₦airaland Forum

I saw pervimen, I hope the op or whoever wrote the story didn't mean to write pavement?

For Christs sake...... This is not Nigeria!!!!!!!!!!!!

I tire for these hungry bloggers. Always sensationalizing stories just to get traffic. And trust us Nigerians, we believe everything we hear (i guess thats as a result of the high rate of idleness).

Sealeddeal:
Yorubas are really the problem of Nigeria not Islam.

And how do you think i am you and Nigeria's problem

DAMNNNNNN!!!!!!!!!!!!!!!!

I am speechless. I don't know what word to use in describing this car......

StephanieLuv:
Oh unlike the previous thread on Nairaland when an idiot OP and mod captioned the birthday party of Jonathan's grandchild "LAVISH"

The pics of the event did not even match the title "Lavish".

The op must either be a hungry blogger or a malicious idiot.

i remember service year in jos south/ north in 09/10, you wouldn't have moved 1km before encountering soldiers of STF on the expressway.

I do miss Jos and i hope to visit there in the nearest future....

prof1990:
If the card wasn't green before its just a matter of time now ain't it?

I liked the pic and not the comment

Find out what other businesses like yours pays it's staff, then use that as a benchmark (slightly higher or lower) depending on how much you can afford.

Ever since opening a corporate account with Diamond Bank like 2 - 3 weeks ago, I have been frustrated by them as the account has been marked "No debit" thus I have not been able to withdraw but can only deposit.

The excuse I was given was maybe the Board Resolution was not detailed enough and I have written a comprehensive one again since Monday this week (corporate search @ CAC was successful) but up till now the issue has not been resolved.

This issue has slowed down my business as its my working capital that is trapped and I have already lost revenue due to this.

I would like to know the procedure on how to close down a bank account with Nigerian banks. Kindly drop a comment if you have attempted shutting down a bank account in Nigeria.

@ ukay2, godash, NOLONGTIN1 and other experienced TB investors

My Diamond Bank seems to be clueless regarding anything Treasury bills. Kindly advice on banks (with the exact branch locations) where i can purchase the bills without hitches. I want to participate in the bid coming up in 2 days time.

Awaiting your kind responses asap.

Adeoba10:
Throwing out suya paper on d move, not knowing that an okada rider was coming, breeze carried the whole paper and covered his face with the suya paper n pepper.

I like this your comment o... but I know say na zobo.

nellaluv:
This useless guy 90% of roles he acts in movies is an armed robber just to ra-pe girls. a- hole

I must confess, you must be dull or an illiterate to think the characters he played in movies portrayed the man named Ernest Asuzu in real life or is the same behaviour he exhibits in real life.

For heaven sake, the movies you watch are called "make believe" and as such shouldn't be wholly believed nor practised. Those movies are just for entertainment sake.

My bankers @ my Diamond Bank seem to be dull and clueless when it comes to TB.

On Wednesday 14/09/16 I asked CC who confirmed they usually sell. All I need is to write declaring my interest in purchasing TB. After writing, I took the letter to my account officer who didn't seem to know anything about it (she said they sell everyday which is not really true as its the secondary market that sells everyday while the primary market is every two weeks and that was the market I was interested in) she then resorted to asking someone else in another branch. the response from the guy in the other branch was they didn't sell that day.

To cut the long story short, that was how they didn't let me buy from the primary market on Thursday 15/0916. I will be running to another bank when the next bid scheduled for 29/0916 opens.

@ chronique

How much does the 4 months reg 09/10 acura tsx cost?

usmanktg2:
This was done few months ago (YES Round 2), why bringing up the news now? must the FG politicize everything?

The guardian newspaper reported this piece of news on May 14, 2016. Direct your blame not at the government but at the op who went to dig out a news of 4 months ago.

You should be smart enough to have gone to check on the link of the news before commenting. Not everything you read online is true.

[quote author=Drchristian post=49333059
]I'm not a name checker, I'm just here to confirm her name[/quote]And what's the difference between the two?

Lilimax:
Any way the koko be say she was salvaged . Thank God!

Na property or product...

ukyeyibio:
Cold catch me...

Laugh catch me.. Lol

midolian:
Some people will just take dry gin and snuff and begin to spread senseless rumours. What baffles me is how Nigerians believe everything they see on the internet, forgetting that even fools have access to it.

Everything you wrote got me reeling in laughter but it was the bolded that did the most damage to my ribs.

Omotayor123:
The neighbours wicked ooo. How can they eat two Rams alone The Ram is to be shared Not for personal consumption..

I guess they aren't Muslims after all.


Sorry dear take heart

You didn't even bother to ask some logical questions before you concluded they aren't muslims after all.

You should ask which neighbourhood they stay. I for one know that in some neighbourhoods in Lagos, you can't just go on the street knocking on peoples gates and sharing sallah meat to them (you and I know some of us are not going to be favourably disposed to receiving food/meat from strangers/neighbours because of religious/security reasons).

JayJustus:
oasis is a very big pastry company in Nigeria...stop saying bullshyte to feel socially high or whatnot...

I almost spent half of my allowee eating oasis bakeries cakes n bread back then in Jos.

@Jethrolite,

My business as at when I embarked on those journeys was just at the idea stage hence it was a startup and therefore couldn't have had any cashflow either positive or negative.

I think you need to explain further on your definition of financial net and cashflow. As my own understanding of positive cashflow is when the money going in (revenue) is much than the money going out (expenses) which virtually means the same thing as your definition (where you still have some extra left after the cost of doing business). Abi no be so? Also what you meant by financial net is that I have a job (another source of income even if my salary isn't more than 70k of which I spend almost 50% of that on my car and the remaining on bills and help out friends & some unemployed ones after which I have barely nothing for myself. At my age I should be married but I'm afraid of doing that yet as 70k can't conveniently take care of my standards not to talk of a woman especially in this tough time) Again, no be so?

Now to the issue of loans to startups ------ I understand your fears with regards to (bad) debt at a time like this we are in a recession and that is why every business enthusiasts needs to be honest with him/herself and be realistic with his/her targets, rework his/her financials because truly, many businesses will end up failing as a result of the present slowdown in business activities. Take for example, Yobe state is planning on going after beneficiaries of its state's YES programme who haven't been repaying their loans according to the terms and agreement.

As for me, I don't fear debt so long as my revenue can pay for the business expenses + debts and still have cash to spare and truly, despite the recession I am convinced my business will stay afloat as I am involved in the Services industry precisely Transportation.

I come to see you as an upright person and I have to commend you for also being realistic. But I will implore you not to give up on this journey although continue to use your head and bail out if you see your decision is akin to digging a hole for yourself.

Don't worry the grace of God will see us past the cohort 2 until we get to achieve our dreams without pain (bad debt).

basilo101:
he should turn Anambra to Texas

With how much?

When the budget of Texas alone is bigger than the budget of the whole of Nigeria.

And despite the revelation above, we still compare America with Nigeria. The truth is there is no basis for comparing as them pass us by far.

Jethrolite:
I want to ask you some questions.

1. How were you able to fund your investor seeking adventure across Nigeria?

2. Did you apply with an existing business or business idea?

3. Does your business have net positive cash flow?

1.)I was employed in a govt agency and when I wanted to go on these adventures, I requested for casual leave from my annual leave. My circle of colleagues knew me as the 2-3 days leave guy that they got tired of me and never bothered to ask after me when I missed at intervals. I used that strategy (while giving different reasons I had to go on leave e.g visiting my ill father in the village, burial ceremonies of old cousins/aunties/uncles, attending to urgent family matters etc.) until I use up my 21 days I'm entitled to. Although, my travels has drastically reduced (as the process of getting approval for casual leave has become stringent as we are in a "change era" but particularly as I have been able to kickstart my business albeit not yet on the level I would have wanted but thankfully I have made so much progress compared to 2 years ago when I started the journey.

2. Start up business idea not existing business idea.

3. Yes we do now.

shesAgem:
We like free things in Nigeria. This programme is totally free but we still want government to pay us for it? Maybe we should just be grateful for the opportunity.

Is your training centre far from where you live? I empathise with you if it is.

In addition to the free knowledge, when we become beneficiaries of the loan package we get to pay @ 9 - 10% unlike conventional interest rates of 24 - 28% and we still expect to be paid 50 - 100k for training?

Although I empathize with applicants who have to attend the in-training away from their states of residence but you just have to understand the era of free (government) things has gone forever.

As for me, I don't consider anything in life as an entitlement. I believe all the teachings and struggles we have to endure is part of the lessons we need to shape us to become better managers.

Since I embarked on this entrepreneurial journey, I have had cause to travel from Lagos - Ondo, Edo, Delta, Rivers, Akwa Ibom, Bayelsa (with my own hard earned money) all in a bid to raise funds for my business and despite my travels, I ended up not being able to raise the funds I needed to Kickstart my business and I wasn't for once disappointed nor angry with myself or these people. I even considered it an adventure needed to toughen me up.

Once again, I will implore us not to be discouraged but to endure this struggle to the end. I will travel to any part of Nigeria (using my own funds) notwithstanding the distance provided I have a 60% chance of raising capital for my business which in this case we being selected for BOI-YES we already have a 70% chance of getting what we need to achieve our dreams.

EzeNri:
Oga, there is nothing like reimbursement. He is a field marketer who is only entitled to his commission which is 10%, Super Agents receive 20%. Any other thing above that is a bonus.

The commission covers his logistics. So it is left for him to map out ways to efficiently allocate resources.

If am the man, I'll maximize the opportunity by employing extra 3 Agents, then I'll approve deals that will be convenient for me. Re-package the whole process and make a career out of it.

When I said reimburse, I didn't mean for past deals but for him to bring the extra costs he incurs to the notice of the man so that he can consider placing him on some sort of allowance so as to take care of those costs.

In my former place of work, I was a field staff so to say as my duties entailed calling and visiting companies and I was always giving a monthly "transport allowance" (to take care of the calls and company visits) in addition with my salary.

@ moscobabs, the following sentences highlighted below made me laugh so hard...

Even though I see mosquito blood all over the wall

5 inches television

Only speed 5 is working

This shows they just finished playing wrestling on the bed

GO 90

But I accept it because I know she knows more than me

Callous creature

And the bedsheet was full of blood as if I just disflower a virgin

I sleep in my chair and I carry my leg on top table

The 33% you receive is fair enough.

Don't think you are indispensable. The man can replace you (because any other person can do the marketing) and that is the end of your 10k but you can't replace the man (because not everyone can teach).

Be contented with your 10k but let him know about the cost your incur in marketing the business so that he can/may reimburse you next time.

hrykanu231:
There is something with minsters in Buhari 's cabinet and unguarded utterances. This alone can cause panic buying which will lead to hoarding of the product and ultimately scarcity of the product. Thus granting his silly statements reality.

Instead of getting consumers so scared, why not tell both the producers and consumers plans th govt has put in place to support the cultivation of rice (I guess no plans). Enough of this cluelessness...

The only sensible comment I have read on this thread.

obailala:
What if Buratai is ambushed and ***** in this visit?

#JustThinking

Ehhhhhhhhhh!

Bayelsa will not know peace which will extend to the whole South South region.

Please drop the thought because me thinking of it sends shivers down my spine.

Ebunuzo:
I intend going into mini importation and sale of original human hair into Nigeria and will like those knowledgeable about this business to throw some insight.
Thanks in advance.

hair extension in this period that people can barely feed and have cut cost?

In my opinion, investment in luxury items (which human hair is part of it) this year isn't advisable as people have drastically cut down on their wants and have concentrated on their needs e.g food, transportation and basic services. Therefore investment in people's needs (things people cannot do without) as mentioned above is what you should be thinking of going into.

You should think of something else and drop this human hair idea for now.

emalek86:
Hmm the ancestors has use one already as a curse to Nigeria.
Just that am not feeling it. The mayars re paying
Bought a new venza today make una help me thank God eh

On a serious note, how much did you get it for? I'm interested in buying one too. Kindly reply.