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Jobs/Vacancies › Re: 12 Painful Career Truths That People Conceal From Themselves by OvertheTop(m): 5:18pm On Nov 23, 2022
ibechris:
Yes,u are right.

Salary do not make one rich that is the ultimate truth.

Not until I started a side hustle that has placed me well above some middle class people.

If u depend on ur salary,u are a gonner.

Rather,use your side income to create more businesses and see yourself soaring like an eagle.

Finally,money is good.
Are You wealthier than a footballer that earns Salary?
Just Asking....
Jobs/Vacancies › Re: 12 Painful Career Truths That People Conceal From Themselves by OvertheTop(m): 5:15pm On Nov 23, 2022
Kobicove:
No only in Nigeria, in all parts of the world! undecided
What if you are Earning N1.5 Million per Month?
Or do you think it doesn't exist in Nigeria?
Sports › Re: Manchester United Won't Payoff Cristiano Ronaldo After Contract Termination by OvertheTop(m):
Zarzah:
Apart from a few, most people with low self esteem are the ones attacking CR7.

Those people full nairaland, they're the type that their boss will treat them like shit and they can't open their mouth to say Jack.

Then every Friday, they'll come to Nairaland to open threads like " My boss said if I don't allow him kpokpo my wife, he'll sack me" .

But on Ronaldo's case, they suddenly became online warriors, running their mouth like Sterling on the Left wing.



Awon eleyi wan para gan grin



Whether or not you hold the press conference isn't the issue, I mean you could let your boss kpokpo your wife, and he'll still sack you.
The issue is are you man enough to confront him regardless of the outcome?

You see why I said the people that have a problem with what Ronaldo did are those with low self esteem.
Oh! You confronted your Boss when he did the Bolded?

ahhh....That One is way out of Line... You did the right thing by confronting Him Even if he still sacked You.
Don't Worry, You'll get another Job.

Ronaldo's Case was Not this Bad.
But I believed he did it Because he is a Made man.

All the best Bro.
Sports › Re: Manchester United Won't Payoff Cristiano Ronaldo After Contract Termination by OvertheTop(m): 1:57pm On Nov 23, 2022
Zarzah:
Apart from a few, most people with low self esteem are the ones attacking CR7.

Those people full nairaland, they're the type that their boss will treat them like shit and they can't open their mouth to say Jack.

Then every Friday, they'll come to Nairaland to open threads like " My boss said if I don't allow him kpokpo my wife, he'll sack me" .

But on Ronaldo's case, they suddenly became online warriors, running their mouth like Sterling on the Left wing.



Awon eleyi wan para gan grin
Can You Hold an press Interview to Express Your Grievances about Your Current Office Boss/ Supervisor OR the CEO of your Company?
Be Sincere

After That Interview, You are as Good as Fired!
Food › Re: See The ₦‎1,200 Titus Fish I Bought In Lagos by OvertheTop(m): 4:58pm On Nov 21, 2022
Brownshoe:
Are you going to finish everything at once?

Or are you related to NO Tomorrow
in Akon's Voice:
Live Your Life Everyday...Like today will be your Last!

Hunger Go show you the Meaning of ' Save for a Rainy Day !'
Jobs/Vacancies › Re: What's That Statement You Hate The Most From Any Company Or Any Organization? by OvertheTop(m): 2:53pm On Nov 21, 2022
Peterobi90:
"Goodluck in your future endeavours"...
We Regret to Announce: we are going with Another candidate
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 3:52pm On Nov 19, 2022
mployer:
For an organization to pay you that amount, you must be a very important staff to them. That means your living standard will be important to them to ensure effective job delivery. In some cases you will be entitled to housing allowance and an official car.

So, where and how you live is their business.
These are exceptional Cases. i believe they do exist
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 3:49pm On Nov 19, 2022
ForDanny:
My annual rent is £4,200 .

My 2 months is £2,500.

Where I wan pack go bro’s ?
1, Look for a Smaller/Cheaper Apartment
2. Look for a Higher pay Job.

BTW:
you can see that the Struggle in Nigeria and Abroad are the same:
the Aim anywhere in the World is to have savings at month-end to buy income generating Assets that can cater(generate money) for you when you can't work anymore

That's Why, if you had assets in Nigeria before Traveling, NEVER SELL THEM!!
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 3:41pm On Nov 19, 2022
Allisgud:
so what's the essence of the abroad when u put all ur salary on accomodations
The Truth is Coming out....
to be Financially Free Abroad is a Miracle...
almost No saving Monthly
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 3:36pm On Nov 19, 2022
clockwisereport:
You got it wrong

150k + (12×52k) = 774k
300k +(12×15k) = 480k

The person that paid 300k as rent is the one that saved more money
'

But which person will Quickly have hypertension During a Job Loss? 300k Guy
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 3:32pm On Nov 19, 2022
ForG:
Stupidity. What do I gain from lying?

This revelation only diminishes my status as many will depict me as cheap.
It doesnt Matter what people Think...
what matters is the Great financial decision and your ability to have used the savings to Buy income generating Assets
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 3:21pm On Nov 19, 2022
FireUpNow:
This OP is drunk. Saying two months salary should pay one's annual rent, this is not applicable in Lagos unless you are assuming everyone lives in a one room apartment. Does this OP know how much a standard 3 bedroom flat apartment annual rent payment is in places like Maryland, Ikeja, Surulere, Ebutemeta, Illupeju, Anthony Village? Baba OP wake up nor sleep
He is NOT DRUNK!
find a House that Fits the Budget of 1 Month - 1.5 Months Take-Home income
so that You can save, survive a job loss, save for your own building, save for Japa etc!

if 3 to 4 months of your Take-Home income= your House Rent,
You are on Financial Suicide!!
A financial Time bomb
A Rat Race with the Track on Fire!

to survive in the Long Run is Difficult (eg. during a Job Loss)
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 2:46pm On Nov 19, 2022
mployer:
This is not possible.

That is if your monthly salary is 1m, then your annual(yearly) rent is 200k?

There is no guy earning 1m monthly that is living in 200k per year apartment cheesy

Even the organization you work won't allow it.
WHY?
what's their Business?
Properties › Re: Your Annual Rent Shouldn't Exceed Your Two Months Salary. If It Does by OvertheTop(m): 2:02pm On Nov 19, 2022
Rubyjade:
Okay, salary 100k house 150k
Job location, Victoria Island.
House location, Sangotedo, Awoyaya.

Transportation 2k daily=52k

House at igbo efon, agungi, osapa, ilasan and chisco 250-300k
Transport N600 =15k

I don't know but please if you pass mathematics in school you can help
A job Loss will Make you Realize that Option 1 is Better.

the Lesser the Bulk Money you pay, the lesser the Burden on your Heart.

the Transport in option 1 can be reduced by moving to Ajah
Romance › Re: Why I Walked Away From 3 Ladies I Had Interest In. by OvertheTop(m): 4:48pm On Nov 17, 2022
Divay2:
Whatever

If you are not a Virgin don't come closer to me embarassed

I welcome only Virgins in my Life angry

Don't say i did not warn you embarassed
You welcome him to come and do what exactly?
a. Pay your Bills?
b. Hang around you?
c. wash plate and clothes for you?

What exactly will he be benefiting from the Connection with you?

BTW are you a virgin? shocked
Romance › Re: Why I Walked Away From 3 Ladies I Had Interest In. by OvertheTop(m): 2:23pm On Nov 17, 2022
Tradepunter2:
Total RUBBISH

Na men like you go dy force themselves inside woman life and will end up getting served...........

continue..................................
Na Lady....
Romance › Re: Why I Walked Away From 3 Ladies I Had Interest In. by OvertheTop(m): 1:25pm On Nov 17, 2022
Indispensable85:
Apart from the one that was all about money, I think you were too impatient with the other two. You need patience to woo a woman successfully. Those initial shakara is normal with that gender. You must know this and get ready for the long walk. My Sunshine did shakara for me for several months. Most times she took days to reply my messages. But I was very patient with her because I already saw what I wanted in my wife in her. After several months I discovered she started coming through gradually, conversations got better,replies became quicker,calls and messages became mutual as against the one way it was for several months. It was the following year she gave me a chance and today she's my wife. There was something she told me later that shocked me. She said I broke her defence with my patience and tolerance. She said her initial attitude was intentional because she wanted a man that is patient and tolerant because of her previous experiences with men. I thank God everyday for bringing her my way. She's been an amazing human being over these years.
Don't be Over joyous About all these .....
They have Inner, Deeper Meanings......
Romance › Re: Why I Walked Away From 3 Ladies I Had Interest In. by OvertheTop(m): 12:38pm On Nov 17, 2022
Ekejoestar:
Only a girl with low self-esteem will try to form to a guy. Run away from such women
It is normal for a Lady to do that: to Avoid the feeling of being too cheap to get. its called: Anti-Slut Mechanism ASD
so as a guy, you need to be a little more persistent OR free am if you don't have time (which is a luxury)
Romance › Re: Why I Walked Away From 3 Ladies I Had Interest In. by OvertheTop(m): 12:31pm On Nov 17, 2022
AbujaMenFashion:
Chairman is attracted to big nyash, popping skin, and big breast
Although these features do not Guarantee Long Lasting Relationship,
It is a Crime to look out for these features? huh
Sports › Re: Man Utd Remove Ronaldo’s Poster From Old Trafford by OvertheTop(m): 11:14am On Nov 17, 2022
Reinaldo:
Can't handle the truth
Can you hold an Interview and Express your Grievances about your current Office Boss / CEO
be sincere...

Will you remain at that Job....even though you spoke the truth?

wisdom is very key in everything we do

This is really sad!


cc: michael1508
Politics › Re: Frank Edoho Criticizes South East Politicians For Attacking Peter Obi by OvertheTop(m): 10:29am On Nov 16, 2022
Eagle360:
It is left with Ndigbo to unite and support Obi or they should let it slip away this time around . They should not cry about been marginalized to our hearing because many will not take them serious again.
STOP this tribalism Narration!!!!
So, you mean Other Tribes that are supporting OBI should Go and Support Their own Tribehuh

Abeg Stop it!!
Travel › Re: Why There Is No Point Going To The Uk Again by OvertheTop(m): 9:35am On Nov 16, 2022
jedisco:
To each his own.. there's no almighty formula in life.

But if you're single, bright with good skills, a legal means of migration can open your horizon much larger than you imagine now.
Except your business is likely to grow rapidly, 10-15 years, proper migration abroad might just be the pedestal you need to drive your dreams back home.
350k is good money in Naija but after migrating, you'd look at it differently. I was earning more than that before leaving. Looking back, migrating is almost the best decision I made in my life. My monthly savings (after bills) abroad quickly superceded my annual savings in naija. When I wanted to invest back home, things I thought as big before became conquerable.
Do you mean You still invest in 9ja from Abroad?
That means you still have the desire to come back to Rip the benefits of the investment. or Plan to retire back in Nigeria
I'm I right?

what areas are you investing? Real estate?
I'm looking for ideas and inspiration.
I want to learn.
Travel › Re: Why There Is No Point Going To The Uk Again by OvertheTop(m): 4:38pm On Nov 15, 2022
Victoronah1:
who told you that you pay 10 naira, a week for insurance in Nigeria? You must be joking. So you think you pay for insurance of 5000 a year and come to repair your car with over 5000 abi. Oh, you're talking about the so called insurance they give you when you register a car? Hahaha, go and cal them nah let's see. For you to insure a car you need to pay about 200k a year in Nigeria

FYI:
For a car owner 'A' that has a 3rd party insurance of 5k, if he collides with a Car owner 'B', The cover can Repair the Damage on B's car to the tune of 1.5Million (a lot of people don't know this) but the insurance owner's car will not be repaired

Comprehensive insurance can be as low as 50k/year like 3.5% of the car value and it's negotiable.
This will take care of the damage for owner A (his fault or Not)


but i will still consider JAPA

cc: sukkot:
Travel › Re: Why There Is No Point Going To The Uk Again by OvertheTop(m): 3:24pm On Nov 15, 2022
sokeril:
I see...
Personally all those things you listed are not actually enough to keep me happy.
I don’t like feeling out of place anywhere I am.
And bro I honestly do not have problems with people who want to travel especially if they just started life and are still struggling here and there.
It’s those that really have no genuine reason to travel(other than peer pressure,inferiority complex,greed and unrealistic expectations)
One man in my area,47 years sold all his businesses to japa to Canada,it will never make sense to me.
I’ve opened a thread on my brother too, he is a lawyer(though wife is a nurse in UK)..someone who already has his own law firm, making money and even has lawyers working under him he is paying yet his wife is putting pressure on him to abandon that and come to the UK.
Like abandon a profession he is prospering and thriving to japa to uncertainty.
Will never make sense to me.

TO ME:
if You are Above 40-45,
and you own Rental Apartment already
OR have established a Good Source of Residual Income already in Nigeria,

If you Must Travel, NEVER SELL THESE Assets because: Acquiring Assets (that will take care of you when you are no longer working ) are the Target Reason were are Working over the Years
(it's ok to sell Liabilities like luxury cars)

if You Sell all your Assets Like (your own Rental Apartment ) and Travel Out, You will have to restart the Process Again :
The Process of trying to Put Money together to get Assets again with now a shorter life span 45yrs - 65ys
(it's not easy to acquire income-generating assets anywhere in the World when you have not eaten well)

and without a retirement Asset, Hunger is Certain in old age, and dependence on kids

Events › Re: Photographers Let's Be Careful Pls (Photo) by OvertheTop(m): 5:28pm On Nov 14, 2022
philo04:
Nah them wan thief me for Igbo Etech for ph
They called that their brother is getting married we both agreed price they sent half payment of 70k) to me.

I called a friend in ph cos I’m not base there to help me confirm the venue,only for me to hear that there is no such place at Igbo etch
Fwe days to the wedding they called I told them I’m set they ask me to bring all stuff for the event me self play along.

On wedding day I told my friend to go there to confirm he said he drove pass the place only to see cult guys. Nah so I take share their money with my friend o.

They latter called that I show refund them that nah God save me

Pls let be guided no mind my English
You should have Refunded the Money o
for Peace of mind
Family › Re: My Kid Sister Ran Away From Home, What Do I Do? by OvertheTop(m): 3:42pm On Nov 14, 2022
Nelbless:
24
And How Old are you Op?
Family › Re: He Doesn’t Satisfy Me Sexually – Wife Tells Police by OvertheTop(m): 2:52pm On Nov 11, 2022
ExtremeDot:

Men, deh try nack these women Punna wella.
Nack the Punna with force and energy, like say you deh pound old yam.
Nack them make the Punna know say something touch am.
Nack them like say each nack na your last nack here on earth.
Nack the Punna like say e offend you.
Nack the Punna until e squirt generously and flood your bed.



...after that, them no born the woman well make she no respect you nor go give gate-man or neighbor the punna weh belong to you.


This is not a joke.
For How Long Can you do this?
Can you do this for 60 Years?
Investment › Re: Crypto Is Not Just For Me, Massive Loss (millions Gone Under 2 Days by OvertheTop(m): 2:23pm On Nov 11, 2022
GREATIGBOMAN:
So due to how Naira misbehaving.

I went and withdrew 70% of my savings from the bank and bought $19,000 worth of USDT at N863 per dollar on binance p2p

Guess what.


I just check and they're currently selling usdt there at 722 naira.



My hard earned money just lost like that


I just deleted the app... If they like let them make it drop to N400


Crypto have really delt with me



Last year it was one merchant token that ripped me off $2000
Then Shiba Inu ripped me $1200


Anytime I do anything crypto related I lose money


Will anyone advice me to sell my USDT now at 722 and accept my loss or wait untill December if Naira will lose value further to say N900 to a dollar


Will dollar be scarce in December?


Honest opinions
wow! You Invested 20M Naira ?
where u na dey see this moni? shocked
Romance › Re: My 1-week Girlfriend Is About To Turn EX. by OvertheTop(m): 1:32pm On Nov 04, 2022
Ologundudu2020:
As for me, I’m tried of fucking/feeding Nigerian girls, all they care about is what to eat out of a relationship. They even nurse when to bill you.

My last relationship with one, was ranting around that I broke up with her cos I’m doing fine, I had to dash to her my old phone Xs max and the ranting stopped. Imagine she’s stopped worrying and moved on immediately getting the phone……to her she’s hasn’t lost, Lol
This is Why it's GOOD to pay a token for sex...
It makes it a Win_Win situation for both sides.....and reduces Bitterness from the Lady...just in case you need to end the Relationship (if you find out she has bad behavior)
Crime › Re: Man Arrested For Allegedly Abducting Four Teenage Boys In Lagos by OvertheTop(m): 12:46pm On Nov 02, 2022
gaby:
The news and the conflicting dates dey give me headache join this rubbish toothache sef...
Take 2 Tablets of Paracetamol undecided
Phones › Re: Verified Twitter Accounts will be Charged $8/Month - Elon Musk by OvertheTop(m): 9:54am On Nov 02, 2022
Amb1045:
People will pay. U know how much people pay for dating apps
Dating App like Which?
How much is paid for them?

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