₦airaland Forum

nedekid:
I think in the uk, they have something like small claims court that dispenses all those small cases. Besides their credit rating system compels you to avoid bad credit. Your default in loan payments ensures you have difficulties financing your next car, house tv etc. And you know in western countries you cannot survive without acess to credit. So even if the average oyinbo does not want to pay, there is motivation to pay.
Here in naija, nothing like that. There are rating companies but not fully grounded.

But see it. The cost of implementing rating systems here in Nigeria
1. Computer/server that is on 24/7 with up-to-date unaltered data. No hacking.
2. Internet security to protect such type of device.
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Ordinary INEC voting, we didn't hear about the server again!
NEPA is daily slapping everybody.
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Credit rating and all online services like that will never fully work here 100% the way they use in western countries.
So we will always end up with this gra-gra, areaboys approach to solving matters with physical beating and fighting.
Hian!.

Atarakpa:
pure illegal. The guy should get a lawyer and sue them for illegal arrest. If nah me damage money alert for my bank like this.

Will you do the lawyer work for the guy?
Guy wey no get kobo for pocket.
You will first be doing free work for the guy hoping to win case and get settlement with your empty pocket?

nedekid:
Even though I think the video is acted, you owe money, you pay. You take money only when you are guaranteed 100% incomming income.
You do not take loans hoping one brother will give you money when time reaches.
If they had collected collateral ie his property eg his car or iPhone worth more than the loan, wount he have paid the money?
You have to realise that Nigerians do not pay loans. Even if they have the money, they will give excuse why they have more pressing issues for the money.
3 weeks ago Zenith bank told me they have stopped quick cash loans, why, people don't pay, and they do not have the time to chase debtors!
2 years ago, I wanted to pay my painter for a car painting job. He called me to give another bank account. I asked why, he said he owed money on that account and they will debit him if my money enters. Anyway, I told him I was uncomfortable doing further business with him since he had become an onigbese. Less that 1 hr later, he called me that I can transfer, that he has paid his igbese of 20k + and cleared his debt. I proceeded to transfer and he did the job.

Well the issue is just complex. Technically, one should only take a loan when you don't "need" the money. As per, you already have exactly that amount. So that even in the worstest case, you just carry their money and give them back without all this drama.
Long ago I worked in a call center overseas and got to realise that white people too do this dodging of loan.
The call center setup an automated system of calling the debtors.
On our PC screen we just see, name address and amount owed. Then start pushing the person according to the amount.
I used to deal with all those £100-£200 people.
Another section of our office deal with £1000 and above people. Threaten them with court/police/prison etc.
I never knew how the matter ended for the bad cases. But some office oyibos told me that a bailiff would go to the person's house, break down the door and carry them to prison. Just like this our Naija guy in the video above. But rarely does it reach that stage sha.

nedekid:
So you are owing money, yet relax in an eatery, eating meatpie and washing it down with a chilled bottle of fanta.

Ok.
Shey you know, if the man was in his house crying inside the room and they still videod it,
you will say that he is owing money and just sitting inside house to hide.
What should he do please?
The runs he planned didn't click. So what does he do next?

brainhack:
Lol Regardless some people are just evil; I don’t know how someone can sleep and live like nothing is happening everyday, knowing you are owing. You definitely have to be evil-minded.

You took loan to do one runs.
The runs didn't click.
What do you do next?
think-think-think-think and start ignoring calls.
Abi take another loan to pay back the 1st one?
The runs no click. What should the man do ?
Please answer seriously. I'm waiting.

ogunijebu18:
You won’t see black American men with achievement like this but calling themselves n words all day destroying the image of the race is what they’re good at

Africans don't like black Americans.


https://www.youtube.com/watch?v=EBX5F49bOs8

Parachoko:
Work for 3 days and Rest for 4 days

Na to find 2nd work.
Work 3 days here
Work another 3 days there.
Rest 1 day

tunjijones:
If he produce solar powered vehicles the sales will triple this gas powered vehicles he did.

I wish I have the resources I wld produce solar cars and I wld still be the one that wld build the charging stations all over Nigeria.

You can build and electric car
It used batteries.
You can get an inverter system to charge the car
But you need exponentially large and expensive solar panels to charge ONE electric car before sunset.
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If you decide to just carry the panels and gum it on the car, such that it is a 100% solar car, it will look ridiculous and it will also be stupidly expensive.
Here is a solar car.


https://www.youtube.com/watch?v=c-pboYgSF2Q

[quote author= post=123615461]Innoson vehicle manufacturing process

Watch


https://www.youtube.com/watch?v=rgWYd2_VLTU[/quote]I thought the video will be SPECICALLY about the Natural Gas engine, how it works and how it is filled up and any maintenance involved..

[quote author= post=123615308]As the price of fuel is now on the high side in.....
Seun[/quote]Let me laugh in French this evening.

Please which day was the price of fuel ever on the LOW side in Nigeria?

https://www.youtube.com/watch?v=90-fbJwdwdA

People be claiming "I can't drive car, but I can drive truck".
I hope she can reverse truck as well.
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90% of drivers can't even reverse car in a straight line
99% of women can't park car either forward or backwards.

Well we are here to learn. Let us be watching.

lebron7:
It's very interesting the amount of people here that don not know how an economy works considering the fact that they have access to the internet.

In the us, the average income (yearly) is about 31,000, with that amount you can live even though not very comfortable, you should be ok. In essence what we need is not increment of wages but rather strengthening of the naira so your money has a higher buying power.

For the TUC that made this statement, it should be a joke because I don't want to believe that members of a trade union do not know simple economics

How can we achieve strengthening the naira?
I've always maintained that manufacturing and exportation is the way to go about this.
But no one wants to set up industries. It's too difficult/risky/expensive maybe.
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So I guess that's why TUC would just accept the weak Naira like that and clamour for an increase in minimum wage.
Worst case our money will shift and become like Zimbabwe Dollar, big for nothing valueless money.

Invest4growth:
A failure in planning. A cluelessness has caught up with us
Well developed societies that we visit have compressive planning. They plan for the special needs using the roads

I think we should just stop making all this shakara and manage ourselves.
Developed countries engage in manufacturing and exportation. That's what keeps them rich.
We don't manufacture here in Nigeria and we're still expecting to be rich or richer than developed countries. It cannot work

SailorUgo:


When I think about events like this, I start to question what life is all about.
The fact that no one is getting out of here alive.
What then is life’s purpose?

What exactly is life’s purpose?
Why do we have to live to die?

You came here to know God.
Whether you agree or not, that is the purpose.
God put you here to look round very well, and see his hand in everything.
Know him very well. Love him.
And then die happily and live with him forever.
If you miss this, then you've wasted your life.
You just get this ONE and only chance to make this decision.
Best of luck

nony43:
No be only for 9ja building de collapse.

The building is 100 years old before collapsing.
Nigeria's own is not even up to 1 year old.
It's still being constructed and then it collapses.

Inkling:
If it is that valuable security ought to be guiding it

guarding...

Redoil:
see the effect of these rich people looking for cheap labour to the extent of importing the cheap labour from cotonu
they should learn to pay leaving wages and employ sensible people

Leaving wage ke?
They pay you and you leave?
Which day you go con do the work na?

Okpokpo09:
Until Nigeria is divided, there would be no peace. I can’t imagine myself leaving together with Muslims. For crying out loud we’re not of same people. They need have a separate country I hate this

It will be good to stop using this outdated phrase "for crying out loud".
Who is this person that is always crying?
Regardless, you didn't choose your parents. If they were Muslim, you know they would make you a Muslim as well. So what statement would you make now regarding this issue?

Hmm
I remember when I studied abroad. Everything was quite fast there. School registration, ID card issue and opening bank account. I opened one with HSBC. I have no prior knowledge of HSBC. It was just conveniently located near the school.
I filled out the account opening form. I guess they must have asked for my overseas (Nigerian) home address. I filled it out, opened account and put money with them.
Now it turns out that they may have sent a mail to Nigeria. Once NIPOST saw the mail, they opened the letter and wrote their own with fake paper. The NIPOST own was asking me to fill out form with my credit/debit card number, expiry and then ccv at the back. They sent this letter like 3 or 4 times to my Nigeria home address.
My mum didn't know this. She just phoned me told me about the mulitple letters and had them posted back to me in UK.
I was suspicious and never filled the form. I took the fake NIPOST letter to the HSBC bank, where they confirmed it was fake. That somebody in my NIPOST post office has tampered with the original letter to try to 419 me.

This passport thing that govt want to do now, I laugh in French.

onuman:
You took the words from my mouth. A lot of psychos are allowed to own guns in the US. Don't know who they are defending themselves from through owning guns.

Gun is their culture and condemnation.
They founded the country with guns, killing the native americans. Next, they used it to control and kill slaves, the black people.
Now they are unable to drop guns. If you drop your own, another person will pick it and kill you.
So everyone will continue holding gun in fear till the end of the world.
School children, teachers, pastor in church, members...
I read one story on Quora.com of one Naija guy that ran to live in the white people part of US. He went to church and they showed him gun inside bible, live and direct.

Like this ba?

Lordofalmajiri:
I understand the Woman's pain, how big boy like this no go fit recite ABCD? But education isn't by force Sha , she can learn a skill in future or join the hookupians .. all join...

The problem is that everybody does get an Education. In theory, Nigeria is an English speaking country and the language of our government is English. 99% of books sold in the country are written in English. News, TV, Radio and other media are English. Hence everybody should know English.
In practice, people are rejecting English because of colonial impact on them. But they aren't getting educated with ANOTHER language. So they end up uneducated.
Chinese have 100% of their Education in their Chinese language. So they end up still as Scientist, doctors, lawyers, engineers IN THEIR language. Same with other NON English countries. Professionals practice 100% in their language.
But in Nigeria, once you reject English, then there's no book for you to read to become a professional in anything. You are tending toward illiteracy instead.

IJEYdiamond:
All i will say is that Nigerians or some Nigerians are mentally instable... Main cause is this election...

After the suffering of 8 years... they cant just imagine going through .... another 4 years with Tinubu...... gaga movement

The country is broken.
Ever since its establishment, nobody has understood how to run it.
One leader will run this way and offend that way.
Run that way and offend this way...

https://www.youtube.com/watch?v=hHZvUeAdzeI

Everybody getting slap power now.

I thought it's better minerals they were talking about.

fineboynl:
The negligence of the government have caused more life to the youths. What so hard in metering every home like as it is in other poorer countries.

Nigeria's issue is that somebody must be in charge of selling the meters.
So even if government pays and gives out the meter, somebody will hold it back so that you the customer must come and pay him to collect the meter.
Most small businesses don't have that kind of money, N70,000, N80,000 even N100,000
So they either use generator or make illegal connection to get electricity.

TUANKU:
Oga you clearly have no idea. Why do you think teaching in high school has become less attractive to their own citizens that they have to declare an emergency and rely on recruitment of foreign teachers? I schooled there so i know, no be everything una go turn am argument.

..

OLOKOESHIN:
Nice write up
By now you must be very close to 50yrs on earth or 50 self .. Which means this is elderly advice

NSYC is 50 years old. It began in 1973. That means people up to 75 years old (75-50=25), can comment on this thread.
But the kind of insulting animals that run about this NL website will not let them hear word. Once anybody is older than 16 years, they start shouting, insulting and calling the person elder.

Bunch of A**hole juveniles.

kokorokoman:
he doesnt know the girl from adam, this is normal in ghana and to some extent in togo but the togo guys are not as aggressive as ghanians.
onece they see a nigerian and their woman na wahala, jealousy don start be dat

E fit be say them still dey vex for that 1983 Ghana must Go incident.

Zealag:
As a lady If a guy invite you for a date don't bring ur friends,cousin or relatives.you will scare him away and you will pay for the bill and be left disgraced.

Date implies 2 people only.
Nothing concerns any other person to join them. If someone asks you out on a date, they want to see you and you alone. If they want other friends to be present, then it is not a date and they won't call it "date"
Date is privacy. Only 2 people. No phone, phonecall, no social media, just two of you face each other and talk about all your interests.
If you want to use your phone, stay in your house and use it. Don't go on any date.

Bimpe29:
It's really an arguably social rules

What is there to argue about?
Be nice to others and stop thinking only about yourself.
Tomorrow when someone is avoiding you, you'll be wondering why. You will forget that you broke one of the above rules.
As a standard, I don't even talk to anybody playing music on their phone out loud. As you start it, I've already stood up and gone.
If I can't leave, I turn on my own and play it louder than yours and very near your ear.