₦airaland Forum

rentAcock:
Abroad people call me every weekend asking me to send money (not bragging). Many of them are frustrated over there. They work long hours including overtime but the government takes federal, state, city, social security, medicare, medicaid and disability taxes. On top of that, when they buy biscuit, they will still take sales tax. They pay exorbitant rent; those who "own" homes are locked in a loan repayment for 30yrs of which they still have to pay annual taxes for their house. Phone bill can cost over $60 per line, cable $120, internet $80 and they still pay tax on top of it. Burger and chips with soft drink can easily cost you $16 plus tax.

Sure some folks are making over $100,000 theoretically especially healthcare workers in expensive states like California and new York, but by the time they deduct all those taxes from their check, they are left with just $40,000. Then they still have to pay more taxes on every thing they buy. That's not life. It's like a rat wheel, oscillating but not making any progress. I have a cousin who was in the same situation in America, after 10yrs working as a social worker, he returned home and we started up a business. He still regrets all the years he spent slaving away in America. Today, he travels the world on vacation and visiting places he didn't even have time to visit when he was living abroad. It's not too late for Nigerians living abroad to return home; you can make it big here with less stress and you will extend your life span.

HITsquad:
you honestly think Lagos would be completely underwater in just few decades? Stuff like that doesn't happen overnight, maybe the beaches would be submerged by few decades,,, but threatening damages takes more than centuries, that that's why most of the world isn't taking climate change too serious... knowing the worst won't occur in their own life time.

Mother nature is a slow b!tch, but one thing is certain... she always gets her results.

HITsquad:
Climate change! Lagos and PH would probably be the Atlantis of Africa in the next two centuries...

Ijeleigbo:
My wife's eldest brother lives in their family house with the mum. He got married and brought his wife to their family's house. He's doing business and earning but not interested in moving out of the house to rent his own apartment!
Everything still boils down to the lady! Marriage is sacrifice!! Does she want to live with her man in their family house? Does she want to live with a man who earns 30k monthly? Does she truly love him and want to share his sufferings and pains with him? If she's ready to sacrifice all that then let her be!! No marriage is a bed of roses!!! So long there's peace of mind, happiness and love, God will surely bless the marriage.

Thank you. Let's be realistic. That it's easier for some doesn't mean it's easy for all. There is something the sister sees in the man, we may not see. I am sure the Op is not ready to take care of the sisters all expenses until she grows old. So he can as well give her some space to make her decisions. Of course, she would live with whatever decisions she makes.

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Ishilove:
1) Not making any plans to relocate
2) Doesn't even know where to relocate to.
3) His 30k N-power work is village based
4) Not searching for viable alternatives to augment his meagre income.
5) He is the FIRST child

Verdict- The suitor is NFA. No future ambition.

Op, tell your sister to talk to her two legs. If the legs refuse to listen, let her beg them.

Zico5:
The person that prepared this shit is terribly sick. Do u want people to have HBP or how many average Nigerians earn above 150k with this current poverty in the land. Go to the street and see how PhD holders are struggling to get even part time lecturing jobs.

ken711:
"That was one smart decision I made, I did it in my name"

edo3:
Hmmmmm,,finally hope dey for the access folks

PigTormentor:
See how shallow you are calling Nigeria "useless".

may be you are useless but I know many Nigerians that are NOT.

Laid off and furlough doesn't mean that you will be rehired. Some are just using the word furlough because they took Federal money through the CARES program which states that they cannot fire their employees or else they will not qualify for the loans and other freebies.
I have worked for at least 5 top fortune 500 US companies and I know how they think and operate.
Yes, they will love to hire back these people just like Access would too if business is booming but it will not "automatically" go back to booming as soon as you naively stated. Even the most optimistic economist knows it will take time to get back to where we used to be.

Are people going to be going to restaurants like they used to, are they going to be flying like they used to, are they going to feel comfortable going on vacations like they used to knowing they could get laid off anytime, are they going to be buying cars and electronic like they used to ? HELL NO.

The airlines will have to reduce their flight schedule which in turn will reduce the demand for staff, planes, food vendors, cleaning vendors and the list goes on and on.
Pls go to business school or at least learn some basic economics reality before posting trash.

Lostz:
most of those people did not become unavailable permanently. it was only temporary due to the shutdown.

jobs like in aviation industry, manufacturing, transportation and all that will return once everything is over.

also know that most of those workers in the US are being furloughed not sacked.

I know you think US is your useless Nigeria.

new2012:
This is fake news.. The branches were shutdown because of the lockdown.

Other branches were working.. You need CBN approval to shut down even 1 branch.


People just carry baseless rumours since their MD village meeting with his staff om reduction of staff expense leaked.

ahmemmygrey:
Wow



But I really don't understand the meaning of dividing my salary into two, then depositing half of the salary into another account that doesn't bear my name



pls if u understand, kindly explain

Onyenna:
I know some men who take excess alcohol but still made it to the top and stayed there.....

juman:
Retrench 75% of workers permanently?

Are they closing shop?

Sam2310:
yes but i don't ask her about function.
One of them Work as customer care.

juman:
Sacking them temporarily.
Probably.

layzie:
Hmm, someone leaked an internal video to the press. . That's very bad.

Anyway, let me see their quarter 1 result before I comment on the topic. If they have made double digits in billions PAT as the other Banks that have published, then this will be hypocrisy. Doing philanthropy outside while throwing your workers out in the streets.

Bobo2:
The access bank have started sacking staff since yesterday. I saw the list of some of the outsourcing staff sack...Nigeria is in mess

Sam2310:
Four of my auntie colleague was sack yesterday.
Effect of CVirus.
Is well..

Donald3d:


Sometimes government talks like everybody has a private car.
Most civil servants make use of public buses.

So how should they protect themselves in the public buses, are you providing face masks for them ?
Fumigating the offices isn't enough !
I understand the economy and the country needs to keep moving forward, but it has to be done the right way.

The government and NCDC keeps giving people advise on washing their hands, I doubt they have ever spoken about people boosting their immune systems(I may be wrong)...If they have at all, its not been done well enough.Boosting immune systems should be preached as frequently as they tell people to wash their hands . !!

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Ayomideayo:
Are you sure you want her to go because of prayer or you want to bath with black soap

MadeBoy:
I'm a guy that likes my privacy reasons of my quality time to think and pray for hours. Because I face a lot of spiritual challenges. And my midnight prayers have been helping me. Most especially when I had a nightmare or anytime I woke up.

I will seal up my windows and doors while my AC is blasting high. And even when I raise up my voice it doesn't come out.

The government just extended the lockdown which is tiring. She came to my house and doesn't want to leave. I have so many debts on my head now and my yearly house rent is expiring soon. This is the period I need to be alone in prayers. The little I have now I am using it to take care of her which I would have uses for myself to prolong the suffering during this lockdown. Branch and carbon are sending me SMS to pay my loans.

My apartment is so cussing, chilling and so comfortable more than her house by far. Maybe reason she doesn't want to go. She will be disturbing me and dragging remot control with me. When I am watching TV she will just change it to nollywood drama.

I do want her to be coming and going. Not just to come and stay like she is doing now. I'm not use to this type of life unlike some of my friends.

Outside of all this, I do not see future with her just normal control things..

I have not been able to leave the house or do other personal private stuff.

I need her to go maybe coming on some weekends or when invited.

mkoabiola:
Which part of yenegoa?

lalasticlala:
People use sweet mouth to borrow but when it's time to pay back they will now see you as their enemy.....

He won't pay that money back and you will be held responsible.

eniorisha:
I'm guilty of dt last part.. I'm in dire need of a serious relationship now, but it seems living in my old family house is scaring them away. It's not as if I can't afford a decent apartment as a bachelor. It's just dt I'm a very conservative young man. I feel, that's only necessary shortly B4 or immediately after my wedding.

DoubleEngine007:
I can relate.. Op just find something doing.. Forget the being a graduate thing.
You can start something,no matter how small.. Refer people to buy properties or rent properties(real estate agent) or even cars,then get your commission ... Bro I'm just giving you an example,there are other ways to make cool cash ,just for the moment,before better source of income comes.. I tell people that relationship is like the human body.. Without blood,the body will die.. So also relationship without money ,is like the human body without blood.. The relationship will die.. Money first before any serious relationship,but you can keep casual girlfrds,and don't try to impress them . Just be frd with them,and learn how their characters are...So that you can choose from them( The one that suits to be a wife) out of them all,when the money starts coming.... Person go spend money go school,and you no go get job.. And one small boy when no go school,go dey drive GLK pass u as you dey trek inside hot sun... This life get as e be.. Who don get investments and better money,no know wetin God do for am...

semyman:
Are you sure you know God, yet you call His creation useless?

Klarge0137:
Na Fidelity Bank � oooo

pocohantas:
SUFFERHEAD marketer. Get very comfortable shoes and socks, you will need it.

You are a variant of contract staff. Salary range between N(20,000-50,000). Maybe some banks pay more. Hardly ever seen one/any.

-Your job function is retail marketing, drive savings deposits and e-banking channels. I doubt DSAs do risk assets, though they can ask you to bring any you see, for the sake of the branch paying you salary.

-You will have number of accounts target. Daily/weekly/monthly. You will also have deposit targets. Something like, 3accts a day, 15/week, 60/month. 5-10m deposit a month. You mustn't do all, 50% and above can keep you afloat.

- You might be lucky to get someone that will give you huge deposits which would make you earn big in commissions. If not, you have to start from the scratch to mobilize deposits. You go waka ehn, all the market people go know you.

- You get your pay (and commissions), leave allowance, pension, christmas rice/groundnut oil. Not so sure of their package, but nothing special.

- You'll be restricted on types of accts to open. Leave some for the bigger people (core staff).

- You will grow to be a very angry somebody when you see the bank employing core staff that are your mates and some your junior. You can't escape this feeling of anger o.

- You will start showing your anger, nagging over the poor treatment and sometimes acts of rebellion/insubordination.

- Maybe you will be an extraordinary DSA and your bank will try to convert you. It is not because they like you too much, paying you as a core staff is cheaper than your commission at that point.


I understand the country is hard, but if I have to be a banker- core staff or nothing. Know what you are getting into. E hard o.

Have a nice day.

NaijaOlosho:
Why do Nigerians Worship Pastors instead of God



Pastors are regarded as God