₦airaland Forum

Kworopshun:
south africans should beware of igbo people. they are criminals in ghana and kenya, they're also criminals in south africa. drug smuggling and kidnapping is their main source of income. they will do anything to get money. sadly, this single tribe has destroyed the image of nigeria in every country they go. i support south africa in whatever decision they choose to take against these people. last week one of them kidnapped young girls in ghana and killed them. enough is enough. no be only dem waka come.

You are a very big fool from a generation of foolish idiots.

The useless low life morons from the retrovirus infested country decided to litter the internet space with their trashy xenophobic comments. I read the gibberish they spilled on this thread and smh because replying them would be condescending to the lowest level unfit for a human.

You this mor.on with an IQ of less than 0.1, still struggling to pass JAMB and looking for 5k feeding money. Disrespecting and dragging a particular tribe into such a stu.pid discuss because you want to aszlick some imbe.ciles is very unforgivable and can't be overlooked.

I understand that you're a retar.d fertilized by a mutated sper.m cell but it's criminal for a thing like you to be allowed into the internet space.

You fight each other on here, call each other names insult other tribes. No one gives a damn, you just have to be sensible enough to know where to draw the line.

Nigerian fight Nigerian, no one cares. The Igbo man insults the yoruba man and vice versa, it's fine but mentioning the entire Igbo tribe in such a despicable thread shows that your foolishness is truly genetic and incurable.

Receive sense or stay off the internet for the sanity of the sane people. Foolish boy.

Hestonap:
So once again, I go back to being strategic. Give yourself an 18-24 month plan to be on the conservative side. I would use this for someone coming from parts of the world where their post-graduate training is recognised by the Canadians and you're looking at just going through the process of them formally recognising your previous training experience and writing the exams.

If you're coming straight from Nigeria - then the two pathways are looking at residency (difficult but not impossible) or a sort of practice assessment - very provincial dependent before transitioning into commencing practice.

Canadian rules are convoluted and can be frustrating to get one head around so don't let that discourage you.

Finally, if you're really keen on making the move, start looking at applying for PR. It puts you at a relative advantage when it comes to job application and even things like practice assessments. They do positively discriminate in favour of Canadian citizens and residents - its just the way it is they don't hide it. There were a couple of hospitals who were not prepared to go through with me because I needed a work permit coming from the UK despite already having all the necessary Canadian qualifications and a fun medical licence.

PS

1. It is all capital intensive, takes patience but in my view if you get things done and a good deal, there are fewer places in the English speaking world to practice and enjoy medicine better than Canada at the moment. It is not without its challenges but in my view the benefits significantly outweigh any such draw backs and it is not even close.

2. If you really want to pull this off in a smart way, I would suggest looking at the UK as a mid-way stop. The exams are cheaper. Your chance of getting a job/residency relatively easier compared to Canada. You can earn some money to pay for your exams, gather the necessary clinical experience that serves you well towards getting Canadian clinical equivalent recognition - i.e if youre looking at working at the GP level. The specialist route is longer and more tenuous but a man has got to do what a man has got to do.

Good luck and let me know if you think I can be of some further help information wise.

Thank you so much for taking your time to put this down.

I just got some sort of reassurance from you that Canada is not a total write off for an IMG.

I'll consider your suggestions and i hope everything goes well.
Thanks again.

queenfav:
can i hug you? I am amazed at the level of some people's entitlement mentality.

Hahaha. e-hugs my dear.

alimaa:
The matter tire me, I have a family to cater for.

Get ready for hospital bills, pampers, baby food, immunization and make sure you keep some cash aside for emergencies.

Things aren't smooth for them yet and they're already expecting in less than 4 months of marriage. No proper planning and the next thing is to rope God into their foolishness.

@OP only start what you can finish.

Ias1:
Hi guys, is there any other way to check my investment IN FBN Quest aside using the App?

You can do that on the FbnQuest website.

darrellg9:
[b][/b]

“Woe to you, scribes and Pharisees, hypocrites! For you pay tithe of mint and anise and cummin, and have neglected the weightier matters of the law: justice and mercy and faith. These you ought to have done, without leaving the others undone.
Matthew 23:23 NKJV



“Woe to you, scribes and Pharisees, hypocrites! For you pay tithe of mint and anise and cummin, and have neglected the weightier matters of the law: justice and mercy and faith. These you ought to have done, without leaving the others undone.
Matthew 23:23 NKJV



“Woe to you, scribes and Pharisees, hypocrites! For you pay tithe of mint and anise and cummin, and have neglected the weightier matters of the law: justice and mercy and faith. These you ought to have done, without leaving the others undone.
Matthew 23:23 NKJV

Hahahha, problem dey oo. see what you quoted.

Jesus was clearly rebuking the Pharisees for choosing to keep the less important command while neglecting the most important which is our duty of showing mercy and kindness to the less priviledged.


Now, remember. The Pharisees were not Christians. These were the people practicing the exact same law Jesus came to abolish.

Read your Bible and understand oo. That was not an instruction to the CHRISTIANS .

NumbEmotions:
Well thats alms giving ...can't be tithing ...You simply do not tithe period!

So an Alms giver and a so called tither who's doing the right thing?

You better keep laziness aside and study your Bible diligently. Ask the Holy spirit to tell you the truth about tithing so you'd know who's obeying God.

There are instructions to the CHRISTIANS to help their brothers in need, give to the poor and needy. Doing those things are like doing them for the Lord but there are no instructions to CHRISTIANS to pay tithe.


This is very simple. Get your bible, sit down and find the truth for yourself.

Eberex:
Giving to the poor is not a bad thing but the Bible's instruction is clear. What the church does with it is none of your business. Besides if you aare attending a church where you feel they don't need your tithe, why then are you attending that church?

Your statement in bold just got me so weak and almost in tears.

I feel so bad right now that you'd marry a woman and father children with this reasoning of yours. How you'd be able to make decent, intelligible and responsible decisions for your wife, children and your home is what i'm concerned about right now.

AkpaMgbor:
How come you don't find anything wrong in people giving offerings, donations and seed sowing to the church buy you are against tithe? Does that even make sense? No be the same priests and pastors all of them dey go to? Don't you know that a lot of people give more than ten percent of their wage as donations?? You are against someone giving ten percent as tithe but you're OK with that person giving even more as donations? Where is the logic there??

He's against tithing because it's unChristian and unscriptural

The early christians never paid tithes rather, they gave offerings and donations to take care of their needs. The rich amongst them sold their properties and shared the proceeds with the poor brethrens.

People gave donations to move the kingdom business forward, no tithes were paid or received by Jesus, the disciples or the early christians whom we should model after.

Giving is supposed to be done willingly and cheerfully. You all put a 10% tag just to defraud people and drag God into your madness.

Ignorance is not an excuse. If you cannot read the Bible and know God for yourself, then i'm sorry for you.

Some people even say, you pay tithe and whatever the church uses the money for is not your business. Very foolish and wicked set of people, they all have aged parents and relatives in the village struggling to feed.


Keep deceiving yourselves.

Adayoung:
Thanks

Sure

Adayoung:
where is fbn quest office ? The banker I met seems not to know about fbn mmf. Did u open the account online ?

You can do everything online. I downloaded the form from their website, printed, completed and sent it back to them by email alongside other necessary documents and my account was set up.

https://fbnquest.com
That's their web address, you can get all relevant info or contact them by email.

ajeleomo:
1:46 PM (4 hours ago)
Dear ARM
I have noticed with displeasure how my account balance changes to lower figures with withdrawal not being made. Kindly address the issue please

ARM IC Customer Care
3:30 PM (2 hours ago)
to me

Thank you for your email.
Please be informed that due to a system glitch we are experiencing currently, we are temporarily unable to display updated statements or accrued interests on the self -service portal. We are working assiduously to rectify the problem as soon as possible.

Kindly bear with us please.

If you require further assistance or for more information, please contact the support unit at enquiries@arminvestmentcenter.com or call us on 0700CALLARM (0700 2255 276).

Kind regards,

Same prob i'm having, i also sent them an email and i got same system glitch reply.

It's been that way for the past 2 weeks and in my case, the accrued interest is back to 0.00ngn.

I have another MMF with FbnQuest and it's been running smoothly. If ARM do not get their acts together by the end of this month, i may just transfer all my investments to FbnQuest.

Moveonmax:
I don't see any sense in govt subsidizing education for starters because it's a scam minding the level of rot in facilities and backwardness in the educational standards of higher institutions. This increment or any other of its like would have made sense if there were noticeable improvements in the School's outlook, ptf funded projects aside.
Moreover, a sudden increment of 100% in tuition fee is still staggering no matter how ridiculous the amount might seem and the students have a RIGHT to protest so far it's conducted peacefully.
And please carry your depressing story about how life is conducted in better climes and go cos this is Nigeria and things are not funny, cos the side-jobs sef no dey and if at all, den no dey pay.
Average citizens shouldn't be totally rid of the little privileges they enjoy because of the gross mismanagent of ppl who are still living fat off them and who also are not ready to adjust their fat pockets to the demands of the economic trends.
Your 23k theory on data monthly doesn't hold water because most students actually learn from Google and not classes Cos it's a known known that the classes are more or less just figure heads.
So, just please.

You quoted me out of context and conjured up a theory of overseas which i didn't mention in the first place.

You are never tired of blaming everybody but yourself. The same set of youths are the ones ranting FEBUHARI and ATIKULATION all over the Nigerian cyberspace.

I want to reiterate that 23k for a full year is not bad. If a full fledged adult cannot hustle out 23k in a full year to settle their tuition, then they have no business being in a university environment in the first place. This is not about minors or kids in primary or secondary schools who need to be provided for 100 percent by their caregivers, this is about mature men and women.

I have seen a doctor who saw himself through school from start to finish without one kobo contribution from his family in the same Nigeria.

You're the only ones that can help yourselves oo, but if you want to keep deceiving yourselves, carry go oo my brother.

xcelentattitude:
Alright, well said.

I wouldn't have mind agreeing with you, Except that you didn't take those who have no sponsors into consideration. People who had to keep on working different jobs while their mates are in school just to save what should be enough for their university education. People like ME!

It's cool, that's what we do for ourselves.

I also took up part-time jobs as a student, not holiday jobs, part-time jobs meaning i had to combine school work plus my job.

What we're looking at here is an increase from peanut to peanut, less than 28USD for a full year's tuition. This shows that the school authorities are actually very considerate and should be appreciated. They understand the state of affairs of the students and decided to review it accordingly.

Johnnyessence:
you are ignorant of what you are saying here, I'm saying that it is bad cos' the less privilege ones that gained admission to the school will find it difficult to pay the school fees.

if a person cannot afford 23k tuition fee, how did they afford the money for Jamb?

Let's keep sentiment aside and be objective for once. 23k isn't much for anyone interested in pursuing a university degree. That's ridiculously Cheap.

CodeTemplar:
If govt can release over 250k as subsidy per student why can't the students cough out 60-70k on their own part to get education?
Lots of graduates are just going to school to get certificate and don't pay emphasis on the skill it affords them to acquire.
If you value the education you would even do manual labour to save N200k as buffer to help see you through school and enjoy millions in subsidy.

Thank you my brother. I'm glad someone is thinking right.

How can people shamelessly pay 10kngn as university tuition fee?

If they're very comfortable spending less than 50kngn for the entire 4 years university tuition, then little wonder nobody takes them seriously. Now i understand why a graduate wouldn't mind settling for a 20k job.

The same students will spend close to that amount on internet subscription for nairaland and instagram.

yankeedodo:
Hello nairalander,
Please I am planning to marry and give birth, please I need an account to open to start saving for my children's school fees. Thanks

Good one.
I'd advice you open a mutual fund investment account with Firstbank, FbnQuest.

You get better interest added to your original savings than the traditional savings account. It's a good way to earn little cash while saving.

Osiomogie:
Please i paid for mutual funds on arm but I can't seem to get the site where I can monitor the funds.. Can someone help me out?

Check your registered email, they'd send you an activation link containing some log in information (username and password).

You'reexpected to log in and change your password. One day after activation,you'd see your investment and accrued interest.

yeyerolling:
secondary school is wat we are talking about here not uni

Same is applicable to all levels.

yeyerolling:
do they fail or repeat abroad no. so nothing bad here.

People fail abroad oo.
I schooled abroad and 45% of my classmates couldn't make it to 3rd year.

Some people repeated and some others were demoted. It's not about African mentality, it's about relearning what you failed to learn and fulfilling the requirements for promotion.

If i'm to raise my kids in Nigeria, it's either a very staunch Catholic school, Military, an FGC or nothing more.

One of the kids i know that attended a top and expensive school in Nigeria, got an A in WASSCE mathematics but failed first year maths in his University abroad.

eezeribe:
Hello prospective investors, if you are interested in opening a Stanbic IBTC Money market fund, if you need guidance on how to fill the form, I have a PDF copy of an already filled form from STANBIC bank herself, the form serves as a guiding template.
It is free of charge. Happy Sunday.

Hello I'm interested in opening the Stanbic IBTC mutual fund account( for Mutual Money fund) but I'm not physically available to visit a branch.
Here's my email。。

rusher14:
What do you produce that you expect the Naira to have parity with any currency from the advanced world?

Get real.

What does Namibia, Zambia or Botswana produce?

Travel and see and stop this mediocrity

You people are funny oo. Did CBN sell to the end users or to the banks?
If they sold to the banks, then the whole thing is bullcrap 'cause the banks will sell at their own rates which may be close to what you get at the black market.

I remember the first time I went to China in 2012, the exchange rate was 24 naira to 1 yuan. The last time I was there, it skyrocketed to almost 60 naira per Yuan.

Nigeria will ever remain a funny country to me

Tollzara:
Your life experience has fücked you up, twisted your thinking and got your "logic" horribly warped.

Your family problem is not everyone's problem, nor are all families out there like yours, or in the same situation.

Go seek help and stop spewing bullshit.

The Op is not totally wrong. If you'd avoid bias and do a lil research on this, you 'll agree with him to an extent.

I have 6 brothers and 1 sister, and if you ask my parents, they'll concur with him.

My 1 sister has added more value to my family than the 6 boys put together have ever done. Sometimes, i look at my parents and i feel so much pity for them. Too many male children, lesser gains compared to the investments so far

For me, if it's going to be one child, it has to be female. But then Op, how do we stay away from male childten? Hahaha, you killed me.

Some male children are wonderful though, lots of them are very thoughtful. Their parent's pride.

Medic98:
IELTS, PLAB1, PLAB2 done. Now job hunting...

Congratulations Doc.

property123:
So advise him how he can fix it. May I ask you if your in a relationship?

I have already given him my honest advise, it's now his responsibility to put things to work.

The answer to your question is a yes. People have real life issues and as far as i'm concerned, this should not be one.

People should grow up before thinking of marriage, it will do all of us a lot of good

ABINTUK:
I love cooking and besides am a chef.

So you're a Chef. Yummy!
Your woman is one lucky babe.

Cooking is not the problem now, just serving the already cooked meal is

You said she's a good woman. This is not a big deal, it's something you can fix
Don't screw things up, else it's probably gonna take you another 2yrs to find another good woman but then, you still got no guarantee she'd love the kitchen business.

Be wise

nikz:
It is my money and I will continue to pay my tithe to God.

You are disrespecting God by saying you are paying him some sums. Desist from this, ignorance won't be an excuse.

If you say you are paying your tithe to your pastor or his church, your mistake may be forgiven. Never is there a place where God or Jesus or the apostles commanded we give the almighty God our weak Naia. Respect yourself and stop dragging God into your church Doctrine.

Acidosis:
1. Apostle Paul requested for money

(1 Corinthians 16:2, NIV)

Apostle Paul particularly instructed the people to set aside a sum of money that is proportionate to their income. This was a convenient way of collecting the money, that has now become a trend among Christians every Sunday. Is Paul a fat-fed and corrupt Apostle?

2. Jesus watched as the "Sheeple" widow dropped money for corrupt religious leaders but He did not free the "Sheeple"

- Mark 12:41-


At the time Jesus observed the widow's offering, the treasury was managed by corrupt religious leaders, but Jesus did not free the sheeple widow. Nowhere was it mentioned that Jesus instructed her not to give her last penny! Instead Christ was interested in blessing her seed. Ask yourself, would Jesus partake in the #freethesheeple movement if He and the Apostles were around today?

3. If your Pastor sow spiritual things to you, it is right and appropriate to give him those material things you can afford, and Yes, that includes a Jet!

- 1 Corinthians 9:9-14

The money paul collected, was it for himself?
No
Was it to be kept in a bank account as a church fund?
No
Paul gathered those offerings so he could send them to the brothers in need . That is what the early church, the real christians were known for. They shared all they had with those that didnt have . No one collected from the rest in the name of being a pastor or prophect.

Even Paul you quoted never took anything for himself. He said he worked with his own hands, that God forbid that he becomes a burden to anyone. Even though he had the right to tax them, he never did.

Try and study the bible very well, and when you do, desist from picking a single verse rather, read the preceding and subsequent verses to get the full message.

Tithing is very unchristian,whether you accept the glaring truth or not. But offerings are recorded everywhere in the bible. Jesus gave and received for His ministry, the early church also gave and received. But giving has to be done cheerfully like the bible commanded that is why the widow gave. Willingly and Jesus hailed her for that.

You can give jets to your pastor, nobody stops you from doing that, but saying you're giving it to God is where the problem lies. God is nobody's mate. Tithe to your pastor and his ministry but don't drag God into it 'cause clearly from the scriptures, the only way you give to God is by giving to the needy, clothing the naked, feeding the hungry, visiting the sick and our services to God. Don't add or subtract from the scriptures.

Dear Santa,
This is the first Christmas i'll be celebrating with my family in 5 years. So please , give me a magical, special and beautiful Christmas.

I want a merry merry Christmas and one or two good friends for christmas as my life has been pretty uneventful.
Send me loads of cash and good fortunes so that i can be some people's Santa.


Santa, you know i'm not asking for too much.

I also need you to grant the wishes of all that have written on this thread, especially those with more pressing life problems so they too can have a merry merry Christmas.
Thank you so much Santa

Merry Christmas everyone.

As JOHESU Rivers State chaptr decide say dem no want work, Wike don decide to give them red card

I knew ths was gonna play out, was waiting for this episode. Striking for more than 3 weeks is nothing but demonic.
Make i see weda dem no go beg. Hehehe