₦airaland Forum

mfm04622:
For number 3, if you patronize private HMOs, it is what you pay for that you get. They have different levels of care for different amount. So you already know what you are paying for. You know upfront what is excluded.
For NHIS, i will confirm is cancer treatment and dialysis are excluded. All i know is for surgeries, patient need to confirm if it is included before the hospital will treat it. For my family, no care that is required have ever been denied by NHIS. As long as the Health Insurance method is the one patient pay for and not the one that automatically covers every citizen (in some countries, every resident) some treatment will always be excluded. However, it is always better with insurance than without

ceejay80s:
USB 3.0 or USB 2.0 port ?

sisisioge:
There I was thinking you would say HMO providers do NOT absolutely accept private individuals. Well, yes they prefer to cover people from a coy because of a guarantee of premium payment and it's generally easier to manage. However, private individuals too can buy the package.

Any other thing you said there isn't out of ordinary as even people with cash at hand have to contend with what their money can pay for at the hospital. Same way my 5k will only cover seeing a consultant for an eye issue as opposed to getting full treatment and the whole works inclusive of my glasses. Essentially, there are different classes of the insurance plan with your premium determining your coverage.

Conclusively, every healthy insurance provider worth its salt has at least one registered hospital in your local government. Even if you find yourself in your bestie's LGA in an emergency, your card is your first ticket to attendance. You can't help not having an HMO, its the cheapest first step to medical assurance you can give yourself.

brownhawk:
sorry o if truly someone died but the health insurance I have is serviced by me every month. I pay 7k monthly as service. Different packages for different persons. Maybe their insurance didn't cover their demanded services. Still services will be rendered. Health insurance work for certain hospitals not all

mfm04622:
1. NHIS, the government owned Health Insurance Company do not have that issue.
2. For NHIS, you chose the hospital you want as long as the hospital is registered with NHIS. You even chose two.
3. That is very true. Coverage is not immediate. However, the way insurance works is you have the insurance BEFORE you need it! Or do one buy his car insurance after being involved in accident?
4. For emergency care, your insurance provider cannot withhold treatment except the condition is excluded. No important procedure is excluded. However, private health insurance provide cheap options that withhold some important procedure. However, the buyer knew what he was buying before paying or choosing that plan

brownhawk:
it's like u don't know what substandard is. Or maybe u are limiting medical service to malaria and typhoid drugs. Do u know how health insurance is serviced and with what amount Do u even have an health insurance. Lol. Or u think our national insurance is like the #3500 crap offer u see being advertised on naira land. Anyway. I'll rest my case with u here cost most u of siding hospitals don't even have health insurance neither have u done proper findings on how health insurance is funded by persons and with what amount

sisisioge:
;DFunny! We are indeed funny folks in this country. I won't stop saying families should get health insurance for themselves... If you deem yourself eligible enough to get married, please be eligible enough to pay about just a 100k per a whole year premium covering yourself, wife and four kids. This will save you a lot of headache... Don't compromise on this.

mfm04622:
It does if you have Health Insurance. Do you have Health Insurance? How many people have Health insurance in Nigeria?

mfm04622:
There is health insurance in Nigeria. It was put in place by OBJ along with the pension sceme. Reason i respect OBJ with his wuruwuru ways.

There are two ways you fund Health Insurance scheme. 1, ask people to buy insurance (Nigerian way) or 2, deduct it along side other taxes. We all know second option won't work in Nigeria for now. It is left for people to buy the scheme in Nigeria

sisisioge:
HMO is every where! At least the substandard facilities we have is able to save 8 out of ten if quick access is granted. Just enable yourself the access is all that is required of you since you can't afford to fly to the US each time you have an emergency.

mfm04622:
No need for me to lie. What do i gain in that?

NHIS charges 15,000 per year per person.

15,000 divided by 12 months is 1,250 per month.
1,250 divided by 30 days 41.67 per day
i did not say you pay daily, just showing how cheap it is.
Learn to ask for clarification if you don't understand before accusing anybody

dominique:
Hospitals are run with money not goodwill. They have bills staff salaries to pay, supplies are bought with money too. Most of us don't have health insurance yet we expect hospitals to treat us first before collecting money. We're seriously not serious in this country.

emmie14:
Brother I don't think I have any business with you. I pay my taxes in this lame country. The government aren't doing anything. Nothing is working including life. I am actually looking beyond hospitals keke and related facilities on grounds that are less useful. "e go better" have overtaken Nigerians sense of judgment. Kekenapepe is a public nuisance . Nigeria is 58years old endowed with crude oil in reasonable quality. Nigeria is not poor. Look at akwa ibom stadium built by one state but Nigeria as a nation hv no working national stadium. Tomorrow you will introduce kekenapepe kind of stadium. Travel oga and stop supporting evil people in government if you're not part of the government.

ceejay80s:
all in one hdd

Marcofranz:
You are obviously stupid Marcofranz. I never mocked her as a matter of fact I admire her courage but flaunting that body online is so not right. I wish for you to get involved in air mishap Marcofranz whenever you intend to use one and may you burn to ash now Marcofranz, say amen

You admire her courage, yet you are insulting her for wearing a swimsuit. Can you see how clueless and contradictory you sound? mtcheew....

Thalamus:
But why? No pun intended but her body is offensive

Marcofranz:
All the jargons you wrote up there are uncalled for . The guy just said the obvious truth so why are you so pained? Moreover he is entitled to his opinion.

nurshah:
As far as Iam concerned they are in the same both but Bola is better this is my opinion and Iam entitled to it

I don't c how she is a role model. Thank you

nurshah:
Let me state this and u know it, we all know it... Whether gamma or not, there are hidden pple henna this who are all benefiting.. Who most probably assisted to get the book and who are at the top. She as far as Iam concerned is just the face

Bola Shagaya impresses me more than this woman that's just how low I c her. I have nothing against her bug as fa r as Iam concerned she doesn't have the business acumeb or know how , is she the one doing all the work, no!.. If Iam correct one of our major oil companies is the one doing it and pays her monthly

BreakupNigeria:
Why are you angry and taking it personal that our beautiful daughter is asking her fellow IGBOS to invest in our homeland?? Are you scared that your economy will collapse or what?? FYI, what she said is already happening our industries are increasingly being built in the East more than ever before.

Nnamdiojukwu:
If you are wisdom bankrupt, intelligence zero,planning absent and faith empty,spiritual zero,that is not my business.

We planned to have two kids and that is achieved, if i want the third one,I will still play to God and he will do it again.

I am a winner,God did it to us thru winners,we are making good use of his servant sent to liberate the world yet some of you thomas can not dao same but criticise.

You preach love to a girl,fuucck her as you can,when is time to show how much you love and care,you take to your heels. You are a coward.

mfm04622:
Tell me the theory they are supposed to follow!

Your theory says each birth has a 25% chance of being SS? So what you don't know is you can have 5 children and ALL will be SS! Each incident is independent. It means what happened in each birth do not accept what happens in future birth

Reference:
God does not attend to deliberate mistakes made in rebellion. And rebellion is defined as having all the information and yet making a bad decision. For this the bible has said on every matter, 'get wisdom'. It is simply not wise to continue with such a marriage and if you do you will suffer inspite.... or despite God. This kind of attitude is what causes the world to ask, 'where is your God', when all manner of storms come. Most troubles today in the kingdom and with His children are just self inflicted: the failure of wisdom or the abundance of ignorance or the intransigence of rebellion.

Jazmiynne:
These people coming here to give testimonials on how God changed their genotypes from SS to something else or talking about how they married AS to AS without birthing an SS child, may God not allow you to be used in destroying another person's life.

My parents are both AS and not because they chose to love blindly but because my Dad had been given a wrong result when they went for premarital testing. In fact they didn't know until about 2 years ago, and I and my sibling are AA and AS respectively. But you will NEVER hear me advocating for two aware individuals to blindly enter such a union.

Just because my case or your case turned out an exception to the rule, or became a miracle as it were doesn't make it a norm. It doesn't give you the validation to open your two eyes and test God. Even Jesus Christ flatly refused to test the power of God. Yes God is All-Powerful and can do whatever necessary to fulfill his will but even the Bible knew that when it says "You must not put Jehovah your God to the test".

Yes you may think you have the money for exploring these options... But do you know the emotional drain that comes with spending that money? The frustration that comes with trying and trying? And what if the money goes? We live in an uncertain world. Even healthy couples and kids have complications. Don't subject yourself to a premeditated complication. There's a certain relief that comes from throwing our burden to God on problems we didn't see coming... When you already saw the problem coming you'd be dealing with the burden of the problem, the guilt that you could have avoided it and then the confusion towards God on top something that is not his fault. DO NOT TEST GOD. Even Jesus refused to do so.

In regular marriages, love fades and couples have to struggle to keep the flame. Imagine if you're adding a sick child to that naturally dwindling?

Tbh I think you should just start crying for the breakup already so you can begin your journey towards healing fast.

mabelly:
People abort for health complications so is this one. SS is a health issue and complication.

If my memory serves me right, biology states that SS genotype doesn't come in successions. That is If the first is SS the next can't be SS.

Don't know if I am 100% correct with this but science has made life a whole lot easier.

mabelly:
People abort for health related issues. SS is health related. And again, according to the little biology I did back then in school, if SS should come the next is most likely not going to be SS. No way you would have 3 successions of SS.

ROSYL:
Bullshit! Please let’s hear about the little biology you did in school which says if you have SS, the next is most likely not going to be SS

Again, how could you forget the financial and psychological trauma that come with having SS kids or aborting them as you suggested?

swiperthefox:
You can do in vitro fertilization and determine the genotype before implanting the foetus. You might not give birth to SS. If you do, you do bone marrow transplant.

BabaRamota1980:
This is what the woman does....

In SW
She invested in over twenty properties

In NC
She owns about ten properties

In SE
She gives speech to her brothers to "go home and invest", its safer over there.

mabelly:
Well according to biology and science SS don't come in successions. That's is if you get SS now the next baby won't be an SS. So yes flush one fetus and birth the next one.

jhadu:
03:53 25th September 2017 | Sickle Cell Prevention

SCD PGD Sickle Cell Disease Sickle Cell Anemia Genetic Conditions Embryos Sickle Cell Prevention

The last thing loving parents want for their children is suffering. Grazed knees and broken hearts are essentially inevitable, but almost all parents will do everything they can to protect their children from anything even remotely threatening.

UNFORTUNATELY THERE ARE SOME THREATS LURKING AROUND, EVEN BEFORE BIRTH.

Sickle cell disease (SCD), also known as sickle cell anemia, is a condition inherited from one’s parents and therefore not contagious. Unfortunately, this genetic condition has serious effects including vision problems, delayed growth, frequent infections, painful swelling of the hands and feet and fatigue caused by the anemia (shortage of healthy red blood cells).

The worst and main symptom, however, is severe pain (sickle cell crisis). Repeat episodes, of varying intensity, can last for hours or even weeks.

In time, it leads to organ damage which may or may not include the skin, bones, joints, brain, eyes, lungs, heart, spleen, liver, kidneys and penis.

FORTUNATELY, THANKS TO PGD, BABIES DON’T HAVE TO BE BORN WITH SCD.

Preimplantation genetic diagnosis (PGD) is a procedure during which fertility specialists can test embryos for genetic conditions, before assisted implantation and conception. By doing this, babies don’t have to inherit certain conditions from their parents and suffer the consequences.

PGD is done through the biopsy of day 5 embryos generated through the In Vitro Fertilization (IVF) process. IVF is not necessarily needed to help couples who request PGD as some of them do not have infertility challenges, but to test for genetic conditions, an IVF needs to be done. Once the fertilized eggs become embryos, cells are biopsied to test for specific genetic conditions like Sickle cell. Healthy embryos can then be selected for implantation.

Preimplantation genetic screening (PGS) can also be performed on embryos during IVF treatment to screen for numerical chromosomal abnormalities. Bridge Clinic’s fertility specialists can test for 13 genetic disorders and chromosomal abnormalities.

https://www.thebridgeclinic.com/blog/how-to-prevent-your-baby-from-inheriting-sickle-cell-disease

ologun01:
You don't need to break up..

Read more on

1. PGD ( Prenatal pregnancy test)CVS

The foetus is tested about 10 weeks and if it's SS( you can decide to keep it or do as you wish) it's don at the sickle cell centre at idi-araba @ 280k as at Febuary this year, you can go there to find out more.

2. IVF + PGD

This is more expensive as it's an IVF procedure plus test done on the fertlized egg before implantation and might cost upward 2m depending on the centre you decide to do it.

Basically..you eggs are retrieved during ovulation and the husbands sperm is used to fertilize the eggs , afterwards the eggs are tested ( bare in mind during IVF , more than 10 eggs can be retrieved). After ferlization and eggs tested..you can discard the SS ones and request the AS or AA ones to be implanted back into you ( you can decide to have twins this way) and or freeze the remaining eggs( if you are lucky to have many that are AS or AA) so next time..you only come for implantation

Mind you this procedure cost alot( budget 2m and above for this)

And if you do none of the above and have a SS child

Then you next option is bone marrow transfer ( this is still but a procedure already done at uniben and sickle cell centre @ idi araba planning to start soon)

Above are your options medically.

If you both love each other as you proclaimed..those above are the available options now and will involve sacrifice.

All the the best and Good luck

Nnamdiojukwu:
So you are still here,you this joy killer are you married?
Five years ago I received same advice from people like you,today my first daughter is two years with AA genotype, Christabel is seven months kicking well....what is wrong with you people,you put your trust in doctors more than God yet on Sunday you dress like say na u holy pass without put God first.
Which church do you even attend cos I am suspecting to be all this hail Mary that don't believed in God but Mary,I am very angry with you for given her that kind of advice.

Faith work wonders even today.
Iam a living testimony, I and my wife are As.
100-25=75.

DeRay98:
"Madam faith", pe le o. You have only 2 kids yet and non is SS doesn't mean you won't have an SS child if you have up to 4 kids later. All destinies are not same, not all men have same faith level.
churches now demand genotype testing from intending couples before approving their marriage in their churches, So don't tempt God with the danger you see coming ans refused to avoiding it.

els0nm0rali:
And so? If she wasn't a good manager d'you think that business would still be standing?

Envy is not good.

Asowari:
no I don't this woman is only rich because of oil wells not because she's a business minded person or anything.

grandstar:
They dashed her an oil well. I don't see any business acumen in that

It isn't fair

ono:
OK. So, I'm actually one of such. In fact, I live in Naija here while my wife works in another country and earns more than myself. I've been married for 12 years. I truly enjoy my work and it pays in millions - not the meagre 150K on the table here.

Someone earlier posted some questions to ask before making any move. I have asked those questions and I decided to keep my high paying Naija job. I visit wifey and kids often. There is no question of infidelity, disrespect or the other shitty things associated with the materialistic and lazy women of nowadays and stupid feminists (yes, I dislike feminists). And I have peace of mind.

bujebudanu1:
I actually stated that wen mother and child was still new

We shouldn't because of bad government paint Nigeria bad.

There are lots of teaching hospitals wey better far far for this country not to talk of privates

linkszelda:
I think you're on one of those drugs your criminal gang do sell and import from Philippines etc

Malawian:
The fact that you can list her assets in both SW and NC actually proves her right that SE is safer for Igbo investment.

Nightmareo07:
Sharaaaaaap!!!
Nightmareo07 Die there.!! Alakija Nightmareo07 is a big prostitute.

Nightmareo07:
Hang ur self...Nightmareo07
Alakija is s not a prostitute

HEseesall:
The property only is in my name but we built it together