₦airaland Forum

snowball11:
And where are those posting university of first choice or last choice and those posting oduduwa university or whatever. Oya ABU, show yourself now. This is just University of Ghana o!

You know, when you reside within a particular geographical zone for too long a time; it makes you begin to see that particular space as the most beautiful environment after fried rice!

That's why they say people should travel. Even if you don't travel. Read book and magazines about things outside your abode. They better shut their trash mouths and ask their individual countries to do better.

See the use of space, see the architecture. Wow. Very beautiful. Those buildings would cost almost same in Nigeria but you can see what sets them apart is how they blended it with the environment and used nature to enhance the surroundings....and most importantly the landscaped the environment.

This is good but people jubilating here need to temper their expectations and face reality.

Most of the offshore site and exploration in Sierra Leone as of today are deemed commercially nonviable that's why there isn't a single oil exploration going on.

Wish Innoson luck but this is a big risk as it would take significant investment and years for such ventures to even return a kobo that's if it ever does.

Bagehot:
I'm tired of explaining this to people who don't have a clue of how currency economics work. Weal currencies help your exports get priced cheaply, as well as provides you with massive cost arbitrage to produce cheaply. The trade war between the U.S and China started because China artificially weakened its currency for a very long time to gain unfair advantages in international trade.

They don't read and even listen. Lower exchange rates doesn't equate to stronger purchasing power.

The Japanese yen exchanges for $1 to Y107. Still yet it is one of the top 10 economies of the world.

What universal commodity would 1Cedi buy you and what would 67naira buy you. Those are the more common mam indicators of the strength of a currency not numbers.

It costs 3.85 cedis to buy a 35cl bottle of coke in Ghana. That is equivalent of 258 naira.

Same 35cl bottle of coke is sold for N70 in Nigeria. Tells you that 1 Naira is worth times 4 of whatever the Cedi is even after factoring in taxes and inflation

Sterope:
Keep your family circle small and prioritise. Ask uncomfortable questions about demands, especially from overbearing parents. When family members push responsibilities like 'why don't you get mum a car', ask them who would be responsible for fuel, repairs etc;

'You should pay so and so fees', ask them if his parents are dead or what happened? If a nephew asks for money, ask him to forward his request to his parents or an outright no. When you give Mr A some money, warn him not to tell Mr B.

There are always exceptions, it is uncomfortable but you will get used to it. Obviously, your 'friends' will not expect you to be financially responsible for them, it doesn't mean you won't care if you really think they need it or if you are feeling charitable.

Exactly. Small circle, mind what you post.

I am not against people flaunting their wealth but what i have realised is that most of these requests are coming from people who think you are large and made based on your social media history.

People post pictures online claiming "new whip", "vacation in Bahamas" and so on without explaining that most of these were funded by years of savings . Don't be offended when you get numerous requests from people sending you messages to "help your boy". It's not your fault it is just the culture.

You can't shy away from helping. I just have a mental monthly limit that's budgeted for giving out. Once that is exceeded you would need to wait till the next month. And i don't shy away when i need to state the fact that I don't have or can't afford.

I guess people should be able to say no if they can't really afford to help. Your family or friends should be able to understand when you can and cannot help out.

I guess I am also helped by the fact that i don't really keep liquid cash. I doubt any money/salary lasts up to 24hours in my account before it is used for a running biz. Shey na wetin dey account i go transfer?

darfay:
No o bro, sometimes the fencing is required even in public institutions or universities, schools like unilag are in a built up environment with neighbourhoods like bariga, mushin, shomolu, iwaya close by and are very rough neighbourhoods


And you are right as to Nigerian architecture being distasteful especially multi million Naira private/exclusive homes with zero lawns but instead inter locking bricks, I think government should step to regulate it

.

Yeah i don't mean perimeter fencing for public institution.

And fences are very important for personal homes. Not saying you should remove fences. Nah. Meant those ones that reach into high heavens blocking ventilation. See sample of a lovely design that still ensures same security.

And government can't really step in. That's way overreaching. It's about choice

TMKsouth:
Then u shouldn't have policed me.

Ok.

Good luck

IronGalaxy:
He's actually responding to someone who was actually doing the "baseless comparisons" saying we have better Universities but you guys have " better people from varsities"....whatever that means

Ok. No issues.

You all would be fine

TMKsouth:
Wasn't he disparaging black South Africans? You were cool then, right? So be cool when I retaliate.

I didn't see that comment and I am not World Police or arbiter to be settling fights and nah not cool with whatever disparaging words he/she said.

I can only relate to you as the OP. It's your thread so maybe you control the narratives and ignore trolls.

By the way you sound a lot defensive. Focus on the thread Uni buildings and not the politics of the local environment these buildings are located in.

TMKsouth:
If Nigerian universities were any good they would have taught you that black South Africans were denied quality education for over 350 years. It was the law. It was only in the last 25 years since democracy in 1994 that they could get into any university they chose and study degrees of their choice. And now they are giving Nigerians a run for their money as well as outsmarting you at the African Union level.

you should quit this dick measuring challenge.

Only people with self esteem issues go on disparaging the efforts of others and doing baseless comparisons.

Sterope:
Our culture and security play a role in our preferences. Many people wouldn't want their privacy out there and people rarely mind their business. Even homes with large windows to let in natural light are often obscured with huge curtains.

I understand personal homes but we have all these busy bodies everywhere and world over people want their privacy but public buildings, schools? Libraries, banking halls? Even buildings on enclosed streets?


And the fallacy of blocks fending off robbery is absolute fallacy. Your house is as safe as the security in the neighborhood. No matter the height of the fence the only thing you can do to protect it is maybe put in deterrents like cameras, electric safety wiring on top of fencess etc, but those are even useless in some scenarios.

The buildings are beautiful but it's not like they are "out of the world" when compared to Nigerian University buildings except for the designs and how they accommodate nature to build the enticing structures. Unilorin has a flowing River and Dam. Instead of building stuctures to explore this natural asthetics. We run away from them or sandfill water bodies, cut down trees. Only OAU did a bit of this and that was like 50 years back.

The biggest problems of modern day Nigerian architecture is we use way too much block.

Like almost all buildings explore the use of cement based blocks for construction. Our architects don't like to explore the use of space or make use of other materials like glass, clay and wood to bring out beautiful structures.

Yes it may cost you extra and may need regular maintenance which we lack but they are lots of durable materials out there especially clay and iron that can be forged to make beautiful pieces.


Just slam a pillar down and start building blocks is what we know how best to do. Can't blame them, you get what you pay for. We believe glass is only for window silt and this is evident in most public structures and personal houses constructed.


If you didn't have the means i can understand but i sometimes feel irritated when i see people post pictures of so called multi million naira buildings of some celebrities and it's just a mold of block with a roof. Nothing special and the asthetic feels like a prison with the high walls and what not.

slimfit1:
I don't understand you know all these but our highly paid military don't.

The typical Nairaland kid. Disputing facts without counter information except tantrums.

Common sense should tell you you don't want to be flying a slow moving heli in an area where it could easily be hit.

Maybe if you have N3bn to throwing down the drain every few weeks you can help the country buy yours and put it in the battle field for target practice with Boko Haram


And as for the drones.

Let me help your education a bit.

https://twitter.com/DefenseNigeria/status/1263813926057316353?s=19


You can now run along.

slimfit1:
Toy guns please if they are not being used to fight Boko Haram it's a toy. We should see these helicopters in the battle than soldiers.

They can't use most of these in such close battles. BH now poses AA guns and rockets . These are too low flying and would be shutdown. Those things cost tons of money and you don't want to misapply them.

What we should be buying are guided missle drones to take those terrorists out.

Godbpraised:
What investment would give someone 20%?

It would be useless stating biz/investment on here when everyone knows that it needs due diligence and some little work to turn such into profit.

Not to sound like our famed influencers but Look around you. I am sure there are hundreds of such needing value addition.

ahiboilandgas:
If u invest 10m now u will get about 18m in 7 years time if naira is now 520 in 2027 u will get 34000 dollars dollars ....an investment of 25000 dollars now your profit is 9000 dollars over 7 years .......just over 100 dollars profit per months.....if u have any thing that can give u better than 120 dollars on a investment of 25000 dollars is better than the bond...

I have always been of the opinion that investment in bonds for people with "limited funds" is actually not a too good position to take up if profit making is actually your aim. Most of these bonds currently are hedges against inflation.

Yeah, I understand your risk aversion and thoughts on preservation of your funds but you would be better off investing the money into something that can give you 20% year on year. That's a personal opinion by the way.

Inflation is likely going to be stable and may drop to a single digit in the next 2 to 3 years if current efforts to make major imports like Milk, PMS and rice are successfully substituted by local supplies.

I still don't have a clear idea about how Dangote Refinery would operate. What pricing module would be employed? Sell at international rates or have a local crude swap deal to have "sort of subsidized" prices?

But notwithstanding the options they take would have major impacts on inflation.

Amanee:
If only that lady can stick to her gun and flee

Abi. She should flee.

I can count 4 red flags in his behavior here alone.

1. Not taking responsibility ( "how a bank ruined" A bank can cause issues. How you react and handle the situation is much more important.

2. See him cursing that "she is mad" in another response.

3. Petulance, holding grudges, keeping malice in the face of a little challenge.

4. Coming online to seek validation about something he could have simply resolved.


She has her faults but from his little explanation showed he has a lot of growing up to do.

9jaRealist:
Nonetheless, the notion that coercive policing is the only way to get ADULTS to protect not only their own health but also their own families and communities is a sad commentary on the lawlessness and irresponsibility of the citizenry. #TakeResponsibility
>

I like reading Old Newspapers, you know why?


There is this feeling of being able to read real life events and see how they unfold and how the different stakeholders reacted when the reader knows the end result already.


I guess I can quote you on this. Please kindly reread your post and read this link. Hope this settles it for you?


https://www.dailytrust.com.ng/covid-19-our-self-isolation-policy-has-failed-fg.html


Being a government official is not about just making rules and being called Your Excellency you must be able to mirror and accurately predict human behavior and anticipate worst case scenarios especially when it comes to public health concerns. I guess the current forced isolation they are carrying out would have been much more beneficial in the first instance.

It's all apparent to everyone that what SOME Northerners practice is not Islam but a cult like religious fanaticism devoid of common sense or even followings of the same sacred Book they claim they are following.

There was no Ummrah this year, 95% sure there won't be Hajj this year. A "lesser" non obligatory Prayer like Eid is what our so called brothers would endanger the lives of others for? Like seriously? How would you enforce social distancing in the hundreds of Eid grounds on that day with the multitude of people who would attend?


Isn't this contrary to what numerous Hadiths say about conduct during a Pandemic?

Isn't protection of Life no matter the circumstances one of the cardinal points repeatedly made by the Prophet(SAW)? The prophet clearly stated in one Hadith not to place a "sick" person next to an healthy one. How would you verify who is carrying the Virus and who isn't on that day?

I think at this point the President should step in and enforce a total lockdown. Seems Ganduje is actually the stark illiterate they call him both in terms of education and religious intelligence.


EDITED--MOST to Some. Shouldn't use sweeping generalizations.

I support them on this. Please sit home let the Police officer dishing those rules come man the hospitals.

Shey the government doesn't have common sense abi? Then let everyone wait till we have no carers for the ill.

You have people risking their lives with meagre pay and extremely poor working conditions to save others and one stupid Police Officer is somewhere dishing out rules negating the orders from the President.

Same Buffon that came in through a coup?


What won't we hear from this crazy Madagascar President?

Ofemmanu1:
Accommodation 15k, food 3600?!
I rather prefer the reverse.

Breakfast is complimentary in such hotels so you don't need to worry about Lunch and dinner.

A serving of N1800 would get you at least very good food with protein and bottle of water in an Nigerian city.

The cost is fair.

Bossplaya1:
If you really trade forex and still thinks that MBA paying 15% on monthly basis is not possible, then you ain't a professional forex trader but a novice.
A friend of mine is trading my icmarket account that I funded with 1k$ and he made 24% in two weeks. I withdraw every two weeks and take 60% while he takes 40%. You are still a learner and an insult to forex trade. It's not working for you or your strategy is not working does not mean everyone can't make massive profit in forex trade.
I'm currently learning how to trade volatility index and my boss teaching me is making over 100% in a month. Go and improve your strategy.

I am intrigued by your comments and permit me to take my inquisitiveness to a level higher and do some analysis please.

I hope you would kindly oblige us and provide receipts for your comments. I like to deal with numbers and facts and would appreciate this little request from you.

So

24% of $1k is $240. You take 60% and give the guy trading 40%..

40% of $240 is $96 which is roughly 36k. So the guys makes an average of 70k per month.

Inside this 70k please how much does he spend on Fueling his Gen on a daily basis? I am sure with how epileptic NEPA is he would be spending N500 average over 20days. That's 10k.

He needs to be connected to high speed networks and have at least 5gb data and at least a backup network because you don't want to be in the middle of a trade and lose network connection. That's another 10k to the cost.

That's 20k just on some basic things.

So he takes roughly 50k home monthly. And that's on a good month. What happens on a not too good month because that's natural in FX and it's certain you would have such? Does your "friend" have another source of income or partial work he does?

Care to share us a screenshot of your trading history for this account the last 3 months? I know you would be using mt4 or 5 . You actually don't need to share the individual trades just take a snip of the summary of accounts for the period at the bottom and share with please. Be careful to blank out names and number.


Cc pluto09

aremso:
you are right, my account officer told me that on a good day when the trade is fine that all the roi for the 6 months they can make it in a trade

Are Nigerians this stupid or silly?

So you are investing your hard earned money and can't do basic analysis. No wonder a fool and his money are soon parted.

Isn't this a pointer to the fact that this is pure gambling.? Make 6 months ROi in a single trade? They gave you the coolaid story. Let's do the maths. You invest 4milliom.and the return is 600k per month for 6 months. That's 3.6million naira in 6months.


4million is approximately $12k. To nake 12k dollars in a single trade would mean that the trade moved an average of 120pips and the Lot size was 10 large lots. Go check the trends , except for cases of extreme volatility. No single trend goes in a direction for more than 200 to 250pips even with those there would be crazy swings, swaps and reversals that would make such trades a whole lot unprofitable


If you make a 10.0 lot trade on a $12k account. You would be using a minimum leverage of about 1:1000.

If you knew anything about Fx you would understand that this isn't just overleveraging. This is pure gambling and I can bet you 100% that 60% of the times you overleverage you would end with a loss. Money management skills is out of the window and you would get margin calls soon.


@pluto09. Please ignore these guys. They would soon learn when such companies collapses and starts using Paul's money to Pay Peter. They still have a large pool of mumus queuing up to toss money into their pit so they might still stay afloat for some few months to years.

Even when Fx trading was still "stable" accounts were getting wiped out left, center and right because of swings, insider tradings and whatnot.. Now imagine the unpredictability with Trump and his fat fingers typing away unannounced on twitter reversing trends in milliseconds with his nonsense talks.

I don't pity people like these anymore. They don't just listen till they learn the hard way.

Focusmind:
I always advise employees, if you have a good boss, stick with the company even if the company is toxic. Your good boss will always fight for you.

If you are in a good company but with a bad boss, you will regret your career.

Employees don't leave companies. They leave bad bosses.

I will pick good boss, bad company above bad boss, good company.

Your boss has a great role to play in your career progression.

Your current boss must have donated you for exit on the basis of LIFO - last in first out.

Anyone jumping coys in these uncertain period must be doing that fully aware of all the risks. A business would like cut new employers than their experienced and loyal employees. As much as what they did isn't "humane" but i guess they have contracts that you must have signed giving them leverage to do such.


He can seek redress in a court of law but he is likely going to be wasting money given how long cases take in Nigeria.

Tripitaka:
Have you dated a girl who is a product of incest?
Have you dated a girl whose brother raped the mother for ritual purposes?
Have you dated a girl who grew up to find out that her actual dad is the family driver, but the pregnancy was passed on to the "willing dad"?
Have you dated a girl whose own father has been sexually abusing?
Have you dated a girl whose mother's nude pictures are all over the internet because she was caught shoplifting?

I believe your answer would be "No", as you would have included these in your narrative.

The families in your narrative can hardly be classed as "troubled" as I would like to think that your experiences are the peculiarities of your average Nigerian family. The average Nigerian family where diabolism and fetishism is real; where cohabitation is in vogue because the government outlaws abortion and your parents would insist on you living with the man who impregnated you even if he has no interest in marrying you; where young widows are still oppressed by their late husband's relatives; where poverty and unemployment is the norm hence a 40yr old unemployed man is nothing out of the ordinary.

The women you have been with are not from troubled families, at least in my opinion. They are simply from Nigerian families.

How can I triple like this post? The average Nigerian family has an element of one or two of those. When you have extreme poverty which precipitates lots of those endproducts(i.e unemployment, lack of education, inability to afford contraceptives, limited opportunities) how do you want to meet ladies with that picture perfect family?

Average life expectancy of a Nigerian is 53years so a lot of families would definitely be without the fathers or both parents. The society is a collective representation of the individual families and just taking a look at the Nigerian society tells a lot of stories to what the OP is experiencing.

Ezewuzie01:
Church in Anambra is very powerful. Without church support, no politician can be governor of Anambra state. Obiano has done the sensible thing here. The people are itching to resume Church.

I hope you can say the same thing when your brothers from the North mix Governance with Religion and let religious bias cloud common sense.

anigbajumo:
My bro am tired,this ur comment is the same thing I wrote on Facebook yesterday to one guy saying FG are using the pandemic to loot,FG is loosing billions of naira everyweek.I don't even know may be people realises that the present price of crude oil is not even up to production cost per barrel.Technically,FG needs the economy than anyone else because their only means of generating revenue is by non oil revenue.Why will FG lied to shut down the economy knowing fully well that they depend on this same economy to generate revenue since that price of oil has collapse globally.It is quite unfortunate that we av alot of young Nigerians that lack ability to think outside the box.Education is not indeed a certified way of literacy.

Honestly i don't where they crawl out from. There is a difference if the argument were actually coherent. They are just baseless thoughts that you don't expect someone who has seen the four walls of a classroom should vomit out.


Feelers from inside is that even Lagos the epicenter for Nigeria is pushing for a relaxation on the lockdown so biz can return gradually. They are loosing billions daily. You don't even need to travel far to know these things. Walk down to the Lekki toll gate, on an average there are prolly 10,000 cars plying to and fro daily multiply it by 200naira per car. That's 4million naira on a daily basis, money they don't receive any more . In 28days they have lost 110million naira and i am being conservative on the numbers here.

Now imagine the different arms of government collecting tolls and taxes that are currently unable to. So to think anyone would come out openly to say it is a scam to embezzle money reeks of otter brain damage. No excuses.

Iwillsurvivedis:
Well personally I don't know anyone who has been infected or died of the novel covid-19 virus, with the hype and rate of increase as purported by our government and the secrecy sorrounding those they claim to have it, I have my doubts regarding the figures.

I have personally followed Ghana on worldometer.info and Ghana's covid cases has remained below 1300 and just 9 deaths over the past week(s). So what does Ghana know that we don't.

Also I read a report on yahoo news saying sunlight easily kills the virus and we all know that the sun in Nigeria can boil yam in the right circumstance.

Another thing I noticed is that as soon as the European union gave Nigeria a 27 billion grant, the cases started to rise uncontrollably. Anyway thats my observation.

So do you know anyone with the virus or has the NCDC Being to your area to pick any suspected case.

Let us know.

Are you guys daft or is this just willful stupidity?

So the government wants to embezzle paltry 20billion they would go through the hoops just to tell a lie that is easily verifiable?

Do you know how much they make from clearing fees, VAT alone? For every single passenger flying out of Nigeria you pay a $20 handling fee. That's just handling fee let alone the all other charges. Do you know there is a N1 ETF tax on every single litre of fuel you buy.

So they would grind businesses to a halt and lockdown all cities just to embezzle 20billion when they have alternatives of making double of that in 2 weeks?

Where do they breed this kind of idi.ots in Nigeria? We need to start asking valid questions about the stupidity of people else they would start getting bolder and start talking rubbish. How did your common sense not even tell you to look at counter claims before opening your mouth to talk this?

Kelvin30286063:
I want to buy a car in Lagos, I need to inspect it as soon as possible cuz seller needs money urgently. He's actually selling cuz he has serious family issue. I'm scared to travel cuz Ondo to Lagos road is always notorious even before lockdown. Now the police at the check point will just rip me off.

Why not pay someone in Lagos to help you inspect,. Take videos then you can make a decision.

Also be wary of people selling cars and puttingnyou under pressure that they have urgent need for the money. 90% of the times they are selling lemons.

Grandamante:
Nope, it is very shrewd and knowledgeable.

If structures are only of necessity no one would be decorating them. Structures are also mere someone's personal thought. Thoughts are meant to change in the nearest future. Structures are modified as time goes by. Body can be done likewise.

That's why I said if u can modify and can afford to modify, why not.

Of course it is a selfish issue but I wouldn't go as far as to call it self esteem issues. It is about exploring, to conquer ur body. The same thought people have, while instead of giving out their excess money in charity, they travel around the world, touring, vacationing and experiencing new environments, atmosphere and culture, same as cosmetic surgery. To experience new body, with it antecedent sensations and glamour.

People have always been classified into two: Those who take risks and those who do not take risks. Those who take risks live to explore, experience, enhance and even radically alter their lives(transgender, for example), of course being mindful of the after effects. Those who do not take risks would rather remain in their exciting or mundane existence than venturing out of their small world. To each his own cross.

You call cosmetic surgery taking risks?

And you aren't answering questions. You are skirting through them.

If you have big eyeballs, big head or you are way too tall ? what would you do? Go pull out your eyes? Cut inches off your leg? Saw off parts of your head to the ideal size?

Why aren't you applying same logic to such? After all we are all for exploring?