₦airaland Forum

Instinged:
Here is my monthly expenditure every month for every year.
I hardly meet up so i end up taking loans, so i want to know if am
the one over spending or how..
I seems not to understand myself, salary will be paid in few days
and i cant even meet up with some of these expenses.
I have FIVE(5) major places my money goes to
1. FOOD 2. TRANSPORTATION 3. CHURCH 4. SCHOOL 5. HOUSE

SALARY/INCOME PER MONTH
100,000
EXPENDITURE BY DEFAULT
120,000

EXPENDITURE PER MONTH

1. FOOD;

RICE 8000
BEANS 3000
SPAG 1000
SEMO 1500
YAM 3000
P. WATER 2000
SOUP 12OOO
BREAD 2000
TOOTHPASTE 350
WSHING SOAP/OMO 1500
BATHING SOAP 2000

2. TRANSPORTATION
OWORO SHOKI TO VI (MON-FRI) 8000
CHURCH 1000
OTHERS(VISITATION) 2000

3. CHURCH
TITHE 10,000
OFFERING 2500
OTHERS( CHURCH DEV) 3000

4. SCHOOL
FEES FOR 3KIDS 22500 PER MONTH
BISCUIT 2000 CARTON
MILK/MILO 4000
INDOMIE 3000
JUICE 2000

5. HOUSE
RENT 21000 PER MONTH
NEPA 3000
GoTv 2000



Thank You

Dear OP,

Sorry for the stress, it is not easy to manage financials not enough.

@ List, let's look at it:
1. FOOD;

RICE 8000// Why not buy a bag for about 3 or 4 months?
BEANS 3000
SPAG 1000// What of indomine instead?
SEMO 1500// what if you do red garri instead?
YAM 3000
P. WATER 2000
SOUP 12OOO// what is the breakdown?
BREAD 2000
TOOTHPASTE 350
WSHING SOAP/OMO 1500
BATHING SOAP 2000// What about cheaper alternatives like Eva?

2. TRANSPORTATION
OWORO SHOKI TO VI (MON-FRI) 8000
CHURCH 1000// Is there no closer church walking distance?
OTHERS(VISITATION) 2000// Is this absolutely compulsory?

3. CHURCH
TITHE 10,000
OFFERING 2500
OTHERS( CHURCH DEV) 3000// Why are you paying levy every month when you are not even surviving?

4. SCHOOL (I presume your wife is at home which means she has the resource of time. Can she be more creative on the kids stuffs to school? Why do they need indomine and biscuits? Juice and Milk/Milo? Choose one. She can also buy fruits and cut up for them to school in addition to their food. Since you have rice, she can do jollof rice with titus/shawa fish, rice with vegetables (ugwu/green, tomatoes, crayfish and fish), rice with vegs (carrots, green peas and runner beans from Mallam (healthier and cheaper), Rice and beans etc. She needs to be resourceful.
FEES FOR 3KIDS 22500 PER MONTH
BISCUIT 2000 CARTON
MILK/MILO 4000
INDOMIE 3000
JUICE 2000

5. HOUSE
RENT 21000 PER MONTH
NEPA 3000
GoTv 2000 (there are lower bauquets)

PrimadonnaO:
We've really got this relationship business wrong, to be honest.

I agree.

sassysure:
U were actually very harsh on her over that post.

Did not mean to, was just irked a Nigerian lady would mention money when a guy is trying to do his baby right.

GistMore11:
A Twitter user is already 'turnt' following the end of her marriage which she said left her in a better place.

@calliesoncloud9 who disclosed that "she used to be married" in the tweet she shared, had a drink before setting her wedding gown on fire. She tweeted;



https://mobile.twitter.com/calliesoncloud9/status/1184921484789272576

Gist from Gistmore
http://gistmore.com/lady-burns-her-wedding-dress-as-she-leaves-her-marriage-in-style-photos

She looks so sad and spent.

Let us hope it is the emotional toil of ending the symbol of her marriage and she would get back to shape.

I have nothing against women or men who end their marriages.

However, experience has taught me that the ones who give extra justifications are probably trying to convince themselves harder that they made the right choice.

See Tiwa Savage who divorced quietly and moved on with Wizkid if true versus Tonto Dike who is ranting 50 years later.

As with my philosophy especially in the matters of the heart: you goof, retrace your steps, make amends and live happily ever after.

Nigerians we are not ripe for many things sha.

I keep realizing that we cannot use oyibo methods to solve most of our problems.

Adoption means the child is yours.

If you are still asking who the first son is after adopting a son, there is a problem.

BTW, doesn't the child have the family surname?

AmazonTopaz:
Hmmm, insightful. Don't mind those men on this thread that are trying to force women into believing that men cheating is okay and that women must accept that silly reality. Some men cheat because they know they will get away with it if not they would think twice. You just expantiated that point. Thanks for your contribution.

My dear,

NO man can force you to accept anything.

With all the campaigns and surulere stories, my sisters are still looking for the elusive rich men to marry.

If men can't influence their taste in wealth, why should they influence their test in faithfulness?

sassysure:
U know, this post made me laugh so hard

It seems u are still a teen.
Hormones are still strong and u feel on top of the world
Reality starts when in a few yrs( they no dey even reach 30yrs again), u that used too go second round will be struggling to finish round one with minimal time frame

When u see the look on your woman's face, u rush out to look for shekpe, buruntashi, alcohol, viagra,name them to save face
I am yet to read women not liking sex or taking drugs in naija because she has low sex energy. Here, there are so many complaint from boys, not men over their inability to sustain it, not to talk of satisfy their women.
Na u dey run up and down to satisfy her. All she has to do is spread her legs, she may be charting on her phone while u are sweating profusely to maintain your pride.
As she is, she can take 5 men in a day and that doesn't remove any sweat from her.

Una never see anything
Cry cry babies

You read things and one is amazed.

A research done some years back said Nigerian women in their 50s are the major customers of dildos.

Whatever makes anyone satisfied.

Jaggz07:
Men and women are not equal,If u people like kill urself till tomorrow it's never going to change. All religions that I'm aware of rates d man ahead of the woman and not as equals. There was polygamy in d bible,Islam supports it so where una come dey get una defense from? That's why they don't stay in marriages anymore,if is to pay bills now they will be shouting are u not the man

Please leave the Bible out of it.

Acidosis:
What kind of philandering can be greater than the idea of marrying two or more wives? Muslims (over 40% of the total population) support this; core Yoruba tradition supports (over 10% of the total population).


Philandering will reduce when you abolish the notion that it is okay to live with two or more women.

Hahahaha

You people will not kill me!

Pettyprincess:
People are just tempting me today!!!
I never quoted anybody calling them names
Nd you call yourself a lady? So only prostitutes like money?
You must be a cheap wh**re then!!!
Next time you see my comment just pass,i never wanted to insult nobody today bt y'all keep tempting me!!! Is it a crime to like money?

There is no need to rant my dear.

A prostítute is one who exchanges sexual favors for money. We can also say anyone who puts a monetary tag on his/her sexual favors.

So you see, only prostitutes talk of money in context of sex. It might be the one in the house, on the road, online etc.

If you were talking money in terms of yahoo yahoo, I would have called you invictuca or Mompha.

MrBrownJay1:
we all have to dedicate our lives to such important issues because cheating in marriage/dating has a deadly effect on families all over the world (thanks to the deadly diseases that are brought home as" take away" )... furthermore, if you have a daughter, sister, niece, aunt etc who is soon gonna enter the dating (and possibly marriage) world, you have to try to make such world a better place for their sake.

when you are with your friends at the boozer, and one of them is bragging about a new shorty he got, while wifey is unknowingly at home thinking she has a good man, tell this man to shut the fukc up with his cheap aasss BS, and look him straight in his eyes and tell him that if he was indeed a "real man" he wouldnt crawl at the dead of night like a RAT, scared of his woman!

@1st paragraph.

I share your passion however, the value is lost on the very women you are trying to fight for.

There is someone still asking us how to fight for her man.

They are not married and he practically has another babe.

crackhaus:
Believe me, I'm with you on all this. No one actually believes cheating is okay, not even the people who partake in it.

So going by the crux of the topic, what do you suggest as a solution?

You would be shocked.

Someone has asked me if I went to hell and saw people there for adultery.

Well, I Para and mellowed.

1. He is an older relative with about 13yrs and I went to visit him

2. His wife was not supporting me.

I look critically at couples whose husbands cheat with impunity and

1. The wives are deep down convinced all men cheat and they did not look out for faithfulness as a quality

2. The husbands know that the wives would do nothing if they cheat and they carry go.

3. They met in very strange circumstances aka clubs, side chics upgraded to main etc. The couple above were on and off fvckmates and a gentleman close to the husband was dying for the babe for years and would have done all he could to make her happy.

4. They believe all men cheat and grooved wella in school. I know how many of my course mates 'pitied' me that I wasted my youth and stuck to my husband. To them, I ought to have grooved aka slept with different guys, partied etc. because after marriage was prison.

5. Some of the wives have stopped sleeping with their husbands (alpha bleeps, beta bucks) and are fine with them sorting themselves outside.

6. Some wives see their husbands as saving them from the clutches of eternal spinsterhood and so any price is fine.

I know a man who said his wife would take almost any shit from him including leave her job if he asks after initial gra gra. He then looked us in the eye and told us that if he cheated, he would be lucky to leave the marriage alive.

Cc: AmazonTopaz

ahnie:
My love it's been ages.howdy?

I am good Mama Zino

How are you and family?

ifyalways:
The society is riddled with:
Lazy and jobless ladies who will accept and live with anything so long as their bills are paid and they are addressed as Mrs.

Failed Parents of the ladies above.

Retired guymen masquerading as Pastors/marriage counsellors who tell wives of cheating husbands to go on 21 days fasting .

@bold:

It would have been OK if it was jobless and lazy women who stayed.

You would be shocked that some of these wives feed the cheats and their runs.

@Topic: the more you look, the less you see.

The wives are fine with it, what should we do?

zed7:
You married her because she could clean. Now that she can't clean you want to run. This is a lesson to singles. Marry for deep reasons and not for superficial reasons
Enough said.

Na only you Sabi Wetin dey happen.

The wife has lost her selling point.

Whether temporal or permanent is yet to be determined.

Very romantic

Pettyprincess:
Lol have i said anything wrong?
Why are nairaland guys always find every comment offensive also?

Maybe because you were sounding like a prostitute in that post.

It is NOT all about kudi!

Interesting answers.

Congratulations to Pastor Oyedepo.

HigherEd:
Lol you just getting all up and emotional. Don't cry yet.
The scripture never said that those who don't tithe wouldn't attain wealth. Even scripture reports how wealthy a paganic Egypt was, how an horrible roman empire held power and influence. So Dangote having money isn't any eye opener.

However the concept of tithing law as stated by Malachi stated that the benefit of tithing was a "rebuke of the devourer". The devourer in biblically context often refer to the devil and his host of fallen angels. 'Devouring' as expressed by Malachi meant that what legitimately belongs to God's people could be destroyed by the devil without a God intervention if they refused to tithe.

Therefore Oyedepo made an inference that is potentially correct within the context of old testament. Job didn't tithe and God did not rebuke the devourer for his sake.

Odiegwu!

Issac, Solomon tithed abi?

Make una carry go.

All ye gunners of Winner's heaven.

RCCG also have their own o!

Those who voted for APC because of Osibanjo.

Hahahahahahahaha!

Jaqenhghar:
[img]https://media1./images/f4d826779f74d3173a23b0d30ed7660c/tenor.gif?itemid=4347231[/img]

Honestly, this is the best reaction.

SirDelight:
Why do women with rich husbands still cheat

Same noni.

The Beyonce Jay-Z sees is not the Beyonce we see.

Ditto Beyoncé.

So the whole picture might not be as beautiful as the glimpse we see.

As a result, every serious minded person knows that beauty is skin deep and base their marriages on more lasting virtues.

Nice thread.

Everyone is programmed to do 'crazy' things for love especially when still innocent.

That's what makes relationships and marriages sweet.

It is when we (humans) become hardened through series of heartbreak and disappointments that we become suspicious of one another and cannot form genuine relationships.

One of the major reasons I support young love. No too much bad experience if any so that both parties can come to the marriage table with their innocence and best intentions.

WriterX:
I hate opening a thread and just see people bashing other people's region or countries mehn that has got to be the most craziest thing I can imagine.

damn it people,you have an opportunity thanks to technology to cut across your community, your state, your country, your continent, your religion, your cultures ,your traditions and the only thing you can think of is how bad the others are.

this is really crazy but hey I guess we all have our highs, perhaps you guys get high on sht like this but it's really annoying.


I have been in online communities across the globe and I am just happy to be black and a Nigerian In there and when I meet up with other blacks and white I never fail to represent Africa in general, why can't you all just accept the fact that bad things happen everywhere and focus on the good part,why the consistent hate it makes no sense.

before your stand by your country, remember your continent, no tree makes a forest, if you say bad things against a fellow black man cos he ain't from your country remember most whites don't see that , what they see is an African and by virtue of that word, your negative remarks ends up affecting you too.

I always thank God because the generation were not giving the responsibility of coming together to help free Africa, go do your history research, every Africa country stood by each other while they fought for their freedom.
we were all blacks, we were all family, we were one country and one continent, whatever hurt the other country was felt by all ,it was why I loved history as a kid, because I found out our strength was in our bond, brothers in arms that was who they were, they are the real Africans.

Every county has its fair share of both the good and the bad but somehow we always seem to enjoy poking our fellow country open wounds and sores for the world to see.

One Africa, never forget that.

The whole country bashing on a thread about things done for love is mind boggling.

OSUigboFlatHead:
Keep fooling yourself.
100% literacy and you can't speak your official language fluently.
It's so disgraceful!
I watched the obtv, so called angel ob, Nana bullsheet money doublers etc. Funny enough, your pastors even give out lottery tickets numbers All these nonsense beats my imagination. What you have is not freedom of whatever, but abuse of technology and a show of stupidity of the highest order.

And we don't have fraudulent pastors in Nigeria?

These stuffs are perculiar to only Ghana?

Sighs.

okokkk:


I was asking this girl out then. I thought about how to please the girl, so, one evening I called her and asked about her favourite fruit. She said Coconut. Then, I was a hustler in the streets of Aba loading and offloading goods from trucks. For a child of my age, I was very rich. I could make up to N1, 500 a day.


The next day, I went out to hustle so as to get her Coconuts. To cut the story short. I made over N1,300 that day and spent all on Coconuts. I bought about 14 big Coconuts that day, packed them all in a big "Ghana must go bag" and set for her house.

When I got to her house, I called her, gave the Coconuts and whispered into her ears"If these ones finish, call me. I will make sure you don't lack Coconuts". She hugged me deeply and that was enough for me and for the day's numerous troubles.

Awwwww

What happened next?

psychologygh:
ohk,nothing really just wanted to share the general similarities of South Africans and Ghanaians being straight outright about sexuality issues and personal feelings and opinions whilst the holier than thou Nigerians listen in awe buh deep down in action,they are worse off and more extremists and negatively practical with their daring thoughts. All the same,take care and continue sharing your thoughts without fear or favour. That's all what I wanted to say. Carry on.

I had to look for this and quote.

I am Nigerian and I 100% agree with you.

Nigerians are very hypocritic and pretentious when it comes to sex and related matters.

And just how abortion does not unmothered a lady, pretense does not negate the fact that we are a morally decadent people with all sorts of diseases and broken families to show for it.

You would think their public dislike and disregard would make them value their martial vows and keep their families, no.

They still believe that the 'average Nigerian man' is polygamous in nature till their wives, sisters and daughters are caught up in the love triangle.

Sick sick society.

OguntoyeKayode:
Is like your kidneys are paining you, are you mad.... I know right from the onset that a Nigerian lady will never be so uncultured to have that kid of nasty experience (I gave him my virginity but he was not good in bed)... BIRDS OF THE SAME FEATHER

A Nigerian lady would be so uncultured to have a nasty first time experience?

It is culture that makes a lady enjoys sex?

Sorry, I forgot I was in the romance section.

Chukzy44:
Wtf....
Jess....
You weren't satisfied even as a virgin
Now tell me something...

You think lack of experience in something means you don't know what satisfies you?

So if I gave you sour vegetable soup or burnt beans, you wouldn't know that there is something off because you have never eaten them before?

And you are going on and on about how her lack of sexual experience should make her satisfied with anything.

Tomorrow, you will claim Nigerian women are pretenders. The one that opened up (though not Nigerian) you refuse to let her be.

Salmoneus:
Ugh, crazy world...The problem is that the west is overfed, they have solved most of their problems so they have to manufacture new problems just to feel like human beings...

I agree.

If I preferred men's boxers to tights, would I tell the company to remove the men's pictures on them?

Or do the feminine logo render the products ineffective for others who want to use them?

I wish the conservatives would really stand their ground and not let all these overfed nut jobs ruin the West.

Anyways, I salute our peeps bringing up kids there: it would be a harder job.

Our bloggers are coming up.

They indeed look alike.

I can't differentiate but again, I don't even know Lilian Esoro well.