₦airaland Forum

Orchid45:
Since she is flush with cash, she could splurge on a family abroad vacation all expenses paid by her. A legal proof of marriage will be required for the visa processing. This might be her best bet.

She should only do that after she is convinced her husband has forgotten about the issue, and she is still desperate for it.

What does a marriage certificate mean to you??

grafixdon:
This's how people put asunder to marriage. They'll begin to put pressure on this man and he'll start thinking there's another motive for the court marriage. Let him be. Court marriage does not guarantee your happiness in the marriage. Your marriage is still very young, don't cause problem in your marriage. Think woman, think.

Probably thinks with a court marriage, divorce would be hard or the court will not recognize Church wedding. I think it’s better to avoid that expense. Your sister is married and should not bother the husband. If she exercises this fear, she may actually break her home.

AnonyNymous:
No offense ma'am but the op asked for help and all you've done is just to castigate him and revel in your superior understanding of marriage. If you are really experienced in these issues then we'd like to hear your possible solutions so the op can apply them and we younger, unmarried ones can learn. Thanks.

It’s nairaland for you. Where everybody claims to know more but go about saying nothing and creating more issues

Use a mutual friend to ascertain her mindset. The mutual friend should pay her a visit and discuss life generally and bait her with the possibility of reconciliation. The mutual friend should not disclose the possibility of you reconciling, but ascertain her readiness to reconciliation in the case that she is interested. From the general discussion, the mutual friend can ascertain if she has moved on, like there is a man in her life or she still misses you. The mutual friend can also ascertain, from your wife’s perspective, what she thinks about the separation.

4 months is actually a long time, so in the case she is opened to reconciliation, don’t rush it. Take it slowly and gradually because she may have lost all love for you and I believe your relationship with her family members is toxic too.

Don’t call or send text, you may not like the response. You have to ascertain her mindset on whether she may want to reconcile with you.

Lagos runs an opaque government. Transparency is zero. Without transparency, how do we hold government accountable?

I’m ashamed for him. He has lost his masculinity because of the bread he is eating at his sister’s house.

omohayek:
I still think Sowore needs to do more than talk about his "youth" and how "detribalized" he is, and start laying out for the public what exactly his political philosophy is, what he intends to do with power, and how he intends to pay for it all: the failure to ask any such questions of Buhari is precisely how a man so unqualified to rule got into office. However, despite all my criticisms of what Sowore has failed to do so far, Adebayo Shittu's overbearing, arrogantly paternalistic manner in this video would be enough to lose the presidential election for the APC if the vote were to be held on the basis of this video.

Shittu's blend of arrogance and ignorance, wherein he expects automatic deference from Sowore merely because of age (even if he has few concrete achievements to show for his advanced years), represents everything I detest about Nigerian politics. To listen to this old fool, one would think the likes of Obama, Macron and Trudeau were aberrations of nature or something. Shittu seems to think it's up to him and his fellow APC wire-pullers in Abuja who gets to sit in Aso Rock in 2019, rather than it being up to the Nigerian masses to democratically decide.

Your comment is well put. On the other hand, Shittu speaks with some experience about the Nigerian political environment and what it takes to win elections in Nigeria. It requires bribing, rigging and manipulation, either through law enforcement, electoral officers, judges or arming youth with guns.

Take all these out of the political equation, many of the people holding power in this country would be busy with their farms. Nigerian intellectuals have abandoned the political sphere for ignorant and poorly exposed persons and that is the reason we produce the likes of Shittu.

NwanyiAwkaetiti:
It's fantastic to be financially independent as a lady. Men pay their wives monthly though, igbo men especially.

This is the type of females they give money for housekeeping and they use this money for themselves.

Zinny25:
You need serious prayer and fasting for deliverance

She needs nothing as such rather than to get a job and stop depending on the boyfriend. She mentioned that despite the financial difficulties, the boyfriend continues to support her. In that case, she is still living off the boyfriend rather than her actual family and if the family is poor, get a job to cater for your needs.

In my opinion, no spirit husband was responsible for any financial difficulties rather herself and her boyfriend are responsible for their circumstances.

Urchee:
Nigeria schools are very intimidating

Change school to system. This arrogance is everywhere in the country. From the sergeant in the street, to the politicians requesting your vote

This is a potential client for fraudulent pastors and imams. If the boyfriend reasons this way probably that’s why he is having financial difficulties. Has the boyfriend considered that there is recession in Nigeria and many Nigerians have been setback by 32%. If the boyfriend is a business man, has he considered that the purchasing power of Nigerians has reduced and as a result not many would patronize his business as before except he sells essentials commodities.

If the boyfriend is on fixed income/salary earner. As a result of the recession and revaluation of the naira, his purchasing power has reduced by 32% without any increase in his wages. Hence, he cannot spend money the way he is used to and if he does not change his lifestyle, yes he would have financial difficulties.

Was the military exchanging fire with that den gun in the picture? I can’t see any AK 47.

When we say that this false god of men are also responsible for the problems in Nigeria, some sycophants will rush with abuses and ignorant statements.

phayvoursky:
I don't understand again sef

You did well by returning the phone.

The last time someone forgot his phone in my car I decided not to return it to teach him a lesson never to be careless.

That night I couldn't sleep; I saw a thousand and one phones in my dream tormenting me to return their sister.

I decided to sow the phone as a seed in my Pastors life.

Meanwhile don't live a carefree life. Acquire a genuine piece of land and free yourself from landlord problems.

I hope you are joking because of your last sentence

ultron12345:
so they are planning a merger, I hope both are well valued by a reputable investment bank, and the presence of each on the board of directors on the new company should be based on their market capitalization. Though I would have l referred a takeover of the Anglican by RCCG as RCCG seem to have the management and technical know-how to turn the Anglicans financial books around. But anyhow it goes, the market share of the new company will be far more than that of RCCG and Anglican combined. T


This merger might indeed increase revenues and profits by spreading fixed costs and other economies of scale. I hope they list on the stock exchange so they can share these huge
profits with others as shareholders and also get access to cheap capital for projects which will bring in more money. Come to think of it, if they list, they just might beat dangote cement to become the most capitalized company on the exchange, maybe the most capitalized in Africa, considering the strong branch network and financial expertise of RCCG combined with the rich heritage and trust of customers in the Anglican. They could possibly use this new advantage to move into untapped markets such as Asia and the Middle East.


Does anyone have predictions of the expected Price to earning ratio.

More comments from economists and investment bankers are welcome.

They can use the P/E ratio of NGOs or Charity organizations that are listed. However, because religious organizations are bigger with huge cash influx. This P/E ratio should be adjusted upward to ascertain the true valuation of the merger.

If they are listed, it would be very successful and I don’t mind subscribing because fixed cost would always remain the same, whilst revenue in the form of contributions and donations will continue to go up. All it takes is for the GO to play with the psyche of the large worldwide members and cash would start flushing in.

Global partnership - sounds more to me like merger and acquisitions

Mille:
unknownsolja

What sort of useless thinking is that. Not every Nigerian has low self-esteem and lack of future hopes like you. I went to the UK for a summit myself, and left after just two days. I didn't abscond because I have no intention of being an illegal immigrant or relegate myself to doing menial jobs that I wouldn't do in Nigeria.

So speak for yourself and not every Nigerian.


Livie2016 , I understand your frustration about her absconding etc. and the legal immigration problems this might cause but I don't understand what you mean by being "exploited despite all the investments you made on her". It's not like she is a slave sworn to worship you and you family till the end.

She is an employee, giving you services (taking care of your baby, home etc) in exchange for pay. Same way people work for Nigerian Breweries and get paid monthly, with added benefits of health insurance etc. Consider it as she worked and she quit

I beg to wonder what her salary was despite the investments, now try hiring a live-in nanny in the UK (with sane employee protection laws), pay hourly like they do and see how much it will cost you.

She wasn’t paying her well. If she was, I don’t think the Nanny will consider absconding. I bet the Nanny will make more money doing menial jobs that her current pay. There are some loopholes in this story that requires serious answers.

I’m currently in London and I do know you must have proper address of the destination you intend to visit. Hence, the Nanny planned absconding prior traveling and she perfected it well.

OP need to report this or it would affect her chances of ever visiting the UK in the future. She might even be labeled a trafficker.

This man should get out of social media before it ruins his reputation.

They don’t want to arrest him. How about arresting the local vigilante for interruption of police work

White people generally don’t wear African prints, except they are married to Africans or have some interest in Africa, in other words, want to collect your money. Nonetheless, her target market is Africans and using whites models indicates a disconnection with your customers.

krissconnect:
Nigerian youths, celebrating mediocrity. That's why we'll remain the leaders of tomorrow until thou kingdom come, and never the leaders of today. Nonsense

That’s Multichoice and not Nigerian youth.

Sowore I think you will fail. My reasons are below

- Which political platform do you intend to pursue your ambition of being the President? Nigerians are yet to know.

- You will need the support of Senators and House of Representatives to pass and implement your reform programmes. At the moment, the house of assembly is occupied mainly by 2 parties (APC and PDP) both at loggerheads with themselves. You would need a large majority of your team to occupy both houses to consolidate your presidency.

- The civil services and law enforcement agencies in Nigeria are largely corrupt. Any reforms that do not support their pockets may be frowned at or not implemented. There is also the possibility of civil servants renegading against the president.

- This present administration has increased the debt capacity of the country and intend to go further to borrow more loans. The high debt profile of the country will starve funds to carry out any economic and social reforms.

Recommendations
The best bet is to sensitize young Nigerian professionals to seek offices at the federal level. Create an independent political party to take office from both APC and PDP. However, there is the problem of raising campaign funds.

eleojo23:
They want to remove him from his position as chairman of a company he founded.

This oyibo people sef...

In all sincerity that’s poor corporate governance - him being CEO and Chairman. One person holding two significant roles in a company and being too powerful isn’t great for corporate governance. However, Zuckerberg, on his part would want to wedge more control on the company he founded. I bet he may commit suicide if he loses control of his company. He is currently the highest shareholder with over 60% voting right. The young man is smart and a control freak

naijjaman:
Not unusual. Wealthy people use trains and buses out there.

Unlike the show offs and sirens you see in Nigeria daily.

That's the difference between normal Countries and Shitholes

Not true

Nice one AY. You are doing a good job with her

From the comment I have been reading, this seems like an interesting thread. It appears a lot of people are suffering from the Tenancy lease as a result of not reading their Tenancy agreement

abnot:
When I was living in Scotland my landlord was responsible for replacing light bulbs, sockets and anything in particular while I was responsible for paying the agreed rent . However since I moved to Lagos my landlord has not fixed anything. I had to even replace the prepaid electricity meter when the former got spoilt. Kindly review your tenancy contract and check out if there’s any provision for responsible parties in maintaining the property.

Please let them know what is applicable abroad. It’s so unfortunate that you are now suffering the “Nigerian situation”. However, there are houses on the Island that applies the same principles like those applicable abroad. Might be wise to move into such houses to avoid complications and unbearable conditions.

Helpfromabove1:
You think you are right I please ask you these questions

1. The bulb in your room stopped working due to your usage, please who should replace it THE LANDLORD OR YOU (note you pay your rent regularly but no service charge)

2. While cooking in the kitchen you gas cylinder explode and burn down section of the house also not you pay your rent regularly

3.lastly you paid someone to use his car while driving the car you knock down a fence with the car PLEASE WHO WILL TAKE RESPONSIBLE FOR THE REPAIR OF THE FENCE

I will try to answer your question without expressing arrogance. However, before I proceed, I think I have stated in a previous comment that it is important to read agreements before signing. If your Tenancy agreement stipulates certain conditions, you are obligated to comply with such agreement. Our argument on this thread is based on situations where there are no stipulated obligations between Landlord and Tenants and that area is blurred. In that circumstances, I shall proceed to answer your question

Question 1 - In some houses, I don’t know the one you live in, before you open the light bulb casing, you must inform the Landlord or Estate management Company or their representatives. In fact, a mere escalation of the damage prompts them to send their service/maintenance manager to resolve or replace the light bulb. I know in the average houses in Nigeria, the tenant replaces the bulb. In fact, the tenant don’t even get to meet a bulb in the house before he/she occupies the house. So they buy a new one and replace them when damaged.

Question 2 - Have you ever heard of Building insurance before? The Landlord is responsible to take our insurance for his/her building to mitigate these kind of risk. Also, have you ever heard of Tenancy/Content Insurance before? The Tenant is expected to take our an insurance to protect them of their own content (that is their own property). Some Landlords won’t rent or lease out to you if you don’t have this insurance. Some many ignore it. However, I know many houses, especially on the mainland don’t even have insurance and don’t encourage their tenant to have one. In fact, insurance is weird thing in Nigeria.

Question 3 is a useless question, out of context and unrelated to the main topic. Nonetheless, to answer this useless question of yours - if the building has a comprehensive insurance, the insurance company will cater for incident cause by 3rd parties. However, if this is not cover, the perpetrator should repair the fence.

I have onced lived in a house with a bad landlord and Shitty lease agreement. After our toxic relationship, which I made sure he suffered equally like he made me suffer, I promised myself never to ignore things. Read your lease agreement and where you are not clear, draw the attention of your landlord or their representatives to such matter. Also, know your rights and if you are not clear about your Tenancy rights, ask your lawyer.

psammy1122:
F..cked up country, In Nigerian embassy new Delhi most workers are Indians while many Nigerians live there jobless. Nigerian embassy Rome, same thing,few Nigerians working but and most administrative jobs done by Italians and some other African nationals, while thousand of legally resident Nigerians roam the streets jobless.
Nigerian embassy(Stockholm) Sweden apart from the first desk officers(two of them), down the embassy basement where most administrative jobs are done, we have Cape Verde, Ethiopian and mostly Ghanaian nationals working there,including photographic,scanning and other sensitive information's units,how f..ck up can an embassy be!

Please note that the US consulate in Walter carrington crescent in Victoria Island, employs a lot of Nigerians even as Visa Officers. The Canadian embassy in ghana, also employs Ghanaians. Currently, the Canadian embassy in London, is seeking the employment services of locals (that is British residents).

So stop this ignorant nonsense you are saying. If you are unaware, research before you spew rubbish.

Please sack all of them and replace them with non-Nigerians that understand they are providing a service. The Nigerians there are lazy, rude and very Nigerian. They punish you deliberately. It’s a nightmare

nextstep:
It's the landlord's responsibility to take care of their property - this includes the grounds, roofs, doors, toilets, pumps, etc. as part of regular wear and tear. If tenants damage things intentionally through malice or carelessness (e.g. breaking a window, door, toilet), they would be responsible.

For instance, roofs eventually rust or leak, generators and pumps need repair - I feel that's part of landlords (or estate agent) responsibility, usually handled by reserving 5-10% of rent for repairs and maintenance.

On the other hand, it's also fair for tenants to pay for what they use (so a water fee is OK, or trash fee, or electricity, etc).

That said, if the landlord is asking for 2500 to help contribute to fixing the pump, it might be a fair price to pay, just for the convenience of having water. I'm not saying you have to, since it's not in the rental contract, but it's a nice thing to cooperate with everybody in the house for the better good, your convenience, and peace & quiet.

I agree with everything you stated except your third paragraph. The tenant should only be liable to his/her usage/consumption. That is why tenants pay utility bills. Please let’s know our right first.

Do you know even in abroad, they provide you with fridge, stove/gas cooker, microwave oven and you ONLY pay for the electricity bill consumed for utilizing these items and if they are damaged, you escalate and they fix or replace them. They never ask the tenant - Chief shey Na you dey use these assets, you go need buy new one.

Please don’t even say that is abroad - First go and read the Tenancy legislation signed into law by the Lagos state government. It is very similar to what is obtainable abroad.

The simple conclusion here is that Nigerians don’t know their rights and nobody respects the rights of others in Nigeria.

InvertedHammer:
/
It is the Landlord's responsibility to ensure that the pump machine is working.

But then in Nigeria, most people don't know their left from their right even when they claim to be educated. Ever wonder why Nigerians are easily taken for a ride?

/

Very true - someone was distinguishing fixtures from fittings and ironically saying the Landlord is responsible for fixtures and tenants, responsible for fittings. When fixtures and fittings are actually the same thing, a word used together for small items in buildings.

When you can argue from the principle of ownership

- Who owns the asset?

The Landlord owns the building and all accessories, fixtures and fittings to the building

- Who enjoys the proceeds from owning the asset?

The Landlord enjoys rent proceedings from owning the building

- Without the Asset, will the owner enjoy any benefit?

Without pumping machine, there will be no water and tenants will not rent the property. The Landlord stands to lose income as a result of this.

Hence, as a result of his/her incident to ownership, he/she must fix and maintain the asset.

However, because Nigeria is a place where the rights of people are not respected, it is better to behave and avoid problems from draconian Landlords.