproar.

It included N1.5bn ($1.9mn) for cars for the office of the first lady, N2.9bn ($3.7mn) for the renovation of the president’s living quarters and another N28bn ($35.6mn) for other costs, including the president’s purchase of luxury vehicles.

“It doesn’t make sense,” said electrician Kenny Ogunbela. “These things are too expensive and it shows they don’t care about the people.”

Many lenders attempt to shame borrowers into repaying their loans by messaging people in their phone contacts saying they are in default.

Users of OKash are required to grant the apps access to their contacts, location, SMS, calendar and camera when they sign up. The company says on their website that this is “a very important part of evaluation process”.

Palmcredit says in its terms and conditions that it requires access to users’ phone history, device identification, contact list, call and text history, and other data. It also warns that it “has the right to alarm contacts to declare the loan if you are late with your payment”.

OKash and Palmcredit did not respond to requests for comment.

Online lenders typically provide loans without the collateral requirements of most established banks and often charge rates well in excess of Nigeria’s key interest rate of 18.75 per cent and the maximum lending rate of 27.24 per cent for high-street lenders.

Central bank data last week showed lending from high street banks rose rapidly over the second quarter. Total consumer credit, of which almost three quarters were personal loans, increased 12.2 per cent over the three months to June.

The official data does not capture emergency lending from payday providers. But financial literacy experts and analysts said they were seeing rising numbers of people resorting to emergency funding to bridge the gap between their costs and their incomes.

A report by the Lagos-based SBM Intelligence consultancy showed that 27 per cent of Nigerians who had seen their pay decline had borrowed to augment their income.

“The quality of life [of Nigerians] has reduced across all income categories,” said Seyi Awojulugbe, senior analyst at SBM Intelligence, who co-led the report.

Oluwatosin Olaseinde, founder of the financial literacy service Money Africa, said economic difficulties had made many people “desperate” and vulnerable to “predatory lenders with high interest rates”.

“When people can’t meet their immediate needs internally or through help from friends and family, they turn to outside loans,” she said, highlighting the proliferation of online lenders in Nigeria.

Oluwakemi Afuye, a seamstress, said she had been inundated with texts to her phone advertising instant loans.

While she has not borrowed from payday lenders after hearing horror stories of people being harassed when they default, the mother of one has resorted to salary advances from her employer to cope with the soaring cost of food and transport.

“You have to cut your budget,” said Afuye, who has switched to buying groceries at traditional markets where they are cheaper than the supermarkets she used to frequent. “The situation is disheartening.”

The rise in the cost of living has led to calls by the country’s labour unions to demand a minimum wage of at least N100,000 ($122) a month, up from the current level of N35,000. The unions have threatened to strike if their demands are not met.

Nigerians are turning to expensive emergency loans to cover the cost of essentials, as the country’s economic woes push more people into poverty and fears grow of a consumer debt crisis.

High inflation and a controversial austerity drive by the government have weighed down on Nigerians’ incomes at a time when payday loan providers have become ubiquitous.

“You become enslaved,” said Samuel, the owner of a small dry cleaning company in Lagos who declined to give his surname because of the stigma attached to borrowing in Nigeria. At one point he owed money to four different fintechs at interest rates as high as 40 per cent and was paying back one loan with credit from another.

The tripling of the cost of petrol since May, following President Bola Tinubu’s removal of $10bn-worth of fuel subsidies, had meant he had “no choice but to borrow”, he said.

Recent inflation data highlighted the pressures facing ordinary Nigerians. Food prices are 31.5 per cent higher than they were last year. Bus fares in Nigerian cities have on average risen 117 per cent year on year, according to the most recent data from the statistics agency.

The depreciation of the naira has also driven up costs in the import-dependent economy, contributing to an overall rise in consumer prices of 27.3 per cent in the year to October — the country’s highest inflation level for two decades.

The World Bank said this year that “entrenched inflation” had driven an additional 4mn Nigerians into poverty. Some 63 per cent, or about 133mn people, were already “multidimensionally poor”, according to government statistics, creating fertile conditions for lenders to capitalise on.

The country now has almost 200 licensed online lenders, according to Nigeria’s Federal Competition and Consumer Protection Commission, with more believed to be operating illegally.

The apps of market leaders OKash and Palmcredit have more than 5mn downloads.

weedmanlive:
They can't manage correctional service that gave them autonomy yet they want state police they can underpay and use to rig election at will.
I wonder how crime rate would have grown in states like Edo where they don't pay workers any more.

Prechgold1180:
Considering the current state of Nigeria economy

Any salary below 500k is seen as poor to me

Even if you get up to 6 digits a month
You still going to suffer

Reason why I opt out of monthly pay
Good with multiple source of income now
And getting daily pay.

Blitzking:
If I was abroad the long game plan is to invest in nigeria

...cos its easier to make money in nigeria than abroad. Many ppl don't realise it..just that nigeria doesn't support ppl just starting.

Prechgold1180:
Yes boss