₦airaland Forum

AngelicBeing:
l will not open the door, l will call their bluff and l must have cocked my fully loaded AK-47 , atleast l will have more than 6 fully loaded AK-47 hidden in different part of my build with tons of bullets and be ready for action with desperate shootings & firing from all cylinders, no time for negotiation with criminals , Nigeria is a jungle and not a place to be gentle with ba..stards who wants to end your life

Are you packing all these heat in Nigeria?

12guage short gun should be ok.

I was just pondering what a typical Nigerian homeowner would do considering that a lot of armed robbers are known to ask for access instead of forceful entry.

Scary! Isn't it? The thought that some build 15ft wall and gates, yet armed robbers just pour acid on the wall, create a hole and crawl into a compound.
/

Just curious...

If you instal a supposed Turkish bulletproof door in your house and armed robbers insist that you open thr door, will you:

a). Open the door to let them in.

b). Call their bluff and damn the consequences.

Any takers?

//

dillinger:
Had an emergency at work which necessitated him moving at that time

Concentrate on finding the car.

The reason for being on the road at that ungodly hour is total bullsh!t

Folks who just bought a car rarely drive it at night not to talk of 2am and a high demand car at that. This is a classic example of "Do not put the Lord your God to test".

Apparently the owner didn't attach much value to the car.

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This is why a lot of Nigerians are destined to be poor.

$43m and nobody is claiming it. You the poor, hapless and jobless Nigerians are only online typing away.

Why not claim the money? You have nothing to lose.

If I am a graduate, poor and jobless, I am claiming the money. Na EFCC go use their legs pursue me out of their office.

No pain. No gain
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InyinyaAgbaOku:
What was his criteria?
Being Jew or a Rothschild?

Jew.

As in money given to nwanna a.

When you think about Rockefeller family, think about the Rothschilds. They are never on the Forbes' list. They don't own corporations; they own governments. And corporations are under governments.

Got it?

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LOL. Nigerians!

Do you really believe that GEJ is sober enough to draft this message?

I find it difficult to believe.

Oh. I get it. His PR officer/assistant wrote it. Silly me.

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InyinyaAgbaOku:
Seed money?

If you have a good business idea and banks will not lend to you, you run to your big uncle who gives you N1m seed money (sometimes with no interest). That is, initial fund needed for a start-up.

Got it?

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The sad part is that nobody knows the truth anymore.

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sharpden:
http://www.socialtimesng.net/2017/04/new-names-emerge-for-hivaids-prostitutes/

It took them 2 years of research to come up with these names?

InyinyaAgbaOku:
Please explain the seed money concept and owing the world

Typo.

Owning not owing

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He sounds very Nigerian.

What accent?
/

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It doesn't make any sense. Your dad irritated you and you transferred the aggression on your brother.

Your papa no get nose? Do the needful.

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Shelloween:
It is with great shame that i select or write 'Nigerian' whenever i am asked to identify my nationality in a file. In Germany, a bomb exploaded near a bus carrying Borussia Dortmund players on Tuesday, within 2 hours authorities were able to identify suspects. A U.S army veteran was killed in Nigeria (headed by President MUMUmadu GOAThari) since January! Yet, they haven't caught the killers. Do you expect U.S.A to come into Nigeria and carry out an investigation? With what resources? I want Buhari to die. I want you that will insult me to die also.

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Every nation has a litany of unsolved murders.

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NIA has funds for covert operations that the incumbent President and NSA are not aware of?

Yeah right. No further explanations necessary or needed.

Why not go up North, then take some analgesics, rub some topical anesthetic and collect 20 strokes of cane.

/
It pays not to know.

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Teddyblk1:
help me look at this BILL OF QUANTITIES FOR THE CONSTRUCTION OF A RESIDENTIAL BUILDING . STAGE 1(FOUNDATION WORKS TO GERMAN FLOOR)




MATERIALS :

1. 2500blocks @200/vibrated sandcrete block =#500,000

2. 450bags of cement @2600/bag =#1,170,000

3. 120tonnes of sharp sand @#35,000/20tonnes =#210,000

4. 120tonnes of granite @#95,000/30tonnes =#380,000

5. 35lengths of 16mm @#5000 =#175,000

6. 35lengths of 16mm @#2300 =#80,500

7. 18lengths of 8mm @1350 =#24,300

8. 40kg binding wire =#16,000

9. 1bag of 3" nail =#7,500

10. ¼bag of 2" nail =#2,500

11. 240tonnes of laterite @#20,000/20tonnes =#240,000

12. 40lengths of board @#1300 =#52,000

13. 20lengths of 2x2 soft wood @#200 =#4,000

14. Plumbing materials for STAGE 1 =#55,000

15. Profile materials =#30,000

16. Water =??




HANDLING

17. Cement =#50,000

18. Iron rods =#12,000

19. Boards and plumbing materials =#8,500




TOTAL =#3,017,300




LABOUR =#1,065,200




GRAND TOTAL =#4,082,500\
foundation footing is 9"

Items 5 and 6 ?

Geraldyne:
Hi,
I've been single since my first relationship turned toxic and recently I met a guy, a student like me who's so into me...we got talking and I found out dat we have a lot in common and a relationship might work for us..we were friends for over a month till he recently asked me out which I accepted since I like him already...he's nice,loving and caring...
Fast forward to two nights ago, he called and said he had something important to tell me about himself, that he's so in love with me and don't wanna get hurt when I get to leave him if I found out that ugly part of him, I got scared and told him to meet me up and tell me face to face which he did last night, he said he's a very deadly cultist and has killed a lot of people who stood in his way,he also said that he's a Lord or whatever and said many creepy things that scared me..he showed me d marks all over his back and I got goosebumps instantly,he was crying while saying this and I cried too..
I told him that I'll see him later and I've been dodging his calls since,had to leave school early today so he won't see me..
Right now,I have a lotta things running through my mind and am confused..
Should I continue this relationship knowing that am dealing with a deadly cultist or should I quit while it's still early??
fellow nairalanders help me

Thanks..

Don't quit the relationship.
The world is overpopulated and we need natural selection to get rid of misfits especially when the misfits make themselves sitting ducks.

SirJeffry:
Apart from pissing me off with their driving, the Chinese are very good at managing resources. They come together to buy big houses and buy spacious as well low gas consumption vehicles for their families. 80% of Toyota sienna and Prius hybrid in LA are driven by them.

But when it comes to investment, no one gets close the Jewish.

You are right. The Jews have one of them (The Rothschild family) owning the whole world already. They rallied around the family for seed money in the olden days.

The Chinese are up there too especially considering how quickly they closed the gap with the West.

Talking about their driving, there are two schools of thought: One group believe that their vision is impaired by the slanting configuration of their eyes. The second group believe that they are too stingy to step on the gas pedal.

/

ephi123:
haha, I can imagine.
The permanent residency is definitely a big appeal.

I know China is a rich country to an extent but I'm still amazed how so many citizens are well to do. Quite impressive.

China is very rich not just to an extent. A country that extends credit facilities to US cannot be said to be rich to an extent. Once last year, they passed US as the biggest economy in the world per GDP.

I travelled through Hong Kong, Shenzhen and Guangzhou a few years back. Chinese cities are as mordern as it can get with evidence of a booming economy. My impressions about China changed after that. US does not respect and kowtow to a country for nothing.

Pieromania:
but this is not the fault of luno,let them appeal the case in court

How do you know that Luno is not in on the deal by collusion? Get a nameless fellow to get ex-parte court orders freezing the account and use the excuse to bail with people's funds.

Na so dem make excuses for MMM until the inevitable happens. It is not only ponzi schemes that pack up.

I pray they get back to business. This year is already bad for Nigerian gamblers/investors (winks)

ephi123:
That makes sense, particularly No 3.

I think the group you are referring to is basically most households in the West, a lot do not save / spend away.
I've always admired the shrewd nature of the Jews, didn't know the Chinese are similar.

I don't know what city you live in. You see some of those Tour buses, they are loaded with Chinese investors from China scouting for real estate investments in USA. It gets them easy permanent residency too if they invest more than $500k. Sometimes if you listen to the news closely enough, you will hear Americans struggling with downpayments bitching that Chinese investors are outbidding them in real estates deals.

A new industry is born. Instead of wasting time online, why don't you folks go on treasure hunting?

What evidence? Who needs it? That house with a 20 feet wall that used to have a convoy of vehicles moving in and out is a prime suspect. Call the EFCC! If they don't find anything, you ain't got nothing to lose. It is a better gamble than naijabet.

Remember that 5% of $10m is $500k. Easy money!

/

ephi123:
Is that because they cannot easily get a loan from the bank leaving them with no option but to pay in full? What exactly is the incentive for them..

1. They are group investors (5 families will come together to buy 1 house)

2. The Chinese and saving money is like 5 and 6 no matter how little. They hoard cash. People call them stingy just as they use the same term for the Jews. Guess what the two groups have in common? Extra load of cash to invest in assets and not wasting funds on depreciable items like a group I will refrain from mentioning to avoid hurting anyone's feelings.

3. They do get near zero interest rates from their banks.

ephi123:
Okay I see.

For those who do, I wonder what the rationale is as it doesn't make financial sense imho, or maybe it's the emotional feeling of fully owning your own home. Or money laundering.

Mostly Chinese investors.

For citizens, there are no incentives to do so.

ephi123:
Why would anyone with $800k cash even tie it down into a single asset when you can spread it around and leverage?

Just a hypothetical situation. But some do.

Billyonaire:
It is not the love I am worried about. It is how you intend to raise 2 kids for a man who does not give a damn and in the next few years you do not have the finances to see your DNA through. Love is cool, but love is not a dependable energy, it flows in and out and fractures your mind.

When making a decision, eliminate Love out of the equation and look at the situation without the coloration of love.

Love is a bonus in marriage, but not the yardstick. What you should be concerned about is if she is your Soul tie, if not, you might just be fighting a different battle which is much more than physical, and Love will be the first thing to jump out of the window and you will see a woman with two grown kids giving you and your little kids-to-come upper-cut, left-right and center.

I repeat, take love out of the equation and review the relationship a different periscope.

You will feel that same sensation for another lady and even more. There is no reason to marry on an account of Love.

Always allow love to be the bonus.

At the moment, make no promises.

Just let her know, time will tell

What becomes of you,

and her.

Bye.

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OP is a virgin that just had his first intimate relationship.

The little head is still in control.

A few years down the line, he will smile at his naivety (assuming common sense prevails this time). His decision so far is based solely on her side of the story. Would she had admitted it if she treated the ex like a piece of crap?

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chibuzorAbia:
Mr big stuff!

So because you are shipping used cars from America to Nigeria (to so called 'elites' aka morons stealing the country dry) you think you can lecture people on Finance?

LOL

salford:
That repo though...lol.
When the price of oil went bust. That was and is still a popular job in Alberta canada. People were losing jobs and repo was creating employment on the side. Some province would allow repo companies to go after debtors even after repossesion.

Repo is a big business. They repo cars, yatchs, private jets, helicopters, you name it.

When you borrow money from the banks, you are actually doing them a favour. They need to make loans to generate revenue and that is why they always extend credit lines to tycoons without fixed assets as collateral. The only reason they vet customers (especially among new customers) is to avoid deadbeats.

CFCman:
I believe if you fail to make payments for 3 consecutive months, the bank will begin the process of reposing your car.

The credit system over here has its benefits, but as you said, it has led to the financial ruin of millions of people. Sometime in December (or this January, I can't remember) there was a news report on CNN about how 6 million Americans were in danger of their vehicles being repossessed because they had defaulted on their car notes. Its this type of story that leads people to believe the Nigerian system is better.

However, I don't think a 25% interest rate (the average interest rates Nigerian banks charge) favors anyone except the bankers and the super rich in the country.

Don't even bring Nigerian banks into the discussion. One may be better off borrowing from the mafians. But condidering the fact that most black people no matter their origin hate to pay their debts, I can understand.

Trexnemesis:
I don't buy anything if my money is not up to it. This is my personal policy. Did same for my property. All it took was discipline and focus. Americans don't know how to save money, unlike we Africans who are taught right from our childhood days to keep something aside.

It dependson the State you live. SoCal is very expensive. So you will need the financial discipline of an Eremitic monk to pull through. But it is very possible.

MsNas:
Spot On. Ordinary $5K for the deposit on our house, we had to show a paper trail of where the money came from. Fax and faxed pages of the statement of the account the money was coming from. They pulled IRS tax transcripts. Called employers to verify employment and income. The paperwork we had to read and sign nko? Another headache. Not to talk of dropping $800K.

Like you said, careful not to rock the boat or everything will come crashing down. I know someone that had a car repoed. An SUV. The downpayment of $10K or more that they made was gone just like that. And they haven't even had the car for 6 months. such a shame but its the society we live in. Best bet is to pay your bills as at when due and you'll be home free

Yep.

Only people that have gone through the system will understand. It is somewhat difficult to explain.

Personally, I have never used credit cards in about 10 years. They are only good to build credit for your first house purchase. Nothing beats having extra cash reserves.