₦airaland Forum

AutoReportNG:
Lagos State government has assured local boat builders of patronage, not only to strengthen the economy but to enhance interest in water transportation and decongest the roads in line with the vision of making water transportation one of the best alternatives to road travel.

The Managing Director, Lagos State Ferry Services (LAGFERRY), Mr. Abdoulbaq Ladi-Balogun gave the assurance during an inspection tour of two major boat factories, V-Craft and Sierra Craft, in Lagos State on Monday.

He affirmed the government's commitment to efficient water transportation system, saying LAGFERRY has been mandated to identify and patronise local builders who have the capacity to build and adhere strictly to international standard practises.

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“We want to build an eco-system and ensure everybody is carried along in achieving the multi-modal transportation initiative of the present administration to decongest the roads, so any manufacturer that meets our criteria will be patronised. We want to encourage local investors, particularly those that have an interest in water transportation to patronise the manufacturers of these boats”, he stated.

While disclosing the State government's intention to roll out commercial ferry services in the next couple of weeks, Ladi-Balogun assured Lagosians of a new experience in water transportation driven by the latest technology and built on safety, reliability, efficient services, comfort and value for money.

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Responding, the Managing Director, Sierra Craft, Mr Olusegun Jaji expressed delight at the interest of the State government in developing local water transportation, especially with assurances to local builders that they would enjoy government patronage, expressing his delight at this administration’s commitment to improving and increasing water transportation.

He asserted his company's capability of producing and delivering world-class boats of international standard as required by the State government, maintaining that industry players are also ready to key into the vision of the present administration to improve water transportation as a means of decongesting the heavy traffic situation on Lagos roads.

Source:
https://www.autoreportng.com/2019/11/check-out-these-made-in-nigeria-boats.html

As nice and welcoming as this development is, there is need for supporting agencies to be created, for instance if there is an accident, or a boat packs up midway, or a boat starts taking water, or an head on collision, how do we manage it? Secondly, proper sailing route needs to be created as a result of current differential, a few ⛵ have capsized as a result of this.

ursullalinda:
Pls someone should break down in a lay man's language

It's good for the economy, the average profit margins on businesses is around 17%, combined with all business risk. The government has been selling treasury bills at 12-14% interest rate. Treasury bill is a low risk investment, as long as the country is not destroyed an investor will always get his money with interests back.

Now, it makes more economic sense to buy treasury bills with a profit of 14% guaranteed than to use my capital to build a factory with a possibility of 17% plus much risk (I may not even get 2% depending on how the risk play out)

Lowering interest rate to single digit will force an investor who wants more money to produce goods and services.

If only these governors will take responsibility, they won't have to file on a line to capitalists. These things only happen in Africa.

dre11:
Just like Zamfara and Rivers states elections this year.......





https://www.sunnewsonline.com/bayelsa-guber-apc-has-no-candidate-ozekhome/

So what happens if a running mate dies before an election? The gubernatorial candidate is disqualified?

aod1:
Hello nairalanders,
I and a friend were considering investment options, and the two ideas as stated above came up, which do you think is the best to go with?
What are the pros and cons of the two ideas?




Mods, please help move to front page so that we can get more insight

It's a tricky one bro, land may sound lucrative but is a long-term investment, also if the said land is not appreciating by at least 15% compound annually, it's a bad investment. Uber is also a good business because of the cashflow of the business, if you are disciplined in saving and can save 50% of your earnings from uber you should be able to raise the capital for your land.

Land in Nigeria is highly overpriced, there are no amenities that justifies appreciation, their appreciation is speculative. My fear is that soon the bubble will bust, especially for cities like Abuja.

O will suggest you do a comparative analysis stating the ROI in the mid and long term, investment decisions is not something that can be placed in the hands of random strangers, you need to do the work.

sweerychick:
Whose Fault Is It Anyway?

Good evening nairalanders!

I need serious opinions on this issue, as it has bothered me so much so I decided to bring it up here. It's about my younger sister and her girlfriend.

About 2 years ago my younger sis girlfriend met a guy that indicated interest in her, according to my sis her friend wasn't into this guy, in fact her friend was using him from the onset, my sis said that her friend told her that she doesn't like the guy at all because the guy according to her was a teacher in one private school and he isn't really what she wanted in a man.

But this guy loved her and my sis recounted one time the guy paid her tuition fees and gave her money for her project work. The guy was always there for her but her sis friend never liked him sometimes my younger sister will tell me that she should go for him she thought she was joking but little did she know that her girlfriend was serious.

When it was obvious she couldn't play the guy anymore, she had to confront the guy and told him face to face that they can't continue together, that she can't put up with him anymore and that he can have my younger sister as a friend since my sister is her roommate.

The guy was shattered and devastated, and it equally shattered my sister as well because my sister knew how much sacrifice the guy has made for her girlfriend. So the guy would meet my sister and start begging her to talk to her friend, and each time my sister tries to talk to her girlfriend to reconsider, she would turn it down.

So the guy gave up his efforts but maintained communications with my sister.

As time went by my sister and this guy became close, and they were good friends, so early February this year they guy got a contract job with Exxon mobile for 5 years at Akwa ibom, and he is now asking for my sister's hand in marriage. He's so serious that he has brought wine to my Father with his family members.

My sister told him let her put it in prayers. Because she's currently doing her NYSC.
Upon hearing the news of my sister and this guy, her silly girlfriend that rejected him because he was low, is now beefing my sister and telling the whole world that my sister snatched her boyfriend away from her. it was so bad that she even tried to re establish communication with this guy again.

My sister told me that her girlfriend sent a message to this guy and told him that my sister once had an abortion when she was in her 3rd year, and some stupid lies. But she said that the guy knew that her girlfriend was lying and decided to block her. This got my sister infuriated and me also but the guy begged us to let her go That she's just desperate.

But I'm really really really angry now because she has been spreading malicious lies about my younger sister. And my sister is planning her traditional wedding with this guy by January So please I need suggestions on how to deal with this issue because I don't see my sister at fault here, and I only see a wicked and desperate friend trying to cause wreck in someone's happiness..

Mods I really appreciate if this topic is on front page because it's a serious issue..

There is a saying that silence is the best answer for a fool, I suggest you apply that saying. The lady in question is no friend of your sister, she knows she can't get the guy again,so what she is trying to do is make sure your sister doesn't get him also, friends don't behave that way.

We don't stop drinking water because people drown in water, so also we shouldn't stop giving because some clergy abuses his office. Sometimes we need to ask some questions, how did the missionaries bring the gospel, education, modern medicine etc to Africa? These things were done through people's tithe and offerings, or are we going to say it was wrong for the church to have financed missionaries through people's tithe and offerings?
Let us face the big elephant in the room, there is corruption in the church, we are afraid to say it but it's the truth.
We can't overemphasize the value of economies of scale, giving as an institution beats giving as an individual any day anytime, we can reach more people giving as a church, we can get better deals buying as a church etc.

Giving offerings or tithe is not by force, it's by choice. Our giving has to be inspired by love not returns, most people believe giving is an heavenly lottery where they play a game with 1 kobo expecting to receive a million naira

amarachi06:
I have been married for 6years without a child. it has been the worst time of My life to be married without a child.

Anytime we argue, he will shout at me with scorn and hateful words but he can never speak to his family members that way.

lf l try to talk with him over some issues or advice which will benefit us, he will shot me down, only for us to suffer later.

l have tried to Know my wrong to him but he doesn't wanna tell me. l am in deep pains cos he has told me "that anytime l want to leave, that am free to do so".

On Monday, he came back around 12am, and l was worried till that time. He came back without explaination and l asked him, whether l am that invisible to him, and his reply was "if l am tired, that l should leave". l now replied, "if l have a child, will you send us out?" he didn't say anything but l know that his attitude is cos of that.

The day l had my Last miscarriage was in 2016, and the tears l had in My eyes was not about my baby but knowing that l will Not be loved again by my husband.

l am tired! l almost went Into depression, and sucide, cos of his attitude to me. l don't Know how to handle him, cos my presence irritates him.

Please Sound advice.

Go get help from professionals.

Let's get serious, In a democracy, the vice president is assigned duties by the President, the vice presidents aids are assigned to him by the same president. The relationship of a president to vice president is not a partnership, its a boss to a subordinate, Managing director to Executive director, they are both directors but one manages the directorate. The VP can't force the president to assign duties to him, he as no prerogative to do so. Lets not forget history so quickly, this same thing happened between OBJ and Atiku, in fact, OBJ even denied Atiku the right to use the presidential Jet. If we want things to change we have to make adjustments to our constitution on the duties of a VP. The only card on the table is to resign, that is if the VP feels he is no longer valued in the administration.

Resigning is out of the question, the VP's patron is planning on running in 2023, why remove an insider in the cabinet? As a matter of fact, I think this whole thing is about the 2023 ambition of Tinubu, what better way to weaken him than making his inside man weak? My instinct tells me that this thing will backfire really bad.

Uchechi20:
I just created a new account for this post, please i need mature advice. My husband has been so broke for years now, he never ever gets money if we have any emergency for my kids sickness, school fees, etc. He likes hallucinating about how he will be rich by getting one juicy political appointment cause he is into politics. Sometimes he hustles to just get food and it ends there(this does not come often), no basic needs like school fees etc. Before you judge me as not being supportive, i am not employed at the moment but i struggle and hustle the little way i can to assist in the house upkeep. I paid school fees, i even gave him a large some to add to our ongoing project but the money unfortunately didn't complete it.

Now our room window net spoit and there is a big bush just around the window. He is not doing anything about fixing the window net as usual, i didn't nag him. I just closed the windows permanently, but i noticed this morning that he opened the windows through out last night, same as the night before. My two children sleep on the same bed. He had to put us at risk like that just for ventilation sake without considering what could creep into our room.

Please i need serious advice on how to handle this, he collected all my savings to add to the project.
NOTE: He leaves the house everyday to come back very late, cause he still serves this political big guys yet there is nothing to show for it.

My sister, I sympathize with you, however you and hubby need to understand that politics is not a career it's a service rendered for a short time. You both will have to discuss your future. The present Nigeria will only answer to people with skills, I suggest you both get skills that can help you make a living for yourselves. The monies in the political space is shrinking progressively and the competition of getting a political position is higher than has ever been.
For the sake of your children have a concrete plan.

voltron14:
I did as well but CCTVs were only in the hallways and car parks and the likes.

I said some of my lecture halls, initially I was worried that we were being spied on then later I got used to it. If they are working or not I can't tell, but I could see them, especially in the big lecture theatre. I gather that they use it to monitor attendance and access teaching.

voltron14:
Where did you school?

United Kingdom

Threebear:
This is why private universities are called glorified secondary schools .

Can you imagine the rubbish ?

I heard in Madonna, people get permission to leave the school premises .

Pass your jamb and post UME so you won't be monitored like a criminal in a federal prison

Sir, I schooled abroad and there were cameras in some of our lecture halls, does that make my school a glorified secondary school?

Kennitrust:
When Trump took over as the president of united states of America, he started work immediately to change the economy of the country, worked hard to reduce unemployment and lot more to redeem his campaign promises.

But in Nigeria, reverse is the case here.


This same people struggling for presidential office in the country were together with this man we have today as president. They, together with him, promised us heaven and earth and till today, nothing good come out of their administration.

E dey vex me when I see dis failures fighting to keep ruling us without any remorse from their failure in governing. It not even up to a year, they are fighting for who will be next. Failures!



Old men with empty brain!

Kind sir, developing an economy is like planting a tree, the first few years it doesn't look promising but all of a sudden the tree begins to produce fruit and give shade. What Trump is enjoying is the tree planted by Obama, unemployment had been on a steady decline so also was inflation.
The prosperity enjoyed during the Yar-adua GEJ era was as a result of the sound policies by GEJ. GEJ didn't sustain the tree, warnings were flying everywhere from Sanusi to Okonjo to IMF that we were in trouble, then we handed over a dying tree to a recession-ist to fix and we are here.

Politicians are not the failure, it is the Nigerian people that are the failure, Politicians win, Nigerians don't, old men with smart brains.

We presently don't realise how useless the discovery of oil I the north is, we belong to a cartel called OPEC, they decide how much oil we sell every day, presently we have the capacity to produce 2.3m barrels/day but we have been allocated 1.8m barrels, what is the use of discovering new oil wells?

The highest earning we can ever make from oil is $50 billion dollars annually that's what some multinationals earn in a year, if we divide it by our population, it's $250/citizen/year.

The north needs visionary leadership, the north can make $1 trillion on agriculture yearly if it is properly structured, but no they want leftovers. It's just sad.

We have a stability problem in Nigeria, as at when these pensioners were retiring their pension package was reasonable, when a country has double digits inflation for 5 consecutive years, it water downs the pension. Combine with that the government borrows people's pension contributions in the pretence of projects and most of the monies are embezzled and the government can't pay back, the pensioners don't get paid. The government is broke at the moment, I think we need to start considering one time pension plan

Atiku defense was weak, hinging a victory to a server, in a country that doesn't have e-voting in its constitution. Even if a server was found with some results, how do you marry that with our electoral act? The elections were not perfect, but when have we ever had perfect elections in Nigeria,? from the days of Awo & Zik there have been accusations and counter-accusations of rigging, it's not new.

igwegeorgiano:
Friends on NL I greet you all. Trust your day is going well? It is with very heavy heart and confused state of mind I sent this post on this platform so you can advise me on what line of action I should take. Pastors and genuine men of God should also advise me on what to do as well.

There is this lady i have been dating for about a year and 6 months now. We love each other to the moon and most importantly we respect each other opinion and decisions. She is a born again christian who appreciates the things of God more than she appreciates me which of course I have no issues with.

When we agreed to start up a relationship after being friends for about 6 months, it was agreed that there will be no sex until the wedding night but at a point I asked her "what if we are done with traditional marriage rites are we still not gonna have sex? To my creates surprise she said we won't until church wedding is done. I did not actually took her serious.

Fast forward, on the 15th of July 2019 the traditional marriage was done in her father' compound in the east and all I was asked to pay and give was paid and given without any remainder . after the traditional marriage we went back to my house in abuja. Note that we were not staying together before now. I am base in abuja while she is in owerri. When we got home that night I told her we can now make love as husband and wife hence the traditional rites has been done and most importantly the bride price paid. To my amazement my wife bluntly refused. She told me she will never compromise her stand on pre marital sex

I have been very faithful to our agreement based on her claim that she is a virgin. But refusing me my right over her body after every thing including the bride price has been paid is something I can never subscribed to and to this end I have I have involved her parent and her pastor her decision however, still remain no sex till the wedding night. I am putting the wedding on hold for now until she willingly allow me make love to her and she seems not to be comfortable with my decision as well.

This is the dilemma I have found myself please I need your wise counsels on this. Thanks and remain bless. Moderators kindly push this post to the front page so it can have adequate views it deserves thanks

What you have here is two conflicting perception, you are of the perception that after the bride price is paid you are married, your wife is of the perception that marriage is the church wedding. Perception is governed by teaching and believe neither of you is right or wrong, you were both taught the same thing with two different methods, one of you will have to come down from your high horse.

I will suggest you fast track your wedding date or better still go to church for church blessing if you don't intend to do the church wedding. As much as possible don't force her, else you will violate her conscience and believe and she will detest you for that. In all fairness to her, she gave you her requirement for sex, but you didn't take it seriously, you didn't have the sex for more than a year and you didn't die waiting for the main wedding won't kill you.

We need better policies, you can't have 90m people in poverty and be creating unreasonable taxes everywhere. The government can't be asking for money they were not in partnership of creating.

Look stop being a spoilt brat, school is not just about academics, it about dedication to a cause, about commitment, the art of starting and finishing. If you don't learn these skills now you will never be successful in another endeavour. In life things don't always work out as planned, it takes persistence, commitment, and hard work to make a dream come through.

As it stands you don't have another solid plan, so I will suggest you go do your carry over, while doing it, start making concrete plans for what you want to do with your life.

The ground work should have started in 2015, it's a little too late now, the north is thinking of retaining power, the south west are after it too, the south south will jump at it if given the opportunity. At present there is no frontline candidate in the east, for an election 3 years away, the north is preparing, the west is preparing while the east is preparing to prepare.

Heineken:
Am seriously suffering. At 31 am still squatting. Am through with my service since 2014 but still no job. Am more than depressed... Am perplexed and am not thinking well. At my age I don't have even 1000 in my account. To eat, I have to visit friends...most times is just only breakfast and water at night. I don't want to die this way.. Am not happy. I applied civil defense. Don't know if anyone can help me.. Or any job.

I can feel your pain my brother, but sympathy won't help you, it's been five years since you finished nysc, have you taught about getting a skill or learning a trade? The education system has experienced a paradigm shift, it's no longer get a degree get a job, that era ended in the 80's. Now you have to be able to add value to an organisation to get a job, intact the graduate trainee Jobs are increasingly becoming extinct.
There are no quick fixes to your present situation, first I will advise you relocate cos since PMB became president cash flow in Abuja has significantly dropped, no more free money, secondly I you should get a job like say a teaching job as suggested to enable you meet basic needs and strategize. Thirdly search online for skills of the future and what it takes to master them, choose a skill and start learning it. Opportunities will sure open for you when you are prepared for them.

Stay strong my bro, and put it at the back of your mind that it's not over until you succeed.

Lol, the the FG don't have a choice, as it stands, a quarter of our budget is being used to service debt. No creditor will issue us credit if there is no improvement in revenue generation. The FG need to draw the line, it's becoming too much, at this rate inflation can rise by 5%, less money chasing many goods, a slow down in manufacturing, lose of manufacturing jobs etc are the associated risk if not we'll managed

Good job but we need pace, the job is moving at snail pace.

Racoon:
Abeg what is The unit of currency in Nigeria today that these overfed Buffons want to be collecting state allocation in dollars? The Governors clique is one of the bane of our national development.

Bros, the country earns in dollar, we are an import dependent country, meaning that raw materials for capital expenditures is priced in dollar. They give the governors naira, any slight fluctuations in the exchange rate devalues the allocation of a state, and the CBN makes profit from those currency fluctuations not the state.
Secondly as a result of our import dependence, contractors have to go source forex, the value of a project will depend on how much the contractor buys Forex, again CBN is smiling and the state is at loss.

deantimes:
Source: https://todaypoliticsng.com/prepare-for-indefinite-strike-nlc-tells-workers/

NLC abeg pipe down, on top minimum wage, Buhari don increase vat, add 5% or online transactions, #50 to pos transactions, 5% on cash withdrawal. Only God knows what another increase will spell for us. Or better still let's recover from this one.

We still have a long way to go, Netherlands is half the size of Niger state, they make $100b annually from agriculture. This means that Niger state has a capacity of $200b if agriculture resources are developed. I strongly believe that in four years with the right equipments Niger state can make $2b annually. Can you imagine osun state being the headquarters of sheabutter in the world or Anambra the world largest producer of oil palm. Our governors are mentally lazy that's just the truth, as a governor they can create agriculture reserved areas with offices were farmers can lease fertilizer, tractors, pesticides, drip tech equipments. The Government can set up a company to buy the produce from the farmers sell and make a profit. There are other ideas like tech zones and manufacturing zones the possibilities are endless, all this going to Abuja for survival is not sustainable.

The middle class of the Nigerian society don't watch local channels because they lack content, they watch cable TV, the target market for the likes of dangote, Glo, and banks are the working class. Their aim is to make them return customers. I think Baba George is ignorant of how big businesses work, they must have done a cost to benefit analysis b4 embarking on the advert.

The car is way over valued it's max price should be 15m, I mean it cost exactly same as a Toyota Highlander, comparing them is a huge joke.

Islie:
https://www.thecable.ng/yam-egg-milk-fish-now-exempted-from-vat-highlights-of-2020-budget

The problem still remains that recurrent is twice the size of capital, it's just like paying workers more for a service than the value the service is adding. Debt service being a quarter of the budget is ridiculous. Subsidy has to go, legislation and executive jumbo pay has to go, it's no longer about comfort, it's about survival.

BroAchival:
Greetings to this great house,

As I type this message, my heart is heavy.

Up till today, I have never known my genotype till I went to do medical fitness test for my job/employment process.

I've being dating by girlfriend for about two years and seven months now, and I've always seen her as a perfect match to me, not because she's perfect, but because she's very loyal, reserved and calm, respectful, teachable, willing to learn, beautiful and very supportive to say a few.

Kai, the thought of losing her is killing and unexplainable. She had been a BLESSING to me all these while.
We've really worked on ourselves and helped each other to overcome our weaknesses.

With the challenges of my new and better job, will I really have that time to woo women and start the process of working on a woman to blend and suit me?

And this is a girl I'm planning to settle down with by the middle of next year, after I must have gotten used to my new job.

I have always believed that my genotype would be AA, but I was wrong!

Somebody told me that there's nothing God can not do, that he has seen people giving testimonies about change of genotypes. I didn't doubt him, it's just that i'm not the "churchious" type who easily believe all those stories.

Now, my questions are:

1.) Is it possible to have just two children without an SS child?

2.) How do I relate this sad news to her (after she has turned down several serious marriage proposals because of me)?

3.) Please, what do I do?

Please, help me and send this to front page for greater views and advice.

Matured and very serious advice needed.

Thanks.

i would think that the question of genotype is something that should be discussed before a relationship gets too serious. I lost 2 siblings to SS, its not an exprience I will wish for my enemy.

Once again South Africa 1 Nigeria 0, we need to understand in this country that the end game of every venture is to make money. 240m votes @ #30 per vote #7.2b for a country with half its citizens living below poverty line. Then we now come back and say there is no money in this country, there is money but it's only misappropriated by both our leaders and the citizens. Let's assume all house mates were given #30m, it's still not up to 10% of what was earned. We need to transit from being a consumer nation to a production nation else we won't survive.