BigBashiru:


What was the bill splitting formula before he got the new job?

50 - 50 all three years of their marriage.

sharone21:


You are right but the part u said bills should be split equally CANNOT be forced...Or during pregnancy and child bearing, u will help her carry it or help her pay a surrogate?
I believe in partnership in marriage and a wife supporting her husband and if God blesses her more, even be the breadwinner while the man helps out...but understand that unlike men who are not bugged down by child birthing and care which takes a chunk of a woman's life and economic wellbeing, many women have lost opportunities of more progressive promotions at their places of work and subsequently are at the lower rung of life financially.
There must be balance and each home is uniquely different.

Definitely, no adult can be forced to do anything they don’t want to do. The man also can’t be forced to fully take care of the home or to contribute more than his wife is bringing to the table. If the wife was living alone wouldn’t she sort 100% of the bill despite being economically disadvantaged?

If a man decides to take full responsibility for the bills it should be seen as a favour to the woman, not as a responsibility.

Let me tell you a long story, a friend of mine was working as call centre agent, he was making $34k per year, his wife worked in a bank and made $76k per year. They were splitting bills and chores. The guy was sponsoring himself to school too in hope for a better job.

Soon the guy got a job in a firm with $90k salary. The next month his wife asked him how they were splitting the bills, he responded with nothing has changed, same old same old.

The next month after that she asked again, he repeated his response and that’s when she went gaga, she said if he wasn’t going to man-up she had no need for him. Family got involved, the guy said she was earning double what he earned and bills were split equally, now he’s earning just slightly above her and she wants to change the formula.

Family then advised that they share bills on a percentage of income basis. The couple reluctantly agreed, after the meeting, the wife insisted that he paid the rent $2k while she takes care of food and water, electricity etc $500.

Long story short, they got divorced. Moral of my story; most women will not do for a man what a man would do for them. If my guy was the one earning 76k while his wife earned 34k, he would have been solely responsible for the bills, he would not have been splitting bills equally with her.

Klass99:


At the first bold, I absolutely agree.

The second bold reminds me of a conversation I had with a former superior.

The guy could never understand how he would give his wife like 100k at the start of a new week but when he returns home, wifey will send their daughter to tell him Cway water (the dispenser bottle types) has finished.

In his mind, he will be like but I just gave you money on Monday, why can't you buy the water! But his ego and shame combined (according to him) never allowed him to ask her to buy the water from what he had given her. He would quietly just do what was needed.

But, the day we had this conversation at the office it was clear from his tone that he was getting fed up of her shenanigans. And he said the same thing you did - that the ego (his tribal men in particular) have plus taking on all the responsibilities, is what results to husbands dying and a high rate of widows from his area.

Lol Klassy, always on point. There’s a popular saying on this forum about women evolving while men remain stagnant. This man is a clear cut example of that saying. When the world is in 2021, he’s stuck in 1991. I hope it doesn’t end in premium tears for him.

It’s understandable if a woman isn’t working, but someone earning? His wife’s boyfriend will be a lucky guy

The days when paying bills was the sole responsibility of a man are far gone. In those days men didn’t want their wives working and the made that abundantly clear.

If a woman makes money she should contribute towards the bills. They either contribute a percentage of their income to a joint account with which they take care of all bills or they split bills equally.

Even children should pay bills when they start earning, if they continue to live at home. Any woman who doesn’t want to split bills should be fine if her husband tells her to stop working.

It’s this kind of pride that makes men die early. Keep paying bills while she saves up all her own money. You will be telling your siblings you don’t have 10k to give them, she will send her own siblings abroad for studies.

It must be hard to be a celebrity. You can’t even breathe without people wanting to cancel you. This is why people should have hustles that are people independent. When people feed you, they hold the power to take food out your mouth too.

I like the VP, I will gladly accept any invitation to sit with him. I have freedom of association, freedom to support any politician I choose to support and I am unapologetic about it.

When Osibanjo was acting president; people were complaining about SARS, he asked that SARS be reformed, the violent end sars protest was averted till Bubu came back.

He sacked the president’s nephew who was accused of cutting grass for #300m

He removed the DSS boss for the siege at the National Assembly, even when the senate was at war with the presidency.

He released Nnamdi Kanu on bail. The tension in the east today would have been averted if he was president.

That man is a shining light in this administration and is worthy of association. If my association with him upsets fans, then they were never fans to begin with.

What’s her own baggage asides cheating? I hope one of the guys finds out so her options can be reduced by one. If she marries one of them she will most likely continue sleeping with the other.

Guy A loves more than one woman he is a philanderer, girl loves one more than one man she’s exploring her options. Define double standard again.

This isn’t the reality of things in the real world. Many women all over the world still need and will continue to need men.

Women have always been selective of the guys they mate with, a woman can reject 20 guys only to date a married guy with three side chicks.

There’s something called the pareto principle - it states that 80% of women are competing for the top 20% of guys. Most guys know this and are steady on their grind to join the top 20%. Most guys in this top 20% don’t even want relationships.

If women were as strong as guys, women will rape guys too. Have you seen the number of women using juju to trap men? Getting men for themselves against the man’s will. Isn’t that just as bad as rape?

Even working women still want men with money, women having their own money will not reduce their need for men, it only increases their requirements/standard for their ideal man.

Most men just want to have sex, it’s the women who demand relationships. It’s the same all over the world, even in woke societies. Go on any dating app, you will see women with words like “I’m not here for casual sex, one night stand or flings, I need something serious that will lead somewhere” bla bla. Go to churches there are women rolling on the floor, buying their own gowns and ring as a show of faith to getting a man. Take a look at any any pre-wedding pics thread on nairaland and see who has the “God when, I tap into this, I’m next” comments.

TLDR; Women will always need men. A woman rejecting a man doesn’t mean she doesn’t need men, it means she doesn’t need that particular man.

Magnoliaa:


True. Marrying is too huge a decision to be taken based on a favour or debt you feel you owe some people.

Why would she allow herself be pressurized into such when her judgment isn't impaired?

I mean. People can only suggest and make comments from whatever place. Whether good or bad; the pastor and his wife were only coming from a place of their understanding, however limited, that time is running out on her side, but na she go marry the marry. Las las, if she refused, they'll feel hurt and she might even have to move out, but she'd be doing something good for herself. Or she could have made them understand at that point, sensibly, why she wouldn't be able to marry someone she doesn't know. She's not a kid.

As she doesn't believe in divorce now, what will happen??

Some of these people will only remember the confining laws of God, they won't remember his preventive advices, so you won't land yourself in a situation you would not be able to get out of.

Exactly. There’s a Yoruba adage that says ‘’Igbeyawo dabi oja okunkun “ roughly translated as marriage is like a night market, it’s only when we get home we know what we have bought.

People can see someone as God’s will for them only to discover after marriage that the person is God’s won’t. Even people who weren’t match made.

She faced pressure from two sides, her parents were against the marriage, her guardians were for the marriage, she made a choice, unfortunately the choice turned out to be the wrong one.

Maybe it’s just the kind of person I am, once I make a decision, I hold myself solely responsible for whatever the outcome is. I take the blessings or learn the lessons.

Magnoliaa:


I like your angle. I. Have NOT agreed to it, that that's the situation here. I just like the angle you looked at it from.

Well, No one knows what really happened aside the poster’s sister. I just commented based on the picture the OP painted.

I like when people own their mistakes, She thought he was God sent, turned out he wasn’t, simple. It’s not a crime to make a judgement error. Trying to pass the buck is childish.

Your sister only realized she was forced because her marriage didn’t work out. Why didn’t she tell you she was being pressured when you called for a family meeting? was the pastor and his wife present at those meetings? Your parents disapproval wasn’t enough to resist the pressure from her pastor and his wife?

Pastor and his wife are now bad people for looking out for your sister’s best interest. If nobody wanted to marry your sister she would have turned prayer warrior searching for a man. She got one handed to her on a platter and she couldn’t make it work, now she’s putting the blame on pastor.

Your sister went into the marriage with very clear eyes, she’s just giving excuses for her failed marriage.

The lady has lived her life while you are just about to start yours. You don’t want to be trapped in marriage at 23. If she can wait 6 more years.

If you were 33 and she was 39 it wouldn’t be a big deal, would she have looked at you 4 years ago when she was 25? I wouldn’t even advise a 29 year old man to marry a 23 year old girl. A 23 year old is a baby with baby priorities.

Even a 20 year old girl has seen more life than the average 23 year old boy in terms of relationships. Date all you want but don’t get married at 23 to a 29 year old woman.

If everybody starts cheating happily then there would be no need for cheating anymore. Men use relationships to get sex, women use sex to get relationships, if men do not need to have a relationship to get sex, then we won’t go into relationships anymore and that way there would be nothing like cheating.

In response to the topic, be open to casual sex more often, any guy who offers you preek should be welcomed. Do it without guilt, don’t say ‘I don’t usually do this’ before you have sex and don’t say ‘what are we now’ after sex. This is what cheating without emotion entails.

mysticgal:


You lost me but thank you all the same

When you register with CFA, you get a study material from them, these materials are very bulky and generally considered a waste of time because of its depth. These materials could go up to 3000 pages. People prefer to buy external study packs that summarize the CFAI material. That’s where Schweser comes in.

You may have a situation where you think Schweser didn’t do a good job explaining a topic or a concept, that’s when you go to the CFA material for a better grasp of the topic. You gerrit now?

OvaSabi1:

Okay. Do you have anyone based in Nigeria who might know this please? I called CFA institute Nigeria and they didn't pick.

I think the best way to sort fx is to find a friend/family abroad who needs naira, people with projects or businesses in Nigeria always need naira and you can exchange for dollars.

mysticgal:


I hope you don’t mind, uhm, where did you write your exams at. Accra or where and what materials did you use

I wrote it in Canada. I use Kaplan Schweser for the most part but reference CFA institute material where I don’t understand something on Schweser.

Validated:

You are totally wrong. ICAN is evaluted as equivalent to Higher Diploma in Canada, quote me. I have not checked recently, but as far back as 2018, ACCA, ACMA were admitted to CPA. Check link https://www.cpaontario.ca/become-a-cpa/why-cpa/internationally-trained-accountants/member-of-accounting-body-outside-canada

https://www.cpacanada.ca/en/become-a-cpa/international-credential-recognition/international-recognition-agreements/international-members-seeking-canadian-cpa

This is a list of recognized accounting body by CPA Canada. Neither ICAN nor ACCA are recognized. People with these certificates may be exempted from taking the prep courses but still have to take the CPA Pep exams to become a licensed in Canada.

OvaSabi1:


How do you get fx for CFA exam fees? Hopefully it isn't parallel rate? Is it?

I am based in Canada. I don’t have the fx issue.

ThierryJay:


Guy go and sleep. This is like going back and forth with a kindergarten pupil.

In fact ICAN is better than CFA since it's also more well-rounded in the field of accounting.

At this point I think the man is just bored and want to argue, he doesn’t even know the difference between accounting and finance or what an accountant does vs what someone in finance does. I will educate him but he doesn’t look like someone willing to learn.

Taiwolee1:


Go to noun nd get ur MBA oga

Pronoun ni

ikenna44:
Liar

SMH this is google bullshit, I live and work in Canada, I was doing the ACCA before I left Nigeria. The first person who told me it was a waste of time was my lecturer. ACCA and ICAN has equal levels in Canada, being that you have to convert them to CPA. No employer in Canada gives a shit about ACCA.

ikenna44:
Cfa is rubbish... It's just one aspect of Accounting!

Acca covers all aspects of Accounting.

Its just the clout that comes with the money spent doing cfa that makes cfa look like it's one correct certification. The scope is so narrow... I'd pick Acca over cfa any day any time!

ACCA is useless in Canada, it’s value ends in the UK, North America has CPA. CFA is a finance certification not an Accounting certification, you can’t compare it to ACCA.

OvaSabi1:


Hi. I'm not one to hound another on nairaland but I just sent you a pm. Kindly have a look. Gracias.

Hi Oversabi, I don’t know how this pm thing works. I see the notification that you want to send me a pm, I just don’t know where to see the message. Kindly quote me on an inactive thread with your message. Thanks.

I just passed CFA level II . CFA is valuable and recognized in Canada. MBA is better for getting a job, CFA is cheaper, CFA is more difficult.

CFA is good if you already have a job in the industry, If you are looking at getting in, do MBA, most firms recruit directly from MBA programs. If you choose to go the MBA route, get it from a reputable institution MBA is different from MBA.

The knowledge you gain from CFA is priceless, I started CFA purely for the knowledge. After passing level 2, I may just start looking to get a job in Finance.

Law 13 - Okafor’s law

The law of here and now resonates with me. A while back I stumbled on Eckhart Tolle’s book ‘the power of now’, I also read his other books ‘stillness speaks’ and ‘a new earth’.

One way to be in the here and now is to pay attention to the mind chattering. Listening to the voice in the head.

Focusing too much on the past brings regret, focusing too much on the future brings anxiety. The present is a gift, the reason it’s called the present.

Money buys attention and affection. Before you show a girl your personality, you first have to get her attention. Personality can keep a girl but you can’t keep someone you never got in the first place.

Money also influences personality, money will make a guy happier, lively, confident and better looking, thereby making him more attractive to the females.

While Mr A is texting a girl on whatsapp and trying to show her he’s caring, he’s been rewarded with one lettered reply, Mr B on the other hand took the girl to eat at a fancy restaurant and now she’s blowing his phone up with calls, text and unsolicited photos.

Mr B would have to dump the girl before she falls for Mr A’s personality.

Post her moniker here so guys that have met her can tell you if she’s good or bad.

You are looking for married Christian advice because you want to hear things like pray about it, divorce is not an option, talk to someone she holds in high regards etc.

My advice for you, don’t confront a cheating partner if you aren’t ready to walk away. It’s better to feign ignorance of her affair, now you have confirmed to her that no matter what she does you can’t leave.

You have emboldened her, she will keep chatting and visiting the man and dare you to do your worst, call you insecure etc.

This may be true if the girl is a regular poster, if she posts everybody else but her bf. For someone who posts once in a year, it’s privacy.

Nawa o, must you guys talk in your videos? Can’t you just play music in the background?

Millennials. In the olden days baby mamas were mostly women who got married, had kids then got divorced, so they went from wife to ‘mother of my kids’ AKA baby mama.

Even in Canada, the rate of unmarried couples living together AKA live in couples has spiked by about 25% since the early 2000’s.

Back then, the only way people could have sex was either get married or pay for it, that isn’t the case for the millennials.

A few factors contributing to the spike in having children without the traditional marriage institution includes; Easy accessibility to sex, the cost of getting a divorce, cheating women, social media, feminism etc

Naijanascam:
She is related to him....

Who rocks the yansh of someone related to them?

I knew Chime personally and he wasn’t in anyway friends with Davido. DJ olu and chime went to the same uni and were best friends.

If there was any foul play with Olu’s or chime’s death, their family would have raised hell as they both come from well to do families.