Mickey45's Posts

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NYSC › Re: Nysc 2015 Batch A by mickey45: 10:31pm On Jul 12, 2015

kingphilip:
no time to check time
Hw far u don enter lag

Sparklered, spark, spaaarkle, sparkRed, sparklered....
U're a Nigerian indeed, wetin u dey do for lagos? U dey terminal leave ni?

Career › Re: Achieving The Dream Career: My Story, My Lessons by mickey45: 10:29pm On Jul 12, 2015

Feex:
what's your dscipline? I am currently taking one in safety, risk and reliability engineering (distance learning) in the prestigious Herriot Watt University.

Can you give any run-down of the total cost for such online courses?

NYSC › Re: What State Will U Suggest For Nysc? by mickey45: 10:40am On Jul 11, 2015

yorubadelta:
Ogun State

Why please?

Nairaland General › Re: Between Luck And Being Talented: Which Is Better? by mickey45: 10:33am On Jul 11, 2015

yorubadelta:
The race is not to the swift .. neither the battle to the strong....

Time and chance happens to them all.

Travel › Re: Help! Friends, Family & Former School Mates From Nig Are Killing Me With Demands by mickey45: 12:27pm On Jul 09, 2015

Truckpusher:
Send me a mail.

Travel › Re: Help! Friends, Family & Former School Mates From Nig Are Killing Me With Demands by mickey45: 2:38am On Jul 09, 2015*

Motolank:
Yes bro.. he s not even in america! Where will he get 3k from every month?

He's just building his castle in the air

That one person can't do something doesn't make it impossible for everyone else.
So he might be saying the truth.

3k (wey no b naira) is somewhat on the high side bt people (especially intellectuals) have causes they care about. Depending on d person's life experiences (if it's someone whose lot also got bettered by other people.

What I've noticed in the way we do charity here is that folks will help you (seeing your zeal to succeed) and they'll support.

Then rather than forget abt it like d Bible said n focusing on bettering their lives regardless of that so-called assistance,

some of them will just sit back, make poor choices n wen ur own hustle's beginning to pay off, they start to demand even though u're also just finding your feet and wld like to tie something down first.

Yet you must attend to those needs else u'll b labelled ingrate. The solution I see then is to budget.
The Bible did say " he that giveth to the poor lendeth unto the lord"
Not supporting being ungrateful but we're to learn from one another's experiences. And I'm open to diverging view(s).

2 Likes

Travel › Re: Help! Friends, Family & Former School Mates From Nig Are Killing Me With Demands by mickey45: 2:24am On Jul 09, 2015

Truckpusher:
smh

SYH? Why? Btw, I've been meaning to reach you o!

Travel › Re: Help! Friends, Family & Former School Mates From Nig Are Killing Me With Demands by mickey45: 12:46am On Jul 09, 2015

Goldenboy007:
Op or bros or Mister...my people say ; it is not every cloth one spreads outside. I give this one this, I gave that one that , this one begs from me, that one botrrows from me. You earn 6 figures, you did this, you did that. I smell exaggeration here, people that truly give don't make noise but empty barrel makes the loudest noise. Ahan na only you dey US? Bros cool down and humble yourself so that God will lift you up! Probably you are a graduate assistant pursuing your PhD because I have met many associate professors in US and they are not this lousy. 6 figures lekwa Sabi yourself no be abuse o!

I'm looking at you use "LOUSY" and wondering if the person who said "we complain in others what actually is in us" wasn't right after-all.

1 Like

Travel › Re: Help! Friends, Family & Former School Mates From Nig Are Killing Me With Demands by mickey45: 12:06am On Jul 09, 2015

bravolad:
It's usually the case when you are well-off to Carter for the need of others. You do not necessarily have to send money to friends & relatives on a monthly basis except your parents. Even those who reside in Nigeria face similar challenges but a greater expectations await those who live outside the shores of this country.

Have special budget for your immediate family; parents & siblings. But the best approach is to set them up with some initiative that will provide them with monthly income. This requires a relatively huge sum over a period. Let them know you are borrowing to fund that business. Give them a timeline for refund (though you will not take the money from them). This will drastically reduce or eliminate over reliance on you for financial needs.

For distance relations and friends, help when it's absolutely imperative. I have an incline you have flamboyant Facebook page that keeps attracting your old friends. You must not be on fb much less chat every time. You must also learn to avoid those who overtly ask for help on a frequent basis. I can assure you that on the flip of the coin, they will not help. But then, the much you can help that will not put a financial strain on you & your family is a good measure of His grace.

Exactly what I plan doing. With God's blessings, I'd rather set someone up (knowing d shame n hurt that comes wt having to depend on someone for something u knw u'd have no probs wt if u'd made d right choices before)
And task them wt d responsibility of seeing to their own upkeep. Moreso, anyone who comes from that axis say d person's cousin/brother etc wld b directed to go assist d former in enlarging the business whilst d former also takes care of his assistant. That'll put an end to increasing demands from that axis.

God help us in the country. For some families, a single persons breakthrough is what lifts d others out of extreme poverty so one can't totally ignore them.

4 Likes 1 Share

Travel › Re: Help! Friends, Family & Former School Mates From Nig Are Killing Me With Demands by mickey45: 11:53pm On Jul 08, 2015

astrodome:
Okay thanks for the advise.
Regarding your request, please send your bank account. Also, I will need just 20 dollars to facilitate the process of transferring the money to you

BTW, when is pay day again? Shey you no dey work for Osun State, abi?

Now u're really learning ha! Ha!! Ha!!!

Christianity Etc › Re: T.b. Joshua Indicted By Coroner's Inquest by mickey45: 11:05pm On Jul 08, 2015

marqueetim:
Thought this case was dead already. Free this Man abeg.

Free! Haba!! Because none close to you was unlucky to be there that day? No let South Africans hear u abeg! Dem dey beef us already.

I hope you'll say to "free" boko haram guys too? Abi now, d person wey house fall on top, and done wey dem bomb (mind u d bomber sef dey die o!) No b die d both of dem die?

Even though I do not support witch hunting? I'll nevertheless still want probity to determine if he's been slack in his maintenance of the structure (in which case he shd be fined) or
if the fault came from d designer (in which case he has nothing to fear if he's not complicit in any circumvention of design rules.

Politics › Re: if you dont know any of these, you shouldn't be discussing nigerian politics by mickey45: 6:32pm On Jul 08, 2015

repogirl:
Gosh I used to love okin biscuits like cray....can still remember the taste now sef.

Very Hard and sweet. Both the round and Shortcakes

NYSC › Re: Nysc 2015 Batch A by mickey45: 5:35pm On Jul 08, 2015

leemah4u:
I no understand this ur grammar o

Accommodation wt no pay or no accommodation with very small pay. Both are common all over
Some Ogun corpers aren't too better off

NYSC › Re: Nysc 2015 Batch A by mickey45: 3:47pm On Jul 08, 2015

leemah4u:
lol, I just got my letter yesterday, am @ d sch now but I have been accepted with accommodation but no money

Ogao! The thing's kind of common o! Some guys at Sango aren't better off.

Politics › Re: Jonathan Returns To Nigeria From UK After A Month Vacation - Punch by mickey45: 10:18am On Jul 08, 2015

Kolade354:
He promised us Constant Power Supply within 4 years and yet Power problem is not solved! Just Go and Enjoy your Loot before I Order Sango to Strike you with Thunder.

Didn't PMB promise we'd be rid of "Boko Haram" by two months into his tenure? Do you see that happening even in n next four yrs?
Make una dey suffering believe dis people.

When Soludo said all their head-swelling campaign promises won't fly. Some people here were busy castigating him. They forgot his status and the wealth of facts he's open to.

Whoever promises anything without telling how he'd achieve it is just a joker.

But rational thinking hardly wins wen d gullible masses have been hoodwinked (via_ sentiments, hatepublicity etc.),

Plato died an unjust death, so did Jesus and so many others. They were killed by the very people who've benefited the most from their industry.

Politicians hardly know the full extent of the problems they're promising to solve until they get into d thick of it.

NYSC › Re: Nysc 2015 Batch A by mickey45: 11:06pm On Jul 07, 2015

Electronzeez:
Okay haleemah Leemah don de wait you since self Why you come wave ahmed when u see am na

See german Quesion!!! Asiisi!!! Odaa naa o! Leemah4u: bawo ni? How's Owo treating u people. Don't become an "Owo" lady o!

Jobs/Vacancies › Re: Jobs/vacancies Section Chatroom by mickey45: 10:52pm On Jul 07, 2015

Jamean:
Mickey45 hi

Education › Re: I Failed My Final Exams by mickey45: 6:24pm On Jul 07, 2015

Gurgle:
If anyone had told me 5 yrs ago that this would be happening to me I would have call them a liar

Wao....

I'll only advice you check to see what part of the factors were your fault.
If there's any, what'll you do abt them?

The ones that are not your's, how will you surmount them?

Plus next time you're not up to an exam, it's better u see ur course-adviser n tell him to help you de-register the course. Better to re-write d exam without having it affecting your CGPA adversely.
Btw, I schooled in Federal Uni. N this is assuming the system's similar.

Its also not d end of the world.
Was it George Bush or Bill Clinton that said
To the first class students; "those of you who received honours, awards and
distinctions, I say well done.
And to the C students, I say
you, too, can be president of the United States.

Finally, you weren't re-directed to go start over another course, I had a classmate who was returned to 200 level in another faculty wen his failure got too bad and that was in final year of a five yrs course.

1 Like

Education › Re: Graduate Assistant First, Them Msc. Or Msc First, Then Graduate Assistant. by mickey45: 5:11pm On Jul 07, 2015

TheMaleBoss:
Thank you bro, but leave with pay is a bond. Can you expatriate please?

"Leave with pay is a bond " means you sign a legal document with the Uni. Admin that u'll serve a minimum
No of yrs serving wt them after your M.sc programme
(Usually 5-7 yrs depending on school).

This may put you at a disadvantage cos wen u're done with your programme, u might find a juicier package (job abroad, etc) esp. If your certificate is "correct" and then you'll have to encumber yourself in legal wrangles wt d school admin.

But if you go without pay (which might b best if u don't really depend on d money), the university recognises you as their staff (means you can always resume whenever u finish and are ready)
but shd you find better conditions elsewhere (which I wld normally pray you do) there'll be no problem in you taking it up.

That's my understanding of it but read on for further enlightenment

Congratulations though....

Career › Re: How To Start A University Lecturing Career? by mickey45: 1:30pm On Jul 05, 2015

tanimola22:
Put less emphasis on UK schools. They hardly fund master's.
Send me an email let's discuss there.

I'll appreciate a similar help too

Career › Re: A Career As A Lecturer by mickey45: 1:08pm On Jul 05, 2015

afroxyz:
I currently work in oil and gas industry, but my talents and passion are geared towards research, lecturing and writing. I hv applied for msc. Money shld not be a motivating factor. If it was, i wld have shelved my dream. Rather, the desire to impact change should propel you. Besides who said lecturers don't make money? Itz because the bulk of our lecturers depend on salaries, handouts and texts. If you are actively involved in research, you wld make money

Do you mind shedding more light on this pls

Politics › Re: Remove Subsidy And Crash Your Currency - Dangote by mickey45: 2:48pm On Jul 04, 2015

Chiefpriest1:
Reasonable inference...makes alot of sense. Though your last two paragraphs actually neutralize the initial line of thought.

You are a critical thinker

Neutralize? Perhaps I'd have to continue (verbiage held me back before)

Had we encountered increased dollar inflows (through increase in sales or price of Crude) stopping subsidies (if we follow the same line of thought) might not neccessarily spike d rate.

Furthermore, increased Real Sector lending means some hitherto imported items will be sourced locally (which is what the GEJ-led import substitution drive was aimed at) lessening the need for dollars to import them plus we might even get to export some which wld further increase dollar inflow.

But, with the CBN's continued drive (owing to the anti-keynesian leanings of its 2 recent Governors even though they have their "plausible" reasons) to muzzle inflation and keep it at single digit, (not with real growth but rather through cash hoarding)

The increased money in circulation occasioned by the re-entry of "unsubsidied" naira will only make the CBN further tighten its credit crunching noose on the already ailing marginal companies around, sending some off the streets and forcing nigerians to have to import those products which hitherto were available.
Of course this translates into increased demand for the Dollar.

Like I opined earlier, individual companies need only increase their prices if it were a completely free market.

But public Outcry + political armtwisting and blackmailing will force the government to issue "decrees" on prices and since some essential raw materials have to be imported, the profit is reduced as production costs get increased.

Hence his (Dangote) fear of subsidy removal, is not for subsidy's sake but rather because of its often unseen ripple effects.

Like you said though, his lamentation is for his profit and hardly out of any altruistic motive.

BTW, me thinks he's just trying to influence public opinion, all these can be nipped in the bud if we plan adequately and act accordingly.

But with such a move goes the competitive edge (cut throat monopoly) that he and others like him (Otedola n co) have had on our lives

No thanks to our collective (money craze induced) irresponsibility and putting square pegs in round holes.

GEJ would have had two "sides of the same coin" views to form "balanced" opinions from if Iweala and Soludo had been in his cabinet at the concurrently.

I wait to see who PMB lays his "Job creation" responsibilities. Though I'll like to see Soludo or Basil in those roles.
As for NNPC... I pray God grants him wisdom there.

Do thanks for the onservation (I'm a scholar like I think you to be too)

Business › Re: Dangote: I Have No House Outside Nigeria by mickey45: 2:00pm On Jul 04, 2015

Chiefpriest1:
Okay, so wetin make we do now?

Having a house outside Nigeria is not a crime. Stealing money to buy a house outside the country is a crime.

If you have the means and it's a priority to get a house outside our shores, please go ahead.

Real Businessmen hardly make such frivolous spendings, na Polithiefers and "Big" public officials E.g. Abj (Dpr+ NNPC+ Governors + top Ministry) Ogas sabi waste money wey no b dia own in d first place.

Jobs/Vacancies › Re: Jobs/vacancies Section Chatroom by mickey45: 1:24pm On Jul 04, 2015

bbeautylik:
they are real and they have many branches... I just join their consultancy team, any question you can let me know, cos i am all ears.. Which of the courses are you going for??

Corrosion. Management Tech. , PMP, Facility Mgt. Tech., and of course H.S.E..

I'll reach you on whatsapp

Politics › Re: Remove Subsidy And Crash Your Currency - Dangote by mickey45: 12:23pm On Jul 04, 2015

Chiefpriest1:
I am not an economist, but I seriously do not see the connection between removal of fuel subsidy and the rate the naira exchanges against the dollar.

But Dangote has been close to all the governments in power, from military to civilian. Is it that they dont take his advice or what?

Take it or leave it, in the end, any businessman makes decisions that will grow his business and increase his profit margin.

Profit first,patrotism later!

I might be wrong on this but the single understanding I have of Dangote's statement for now is this;

Subsidy removal might mean the Government now has more money in its coffers, saving the money (say in the Excess crude Account) seems the way to go but being the spend-it-all nation we are (remember Iweala-NGF brouhaha),

The excess money must find its way back into the economy (no thanks to FG revenue allocation to states, FG projects and of course Brazen Looting)

On the other hand, the framework's not there yet for a big surge in real production/manufacturing start ups which means people get encouraged to buy d tiniest of things from outside, and whatever little things there are in the country will have so much money pursuing it and being the consuming nation that we are Like I said earlier,

Our importing tendencies will no doubt get a boost and without a corresponding or better still overriding increase in crude oil sales ( via any or both of volume exports and prices) this consequently increased dollar demand will only act to spike up the cost of getting a Dollar

In a normal setting, businesses only need increase their prices but there is a limit to this owing to competition and Political-cum Government interference as well as CBN's determination to Stifle Real Sector Financing (which is where real job creation and prosperity is)

They (CBN) continually do this (in the name of curbing inflation) by hiking Banks' CRRs (Credit Reserve Ratios) which albeit keeping the %-inflation in check, also reduces the funds available to the real sector.

Like I said, I myself look forward to better enlightenment by the economics Gurus here present

1 Like

Forum Games › Re: Tag And Ask by mickey45: 5:54pm On Jul 03, 2015

Elantrecey:
Just thought of Checking on you? Hope you're good? I trust I.T is being fun?

Career › Re: Working With The Big4, Your Experience. by mickey45: 10:43pm On Jun 30, 2015

Jarus:
Experienced hire route. But I must confess that one is hard too. Most of their experienced hires are from other big 4 firms (which means everywhere you go, you still meet the age restriction barrier at start) but I have seen people move to them from financial institutions. Bad news again is most financial institutions also put age restriction at entry level.

While it is not impossible, it appears hard. But nit working in a big 4 is not the end of life. I never did. I'm still an accountant.

Thanks... I was wondering..
Btw did you get my former msg oga mi?

Investment › Re: Nigerian Stock Exchange Market Pick Alerts by mickey45: 9:57pm On Jun 30, 2015

PETERiCHY:
One person swallowed 50M units abi some O and O boys released more 50Munits. "Wolf of the wall street comes to mind"

Well i ve been in this their movie for the past 1yr so forgot any stunt they are throwing up.

If you arent ready to tied ur fund down for the next 4yrs then better look for another stock.

Yes Oando will fly but before them they would have succeeded in frustrating alot of investors out of the system.

As for now they are as confuse as Pa Buhari.

That's my worry with Oando's volatility.
Bt with their recent divestment, wld it b wrong to expect a spike?

Career › Re: Working With The Big4, Your Experience. by mickey45: 7:00pm On Jun 30, 2015

Jarus:
I never worked in any of them, but I'm somehow close to them. I have friends in all of them and I also have professional relationship with them as I have had to work with all of them as consultants to different companies I have worked for.

They are all a good place to work for. One of the best places anyone can work. The pay not so juicy but you have solid training and you have brand that can earn you opportunities in the future.

Yes, they have crazy deadlines, sometimes work on weekends. On a lighter note, they also brush you up and refine you from your ayam English to a (locally acquired) fonee speaking fellow that speaks from the nose.

ICAN/ACCA is not compulsory if you don't plan to go into auditing and tax. Advisory people hardly need all these.

Can people ever enter them without having to falsify age if the person is over-aged already?

NYSC › Re: Ogun State A15 Lets Meet Here by mickey45: 7:20pm On Jun 26, 2015

amosade30:
THANKS, I WAS ACTUALLY REDEPLOYED TO OGUN, PLS WHT IS D ADDRESS OF ADO ODO/OTTA NYSC SECRETARIAT?

Are u stream 2 if yes, did your redeployment work?

NYSC › Re: Earn Monthly Income Without Stress Continously As A Corp Member by mickey45: 7:18pm On Jun 26, 2015

tobodex:
Earn monthly income without stress continuously

Multiple streams of income is the target of every good business person.

Making money online is as easy as it is said, and the good part is that your income will not be affected by strikes, or workers not resuming to work, or even the PHC disconnecting you when you really need their service.

There are several means of making money online which I am ready to reveal to just 20 people. These people will be shown the other sources of income generation that you can go into with little or no cost. Just 20 people; send me your email address and I will forward you the link(s) of getting additional source of income ....

oluwaseuns601@gmail.com

Business › Re: Banks: "CBN Is Choking Economy With FX Restrictions" by mickey45: 7:09pm On Jun 26, 2015

Flets:
Buhari's government have started on a very wrong note. They are getting it wrong on all sides.... maybe we should have insisted in sighting that WAEC certificate.

So many disjointed policies..... You lift the ban on furniture and textile thereby discouraging the local industry and two days after the ban rice, margarine cement importers from obtaining FX from banks under the guise of encouraging local industry.

Why take such step at a time your naira is struggling knowing fully well that these guys would dive into the parallel market causing some scarcity and driving up parallel prices?.... why not increase the import duties on these products instead to discourage import and encourage local production? why stifle an already struggling FX environment.

Absolutely silly decisions by Buhari and his co-travellers

A man lives up to his name.
I hope the "General" in PMB isn't taking over?
Who wakes up n just "bans" imports? Where except in totalitarian states does that happen without due consultations with the stakeholders?

I'm sure Emefiele wld've squirmed when he got the directive but his job's at stake here so d man no get choice.

I assume this was his "I'll make one Dollar equal to 1naira" n maybe he's trying to wean us off imports. Let's see how things go though.
Except, some things're necessities to some industries and import substitution is not done militarily.

When GEJ wantd to drive for local driilling mud consumption, he didn't jst go ban its importation since that wld only create an artificial hike in it's price, causing a lull in Exploration.

Rather, policies like d Local content were enforced and Sme's were encouraged into such areas with Sure p funds n all and now u have that area being helped now.

This "fire-brigade" approach to things is nothing but impunity n even though we need some of these measures, some select industries shdn't b made scapegoats of.

A president is a father, and no father kills one child just so that another one wld live.
I'm ok with it though, so long as d ban wld b total n not that some select people wld now b given sole control over their importation.

1 Like

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